Payday Loans in Grissom ARB, Indiana

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No payday loan companies in Grissom ARB, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash In A Flash 8015 Pendleton Pike P, Indianapolis, IN 46226 +1 (317) 895 - 6059
Owen County State Bank - Spencer 201 W Morgan St, Spencer, IN 47460 +1 (812) 829 - 4811
Lake City Bank 631 Professional Way, Kendallville, IN 46755 +1 (260) 349 - 0761
Prudential Jon Findley Life Insurance & Financial Services 8888 Keystone Crossing 500, Indianapolis, IN 46240 +1 (317) 502 - 5299
Raymond James Financial Services 1850 Marketplace Blvd, Shelbyville, IN 46176 +1 (317) 392 - 7461
Payday Loans Indianapolis 1513 Columbia Ave, Indianapolis, IN 46202
Check n' Go 3604 Grant St, Gary, IN 46408 +1 (219) 884 - 8100
First Signature Lending 23 Motif Blvd, Brownsburg, IN 46112 +1 (317) 858 - 0000
Centra Credit Union 710 Pillsbury Ln, New Albany, IN 47150 +1 (800) 232 - 3642
STAR Video Banking 201 W Elm St, Gaston, IN 47342 +1 (888) 395 - 2447

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grissom ARB, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gary, IN, 24-Hour Loan in Goshen, IN, Emergency Loan in Granger, IN, Guaranteed Loans in Greenwood, IN, Quick Loan in Guilford, IN, No Credit Check Loans in Hammond, IN, Payday Loans in Indianapolis, IN and Payday Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grissom ARB, IN.

Beautiful sights of Grissom ARB, IN

Are Payday Loans Legal In Grissom ARB, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Grissom ARB, IN payday loan calculator

Payday Loans in Grissom ARB, Indiana: What You Need to Know

Are you in need of some extra cash to tide you over until your next paycheck? Payday loans might be the solution. These short-term, small-dollar loans can help cover unexpected expenses or bridge gaps in your budget. In Grissom ARB, Indiana, payday loans are legal and regulated. Here’s what you need to know before you apply.

How Payday Loans Work

Payday loans are typically for small amounts, usually up to $500, and are meant to be repaid within two to four weeks, or on your next payday. To apply, you’ll need to provide proof of income and a valid form of identification. You’ll also need to provide a post-dated check or authorization to withdraw money from your bank account.

Once you’re approved, you’ll receive the loan amount minus fees and interest. The lender will hold onto your post-dated check or authorization until the due date, at which point they’ll cash it or withdraw the funds from your account.

Understanding Fees and Interest Rates

Payday loans can be more expensive than other forms of credit, so it’s important to understand the fees and interest rates associated with them. In Indiana, there is a cap on payday loan fees and interest rates. Lenders can charge a maximum of 15% of the loan amount as a finance charge, and cannot charge more than 390% APR.

It’s important to note that these rates can still be high, and can add up quickly if the loan is not repaid on time. If you’re considering a payday loan, make sure you understand the full cost—including fees and interest—before you apply.

Benefits of Payday Loans

Despite their high cost, payday loans can be a useful tool for those in need of immediate cash. Benefits of payday loans include:

  • Quick access to funds: Payday loans are often approved and disbursed within one business day, providing immediate relief for those in urgent need of cash.
  • No credit check required: Unlike other forms of credit, payday lenders typically do not check your credit score, making them an option for those with poor or no credit history.
  • No collateral required: Payday loans are unsecured, meaning you don’t need to put up collateral like your car or home to get approved.

Keep in mind that while these benefits can be helpful, the high cost of payday loans can outweigh them if the loan is not repaid on time.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Grissom ARB or the surrounding area, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders to help you find the best loan for your needs.

Our application process is simple and straightforward. Just fill out our online application form, provide some basic information about yourself and your financial situation, and we’ll match you with potential lenders. If you’re approved, you’ll receive the loan amount—minus fees and interest—directly to your bank account.

Please note that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. We are a connector service, working to facilitate connections between borrowers and lenders. Before you apply, make sure you understand the full terms and costs associated with the loan.

Interesting Facts and Statistics

  • In 2019, the average payday loan amount in Indiana was $376.
  • As of 2021, there are over 230 licensed payday lenders operating in Indiana.
  • A 2019 report by the Consumer Financial Protection Bureau found that 80% of payday loans are rolled over or followed by another loan within 14 days, indicating that many borrowers struggle to repay the loan in full on time.

Conclusion

While payday loans can be a useful tool for those in need of immediate cash, they come with a high cost that can quickly add up if the loan is not repaid on time. If you’re considering a payday loan in Grissom ARB or the surrounding area, make sure you understand the full cost—including fees and interest—and only borrow what you can afford to repay.

Apply now with TheGuaranteedLoans to connect with potential lenders and find the best loan for your needs.

F.A.Q.

Can I renew or rollover a payday loan in Grissom ARB, Indiana?

No, payday loans in Grissom ARB, Indiana cannot be renewed or rolled over. The loan must be repaid in full by the agreed upon due date.

What happens if I am unable to repay my payday loan in Grissom ARB, Indiana?

If you are unable to repay your payday loan in Grissom ARB, Indiana, the lender may pursue legal action to recover the funds. It is important to communicate with the lender and work out a repayment plan if you are unable to make the full payment on time.