Payday Loans in Dayton, Indiana

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No payday loan companies in Dayton, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Fowler State Bank 300 E 5th St, Fowler, IN 47944 +1 (765) 884 - 1200
MoneyGram 2213 S Scatterfield Rd 4, Anderson, IN 46016 +1 (765) 683 - 9620
Scott County Tire 1530 N Gardner St 2, Scottsburg, IN 47170 +1 (812) 752 - 6565
American Mortgage - Lafayette IN 625 S Earl Ave Suite 2, Lafayette, IN 47904 +1 (765) 742 - 4700
Chase Bank 100 S College Ave, Bloomington, IN 47404 +1 (812) 331 - 6229
Centier Bank 5501 Franklin St, Michigan City, IN 46360 +1 (219) 262 - 6028
pls Loan Store 1930 N National Rd, Columbus, IN 47201 +1 (812) 378 - 3704
Bippus State Bank 150 Hauenstein Rd, Huntington, IN 46750 +1 (260) 356 - 8900
Horizon Bank 123 S Main St 129, Columbia City, IN 46725 +1 (260) 248 - 8181
First Harrison Bank 7735 IN-62, Charlestown, IN 47111 +1 (812) 282 - 4303

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dayton, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Kokomo, IN, Payday Loan Without a Credit Check in Lafayette, IN, Emergency Loan in Merrillville, IN, Payday Loan Companies in Michigan City, IN, No Credit Check Loans in Mishawaka, IN, Payday Loans in Muncie, IN, Payday Loans in New Albany, IN and Payday Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dayton, IN.

Beautiful sights of Dayton, IN

Payday Loans Available in Dayton, IN By The Following ZIP Codes:

47941

Are Payday Loans Legal In Dayton, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Dayton, IN payday loan calculator

Payday Loans in Dayton, Indiana: What You Need to Know

Payday loans are a type of short-term loan that borrowers access for immediate financial needs. These loans are typically offered to those who have limited or poor credit, making them a popular option for people who don’t qualify for traditional loans. In Dayton, Indiana payday loans are legal and readily available to residents who meet certain criteria.

How Payday Loans Work

Payday loans function more like an advance on your paycheck than a typical loan. Generally, you will be asked to provide information about your employment status and income to your lender. Once the lender approves you, you’ll receive your loan, usually within 24 hours. You will then have a set amount of time to repay the loan in full, usually on your next payday.

It’s important to note that payday loans typically come with a high-interest rate and additional fees, so it’s important to calculate the total cost of the loan before agreeing to it.

Requirements for Securing a Payday Loan in Dayton, Indiana

Payday loans in Dayton, Indiana have a set of requirements potential borrowers must meet to secure a loan. To apply for a payday loan in Dayton, Indiana, you must:

  • Be at least 18 years old
  • Be a U.S. citizen or permanent resident
  • Have a valid government-issued ID
  • Have a steady source of income and proof of employment
  • Have an active checking account in your name

If you meet these requirements, you can apply for a payday loan at a brick-and-mortar store or online from a licensed lender.

How to Choose a Payday Lender in Dayton, Indiana

When choosing a payday lender in Dayton, Indiana, it’s important to do your research and compare lenders to ensure you’re getting the best deal. Look for a lender with a good reputation and a transparent fee structure. You can also consider factors like how fast the lender can get you your funds and whether they have flexible repayment plans.

Another important factor to consider is whether the lender is licensed in Indiana. The Indiana Department of Financial Institutions regulates payday lenders in the state, so make sure the lender you choose is licensed and in good standing with the department.

Interesting Facts and Statistics about Payday Loans in Dayton, Indiana

  • Payday loans in Indiana are legal and are regulated by the Indiana Department of Financial Institutions.
  • Indiana law requires payday lenders to provide borrowers with information about the fees and interest rates associated with their loans.
  • The average payday loan amount in Indiana is $350.
  • In 2019, there were over 1.5 million payday loan transactions made in Indiana.
  • According to a study conducted by the Indiana Institute for Working Families, the average payday loan borrower in Indiana takes out 10 loans per year and spends an average of 19% of their income on payday loan fees.

Apply Now

If you’ve determined that a payday loan is the right option for your financial needs, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application to get started today. It’s important to note that TheGuaranteedLoans is not a direct lender but a connector service that facilitates the connection between borrowers and lenders.

It’s important to make sure you can repay any loan you take out in a responsible and timely manner. Consider other options for financial assistance before taking out a payday loan, and make sure you understand all the fees and repayment terms before agreeing to a loan.

F.A.Q.

What should I do if I feel that a payday lender in Dayton, Indiana is acting illegally or unfairly?

If you feel that a payday lender in Dayton, Indiana is acting illegally or unfairly, you can file a complaint with the Indiana Department of Financial Institutions. This agency is responsible for regulating payday lenders in the state and will investigate any complaints received.

Are there any organizations in Dayton, Indiana that can provide assistance with payday loan debt?

Yes, there are several organizations in Dayton, Indiana that can provide assistance with payday loan debt, including credit counseling agencies and legal aid organizations. These organizations can help you develop a repayment plan, negotiate with lenders, and explore other debt relief options.