Payday Loans in Evanston, Illinois

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Payday Loan Companies in Evanston, IL

Company nameAddressZip codePhone number
AmeriCash Loans 1801 Dempster St 60201 +1 (847) 424 - 9777
Fast Payday Loans Evanston 1346-1398 Dewey Ave 60201
Payday Loan Store 1263 Dodge Ave 60202
Payday Loans Evanston 334, Kirk St 60202
PLS Check Cashing Store 1830 Dempster St Ave 60202 +1 (847) 491 - 1400
PLS Loan Store 1828 Dempster St 60202 +1 (847) 491 - 6550
PLS Loan Store 1828 Dempster St Ave 60202 +1 (847) 491 - 6550
Top Payday Loans Evanston 801-819 Florence Ave 60202

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Evanston, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Galesburg, IL, Payday Loans in Glendale Heights, IL, Payday Loan Without a Credit Check in Glenview, IL, Payday Loans in Gurnee, IL, Payday Loans in Hanover Park, IL, Payday Loans in Hoffman Estates, IL, Payday Loans in Joliet, IL and Payday Loans in Lombard, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Evanston, IL.

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Payday Loans Available in Evanston, IL By The Following ZIP Codes:

60203, 60208, 60202, 60204, 60201, 60209

Are Payday Loans Legal In Evanston, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Evanston, IL payday loan calculator

Advise to read before applying

Payday Loans in Evanston, Illinois

Payday loans offer short-term solutions for quickly obtaining cash, and are legal in the state of Illinois. Payday loans typically range from $100 to $500, with repayment timeframes of two to four weeks. If you live in the area of Evanston, Illinois, and need access to quick cash, read on to learn more about payday loan regulations in this state, and what your options are.

What are Payday Loans?

Payday loans are short-term loans that are typically repaid upon receipt of your next paycheck. They are small-dollar, unsecured loans that are offered to individuals in need of quick cash. Payday loans are also referred to as cash advances, and can be a helpful solution for covering unexpected expenses or emergency bills.

Are Payday Loans Legal in Illinois?

Yes, payday loans are legal in Illinois. The Illinois Payday Loan Reform Act of 2005 regulates the payday loan industry in the state. Payday loans are regulated at the state level and must follow state regulations. In recent years, there have been changes to Illinois payday loan regulations, including new caps on repayments and loan amounts.

What are the Regulations for Payday Loans in Evanston, Illinois?

Payday loan regulations in Illinois include the following:

  • Loan Amounts: The maximum loan amount is $500. Payday loans greater than $500 are prohibited in Illinois.
  • Loan Terms: The minimum loan term is 13 days and the maximum is 120 days. Payday loans must be repaid in full within this timeframe.
  • Fees: The maximum finance rate and fees are $15.50 per $100 up to $500. Additional fees may be charged if the loan is not repaid on time.
  • Rollovers: Rollovers, or extending the loan, are not allowed.
  • Cooling off Periods: Cooling off periods are required. Borrowers are not allowed to take out another loan for at least two days after repaying the previous loan.

Where to Get a Payday Loan in Evanston, Illinois?

There are several payday lenders in Evanston, Illinois. Here is a list of some of the most popular options:

  • Advance America
  • Check Into Cash
  • Money Mart
  • CashNetUSA
  • LendNation

F.A.Q. section

Q1. How much can I borrow in a payday loan?

The maximum loan amount is $500. Payday loans greater than $500 are prohibited in Illinois.

Q2. What is the loan term for a payday loan in Evanston, Illinois?

The minimum loan term is 13 days and the maximum is 120 days. Payday loans must be repaid in full within this timeframe.

Q3. Are rollovers allowed in Illinois?

No, rollovers, or extending the loan, are not allowed in Illinois.

Q4. Is there a cooling off period for payday loans?

Yes, cooling off periods are required. Borrowers are not allowed to take out another loan for at least two days after repaying the previous loan.

Applying for a Payday Loan in Evanston, Illinois

If you are in need of quick cash, payday loans may be a viable option. However, it is important to understand the regulations and read the fine print before you take out a loan. If you are considering applying for a payday loan in Evanston, Illinois, TheGuaranteedLoans can help. We work with lenders across the nation to help connect customers with loan options online.

Apply Now

If you are ready to apply for a payday loan in Evanston, Illinois, TheGuaranteedLoans can help you get started. We are not a lender, but we can connect you with lenders who may be able to provide you with a loan. Simply fill out our online application and we will get started matching you with a lender.

More F.A.Q.

What should I consider before taking out a payday loan in Evanston, Illinois?

Before taking out a payday loan in Evanston, Illinois, you should carefully consider your ability to repay the loan on time and in full. You should also compare the interest rates and fees of different lenders to ensure you are getting the best deal.

What happens if I default on a payday loan in Evanston, Illinois?

If you default on a payday loan in Evanston, Illinois, the lender may pursue collection efforts, including garnishing your wages or seizing your assets. In addition, defaulting on a payday loan can damage your credit score and make it difficult to obtain credit in the future.

How Many Cash Advance Companies are in Evanston, IL?

With the help of our service, you will be able to find 8 cash advance companies in Evanston, IL

What Cash Advance Companies in Evanston, IL are the most popular?

You should check PLS Loan Store, AmeriCash Loans, and Fast Payday Loans Evanston. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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