Payday Loans in Oak Lawn, Illinois

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Payday Loan Companies in Oak Lawn, IL

Company nameAddressZip codePhone number
AAA1 Auto Title Loans 10810 S Cicero Ave 60453 +1 (708) 636 - 9049
Cash Direct Inc 10406 S Cicero Ave 60453 +1 (708) 422 - 8201
Devon Financial Services 8832 S Cicero Ave 60453 +1 (708) 422 - 6006
Fast Payday Loans Oak Lawn 4845 97th Pl 60453
Mariner Finance 10423 S Cicero Ave 60453 +1 (708) 425 - 1176
Midwest Title Loans 9058 S Cicero Ave 60453 +1 (708) 422 - 8341
Payday Loans Oak Lawn 245, Cook Ave 60453
PLS Loan Store 6322 95th St 60453 +1 (708) 233 - 9800
PLS Loan Store 6322 W 95th St 60453 +1 (708) 233 - 9800
TitleMax Title Loans 10033 S Ridgeland Ave 60453 +1 (708) 529 - 2244
TitleMax Title Loans 9540 S Cicero Ave 60453 +1 (708) 498 - 0243
World Finance 5821 W 87th St Ste A 60453 +1 (708) 422 - 2549

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oak Lawn, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Oak Park, IL, Short-term Loans in Orland Park, IL, Same Day Loans in Oswego, IL, No Credit Check Loans in Palatine, IL, Emergency Loan in Park Ridge, IL, No Credit Check Loans in Pekin, IL, Payday Loans in Peoria, IL and Payday Loan for Plainfield, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oak Lawn, IL.

Beautiful sights of Oak Lawn, IL

Payday Loans Available in Oak Lawn, IL By The Following ZIP Codes:

60453, 60454

Are Payday Loans Legal In Oak Lawn, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Oak Lawn, IL payday loan calculator

What are Payday Loans?

Payday loans are a type of short-term loan, ideal for helping with unexpected expenses or covering a shortfall in income. These loans are often taken out over a period of fourteen days to two months, and are intended to be paid off when the borrower receives their next paycheck. Payday loans are legal in Illinois under the Payday Loan Reform Act of 2005.

Payday Loans in Oak Lawn, Illinois

Oak Lawn, Illinois is located in suburban Cook County and has a population of 57,599 residents. Payday loans in Oak Lawn, Illinois are a great option for individuals needing a short-term loan to cover an unexpected expense. From car repairs to medical bills, payday loans can provide the financial assistance needed to stay on track.

How to Get a Payday Loan in Oak Lawn, Illinois

Obtaining a payday loan in Oak Lawn, Illinois is a relatively simple process. All that is needed to begin the process is proof of a steady income, a valid driver’s license, government issued identification (e.g., a passport or an ID card), and a checking account. Depending on the lender, additional documentation may be required.

Payday loan lenders in Oak Lawn, Illinois will then review the borrower’s application and approve an amount based on the borrower’s income and other factors. After approval, the borrower receives the funds, usually through direct deposit into a checking or savings account.

Payday Loan Repayment in Oak Lawn, Illinois

The repayment of a payday loan in Oak Lawn, Illinois is usually due within 14 days to two months. The lender will arrange for the repayment of the loan to be made automatically from the borrower’s bank account. This usually occurs on the borrower’s next payday.

For borrowers who are unable to pay back their loan in full, it is important to reach out to their lender to discuss repayment options. Payday loan lenders in Oak Lawn, Illinois are required to follow the terms outlined in the Payday Loan Reform Act of 2005 and must not take any action that could be considered predatory.

Benefits of Payday Loans in Oak Lawn, Illinois

Payday loans in Oak Lawn, Illinois provide a fast and convenient way to deal with unexpected expenses. These loans are easy to obtain and help borrowers get the cash they need quickly. Together with the hassle-free repayment process, payday loans can provide much needed financial assistance when needed.

Frequently Asked Questions

Q: Are payday loans legal in Illinois?

A: Yes, payday loans are legal in Illinois under the Payday Loan Reform Act of 2005.

Q: How do I apply for a payday loan in Oak Lawn, Illinois?

A: Applying for a payday loan in Oak Lawn, Illinois is a simple process. Individuals need to provide proof of a steady income, a valid driver’s license, government issued identification, and a checking account. Depending on the lender, additional documentation may be required.

Q: How long do I have to repay a payday loan?

A: The repayment period for a payday loan is typically 14 days to two months. The repayment of the loan is usually made automatically from the borrower’s bank account on their next payday.

Q: What are the benefits of using payday loans?

A: Payday loans provide a fast and convenient way to handle unexpected expenses. They are easy to obtain and help borrowers get the cash they need quickly. Together with the hassle-free repayment process, payday loans can provide much needed financial assistance when needed.

Apply Now

Are you in need of extra funds to cover an unexpected expense in Oak Lawn, Illinois? If so, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders that offer payday loans in your area. To get started, simply fill out our online application and we will connect you with lenders for further action.

More F.A.Q.

Can a payday lender in Oak Lawn, Illinois offer a loan with a term longer than 180 days?

No, payday lenders in Oak Lawn, Illinois are only allowed to offer loans with terms of 180 days or less.

Are there any restrictions on the locations where payday lenders can operate in Oak Lawn, Illinois?

Yes, payday lenders in Oak Lawn, Illinois are only allowed to operate in licensed locations, such as storefronts or online platforms. They are not allowed to operate in locations such as airports, bus stations, or check-cashing stores.

How Many Cash Advance Companies are in Oak Lawn, IL?

With the help of our service, you will be able to find 12 cash advance companies in Oak Lawn, IL

What Cash Advance Companies in Oak Lawn, IL are the most popular?

You should check PLS Loan Store, TitleMax Title Loans, and AAA1 Auto Title Loans. Also, you can start your application online on our website.