Payday Loans in Fountaintown, Indiana

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No payday loan companies in Fountaintown, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Small Business Loans Fort Wayne IN - Merchant Cash Advance Indiana - Invoice Factoring & Unsecured Loans 1502 Magnavox Way 250, Fort Wayne, IN 46804 +1 (260) 208 - 4461
Rob Taylor - Raymond James 320 Huggins Dr, Hartford City, IN 47348 +1 (765) 348 - 1590
Fifth Third Bank & ATM 8422 Bell Oaks Dr, Newburgh, IN 47630 +1 (812) 858 - 5751
KEMBA Credit Union 444 S Shortridge Rd, Indianapolis, IN 46219 +1 (317) 351 - 5235
United Federal Credit Union - Griffith 510 N Broad St, Griffith, IN 46319 +1 (888) 982 - 1400
Faithful Stewards of Money Concepts 3815 River Crossing Pkwy 100, Indianapolis, IN 46240 +1 (317) 566 - 2121
Fifth Third Bank & ATM 1230 Lincoln Hwy, New Haven, IN 46774 +1 (260) 749 - 6962
Check Into Cash 504 Greensburg Commons Shopping Center, Greensburg, IN 47240 +1 (812) 663 - 9991
Community Bank 1202 N Park Ave, Alexandria, IN 46001 +1 (765) 724 - 2800
Chiphone Federal Credit Union 403 W Crystal Valley Dr, Middlebury, IN 46540 +1 (574) 825 - 7883

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fountaintown, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Anderson, IN, Payday Loans in Bloomington, IN, Bad Credit Loans in Carmel, IN, Payday Loans in Columbus, IN, Payday Loans in Elkhart, IN, Payday Loans in Evansville, IN, Guaranteed Loans in Fishers, IN and Payday Loans in Fort Wayne, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fountaintown, IN.

Payday Loans Available in Fountaintown, IN By The Following ZIP Codes:

46130

Are Payday Loans Legal In Fountaintown, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Fountaintown, IN payday loan calculator

Understanding Payday Loans in Fountaintown, Indiana

Payday loans have become an increasingly popular option for those looking for fast cash with a short-term repayment period. They are typically unsecured loans that allow individuals to borrow a small amount of money to cover unexpected expenses such as car repairs, medical bills, or household emergencies.

The Legal Framework for Payday Loans in Indiana

In Indiana, payday loans are legal but with certain restrictions. The maximum loan amount you can borrow is $550, and the loan duration cannot exceed 31 days. The law also restrains the maximum fees a lender can charge. A lender can charge a maximum of 15% of the loan amount as a finance charge and an additional $1 database fee. The maximum annual percentage rate (APR) for payday loans in Indiana is 391%.

It’s essential to keep in mind that payday loans are short-term loans and should not be used as a long-term financial solution.

Benefits of Payday Loans

  • Easy and quick application process
  • No credit check required
  • No requirement for collateral
  • Immediate access to cash
  • Convenient online application available

How to Apply for a Payday Loan Online?

Applying for a payday loan in Fountaintown, Indiana, is incredibly convenient and straightforward. You can complete the entire process online via TheGuaranteedLoans website.

  1. Visit TheGuaranteedLoans website and fill in the online application form.
  2. Provide all the necessary documentation, including proof of income, identification, and bank statements.
  3. Once your application is approved, we will connect you with a suitable lender to complete the loan process.
  4. The funds will be deposited into your bank account within 24 hours once your loan is approved.

Interesting Facts About Payday Loans in Fountaintown, Indiana

  • According to statistics, more than 200 storefronts offer payday loans in Indiana
  • According to the Consumer Financial Protection Bureau (CFPB), the national average APR for payday loans is 400%, which is significantly higher than Indiana’s maximum APR of 391%.
  • It’s been estimated that the payday lending industry generates $1.5 billion annually in fees in the United States.

Apply Now

TheGuaranteedLoans is a reliable and trustworthy connector service. We are not a direct lender, but we work with multiple lenders to help you find the most suitable loan options. You can fill out an online application with us, and we will connect you with the best lender for your financial needs. Visit our website to get started.

Conclusion

Payday loans can be a useful option if you need cash urgently, but you must ensure you can repay the loan on time. In the state of Indiana, payday loans are legal with restrictions. At TheGuaranteedLoans, we aim to make the loan process as accessible and straightforward as possible. We hope this article provided you with valuable insights into payday loans in Fountaintown, Indiana.

F.A.Q.

Is there a minimum loan term for payday loans in Fountaintown, Indiana?

Yes, in Fountaintown, Indiana, payday loans must have a minimum loan term of 14 days.

Are there any limits on the interest rates that can be charged on payday loans in Fountaintown, Indiana?

Yes, in Fountaintown, Indiana, payday lenders are not allowed to charge interest rates higher than 15% per year on payday loans.