Payday Loans in Goldsmith, Indiana

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No payday loan companies in Goldsmith, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Depot Inc 305 E North St, Kendallville, IN 46755 +1 (260) 349 - 9000
A-1 Cash Advance 1910 E 53rd St, Anderson, IN 46013 +1 (765) 643 - 4400
Chase Bank 100 S College Ave, Bloomington, IN 47404 +1 (812) 331 - 6229
Top Payday Loans Elkhart 708 W Marion St, Elkhart, IN 46516
First Federal Savings Bank 206 W Plymouth St, Bremen, IN 46506 +1 (574) 546 - 2121
Cashland 103 E McGalliard Rd, Muncie, IN 47303 +1 (765) 741 - 0890
Personal Finance Company 518 W Broadway St # 1, Princeton, IN 47670 +1 (812) 385 - 1141
Horizon Bank ATM 1222 W State Rd 2, La Porte, IN 46350
Hoosier Hills Credit Union 3010 N Newton St, Jasper, IN 47546 +1 (812) 481 - 2282
Fast Payday Loans Anderson 2430 Lincoln St, Anderson, IN 46016

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goldsmith, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IN, Payday Loans in Portage, IN, Payday Loans in Richmond, IN, Payday Loan for South Bend, IN, Payday Loans in Terre Haute, IN, Payday Loans in Valparaiso, IN, Payday Loans in West Lafayette, IN and Payday Loans in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goldsmith, IN.

Are Payday Loans Legal In Goldsmith, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Goldsmith, IN payday loan calculator

Understanding Payday Loans in Goldsmith, Indiana

Payday loans have been a popular financial solution for many people in Indiana. These loans can be a convenient way to get quick cash, especially during emergency situations. Despite their benefits, it is essential to understand what these loans are and how they work before considering them.

What Are Payday Loans?

Payday loans, also known as cash advance loans, are typically small, short-term loans that borrowers can use to cover unexpected expenses, such as medical bills, car repairs, or other emergencies. Payday loans are commonly offered in amounts between $50 and $500, and repayment is typically due on the borrower’s next payday.

How Do Payday Loans Work in Goldsmith, Indiana?

In Indiana, payday loans are legal and regulated by state law. Indiana law allows borrowers to take out up to $550 per loan, with a maximum term of 31 days. However, borrowers are not allowed to have more than two outstanding payday loans at any given time, and lenders are not allowed to charge more than 15% interest on the loan. Lenders are required to provide a full disclosure of the loan terms and fees to borrowers before accepting an application.

To qualify for a payday loan in Goldsmith, Indiana, borrowers must be at least 18 years old and have a steady income source, such as a job or government benefits. Borrowers must also provide identification, such as a state ID or driver’s license, and a personal check or bank account information. Once approved, borrowers can receive the loan funds in as little as one business day.

The Pros and Cons of Payday Loans

Payday loans can be a valuable financial solution for emergency situations, but they also have some drawbacks.

Pros:

  • Quick access to cash
  • No credit check required
  • Easy application process

Cons:

  • High-interest rates and fees
  • Short repayment terms
  • Can lead to a cycle of debt

Interesting Facts and Statistics About Payday Loans in Goldsmith, Indiana

Did you know that Indiana’s payday lending industry has been growing rapidly in recent years? According to a report by the Indiana Institute for Working Families, there are currently more payday lenders in Indiana than the number of McDonald’s, Starbucks, and Burger Kings combined. In 2018, Indiana borrowers took out over 1.2 million payday loans, with an average loan amount of $383 and an average APR of 391%. Additionally, nearly 90% of payday loans were taken out on the same day that the previous loan was repaid.

Apply Now and Connect with Potential Lenders

If you are considering a payday loan in Goldsmith, Indiana, TheGuaranteedLoans can help you connect with potential lenders. As a connector service, we are not a direct lender but can provide access to a network of lenders willing to consider your loan application. Our online application process is quick and easy, and we strive to provide the highest level of customer service to ensure that our clients get the help they need. Don’t wait until it’s too late – apply now and get the funds you need to cover your expenses.

F.A.Q.

What information do I need to provide in order to apply for a payday loan in Goldsmith, Indiana?

To apply for a payday loan in Goldsmith, Indiana, you will need to provide proof of income, a valid government-issued ID, and your bank account information.

How do I repay my payday loan in Goldsmith, Indiana?

Payday loans in Goldsmith, Indiana are typically repaid through automatic withdrawal from the borrower's bank account on the due date.