Payday Loans in Reubens, Idaho

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No payday loan companies in Reubens, ID. Consider companies in other cities:

Company nameAddressZip codePhone number
Canyon Financial of Boise 4792 W Overland Rd #100, Boise, ID 83705 +1 (208) 658 - 0355
FastBucks 730 W Pullman Rd B, Moscow, ID 83843 +1 (208) 892 - 8638
Numerica Credit Union - Hayden Branch 8370 N Cornerstone Dr, Hayden, ID 83835 +1 (208) 667 - 5151
Xpress Cash 388 Overland Ave, Burley, ID 83318 +1 (208) 678 - 1005
Magic Valley Pawn & Loan 570 Addison Ave W, Twin Falls, ID 83301 +1 (208) 734 - 3334
Horizon Credit Union 520 N Fifth Ave, Sandpoint, ID 83864 +1 (800) 852 - 5316
First Federal Savings Bank 123 Broadway Ave N, Buhl, ID 83316 +1 (208) 543 - 8881
Advance America 1603 E Seltice Way b, Post Falls, ID 83854 +1 (208) 773 - 7578
Idaho Title Loans, Inc. 808 21st St, Lewiston, ID 83501 +1 (208) 746 - 9641
U.S. Bank Branch 1 S State St, Preston, ID 83263 +1 (208) 852 - 2100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Reubens, ID, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Post Falls, ID, 24-Hour Loan in Twin Falls, ID, Short-term Loans in Boise, ID, Quick Loan in Caldwell, ID, Payday Loans in Idaho Falls, ID, Payday Loan Companies in Lewiston, ID, Payday Loans in Meridian, ID and Payday Loans in Nampa, ID. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Reubens, ID.

Payday Loans Available in Reubens, ID By The Following ZIP Codes:

83548

Are Payday Loans Legal In Reubens, Idaho?

Loan Rates and Fees, Laws and Regulations in Idaho.

Idaho Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)652
Maximum Loan Amount$1,000 (or 25% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed3
Finance ChargesNo Limit

Reubens, ID payday loan calculator

Are you experiencing a financial emergency and find yourself in need of a quick loan in Reubens, Idaho? A payday loan may be a viable option to consider. In Idaho, payday loans are legal and can provide quick access to cash with minimal requirements. However, before you opt for a payday loan, it’s important to understand the ins and outs of this type of loan. In this article, we’ll provide you with all the information you need to know about payday loans in Reubens.

What is a Payday Loan?

A payday loan, also known as a cash advance loan, is a short-term loan that is typically due on your next payday. Payday loans are designed to help you cover expenses until your next paycheck arrives. These loans usually come with high interest rates and fees, making them a costly option. In Idaho, the maximum amount you can borrow in a payday loan is $1,000, and the term cannot exceed 25% of your gross monthly income.

How Do Payday Loans Work in Reubens, Idaho?

To apply for a payday loan in Reubens, you’ll need to meet certain minimum requirements, which may include having a steady source of income, a checking account, and a valid ID. You’ll also need to provide proof of income, such as a pay stub or bank statement. Once you fill out an application and provide the necessary documentation, the lender will review your application and decide whether to approve it or not.

If you’re approved, you’ll usually receive your loan amount in cash or via direct deposit into your checking account. You’ll then be required to repay the loan amount plus fees and interest on your next payday. If you’re unable to repay the loan in full on your due date, you may be able to extend the loan or roll it over, but this will come with additional fees and interest charges.

What are the Benefits of Payday Loans in Reubens, Idaho?

  • Quick access to cash when you need it
  • Minimal requirements for approval
  • No credit check required

What are the Risks and Drawbacks of Payday Loans?

  • High interest rates and fees
  • Short repayment terms that can be difficult to meet
  • Rollovers and extensions can lead to a cycle of debt
  • Can negatively impact your credit score if not repaid on time

While payday loans can be a helpful financial tool in an emergency, they should be used with caution due to their high costs and potential risks. If you’re considering a payday loan, make sure you understand the terms and fees before you sign on the dotted line.

Interesting Facts about Payday Loans in Reubens, Idaho

  • The average payday loan in Idaho is $368
  • The interest rate on payday loans in Idaho can be as high as 652.2%
  • Most payday lenders in Idaho are located in urban areas

If you’re in need of a payday loan in Reubens, Idaho, you can apply through TheGuaranteedLoans. As a loan connector service, we work to connect borrowers with potential lenders who can meet their needs. Simply fill out our online application form and let us do the work of finding a lender who may be able to provide you with the funds you need.

Apply Now

Don’t let a financial emergency leave you stressed and struggling. Apply for a payday loan through TheGuaranteedLoans today and get the help you need to cover your expenses. Remember, we’re not a direct lender, but a loan connector service that can help you connect with lenders who may be able to provide you with the funds you need. Apply now and take the first step towards financial relief.

F.A.Q.

Are payday loans legal in Reubens, Idaho?

Yes, payday loans are legal in Reubens, Idaho.

What are the requirements to qualify for a payday loan in Reubens, Idaho?

To qualify for a payday loan in Reubens, Idaho, borrowers must be at least 18 years old and have a regular source of income.

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