Payday Loans in Laketon, Indiana

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Laketon, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Union County Title Co 1 W Union St, Liberty, IN 47353 +1 (765) 458 - 7148
1st Source Bank 809 Wayne St, Middlebury, IN 46540 +1 (574) 825 - 4400
Horizon Bank 210 W Lake St, Topeka, IN 46571 +1 (260) 593 - 2414
Checks 4 Cash And Pawn 412 US-20, Michigan City, IN 46360 +1 (219) 874 - 5800
Hoosier Heartland State Bank 108 N Indiana St, Roachdale, IN 46172 +1 (765) 522 - 2344
Mariner Finance 270 E Broadway St, Shelbyville, IN 46176 +1 (317) 398 - 1300
Beacon Credit Union 1301 State Road 114, W South St, North Manchester, IN 46962 +1 (260) 982 - 7551
1st Source Bank 315 N Michigan St, Plymouth, IN 46563 +1 (574) 935 - 1522
Cash To Payday 107 S State St, West Harrison, IN 47060 +1 (812) 637 - 2207
Fairway Independent Mortgage Corporation 555 E County Line Rd Suite 205, Suite 205, Greenwood, IN 46143 +1 (317) 300 - 7240

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Laketon, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Gary, IN, No Credit Check Loans in Goshen, IN, Emergency Loan in Granger, IN, Payday Loans in Greenwood, IN, Short-term Loans in Guilford, IN, Emergency Loan in Hammond, IN, Bad Credit Loans in Indianapolis, IN and Payday Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Laketon, IN.

Beautiful sights of Laketon, IN

Payday Loans Available in Laketon, IN By The Following ZIP Codes:

46943

Are Payday Loans Legal In Laketon, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Laketon, IN payday loan calculator

If you live in Laketon, Indiana and find yourself in need of quick cash, you may be considering a payday loan. While payday loans can be helpful in emergency situations, it’s important to understand the potential risks and fees associated with these types of loans.

What are payday loans?

Payday loans are short-term loans that typically range from $100 to $500. The loan is designed to be repaid on your next payday, which is typically within two weeks. To qualify for a payday loan, you’ll need to have a regular source of income and a checking account.

Are payday loans legal in Indiana?

Yes, payday loans are legal in Indiana. However, there are specific regulations that lenders must follow when offering these types of loans. For example, payday lenders in Indiana cannot charge more than $15 in fees for every $100 borrowed. Additionally, the maximum amount that can be borrowed is $550, or 20% of the borrower’s gross monthly income, whichever is less.

How do payday loans work?

To apply for a payday loan, you’ll typically need to provide proof of income, such as a pay stub, and a valid form of identification. Once your application is approved, the funds will be deposited into your checking account.

When it comes time to repay the loan, the lender will typically withdraw the funds directly from your checking account. If you don’t have enough money in your account to cover the repayment, you may be charged additional fees.

What are the risks of payday loans?

While payday loans can be helpful in emergency situations, there are potential risks and fees that you should be aware of. These types of loans often come with extremely high interest rates, which can make it difficult to pay back the loan in full. Additionally, payday loans can lead to a cycle of debt, as borrowers may take out multiple loans to cover the cost of previous loans.

It’s important to carefully consider whether a payday loan is the best option for your financial situation. If you’re struggling with debt, there may be other resources available to help you get back on track.

Interesting facts and statistics about payday loans in Laketon, Indiana

  • In 2020, the Indiana Department of Financial Institutions reported that there were 297 licensed payday lenders operating in the state.
  • According to a study by the Pew Charitable Trusts, the average payday loan borrower pays $520 in fees to borrow $375.
  • The same study found that 69% of payday loan borrowers use the funds to cover recurring expenses, such as rent or utilities.

Apply now

If you’re considering a payday loan in Laketon, Indiana, TheGuaranteedLoans can help connect you with potential lenders. Our quick and easy online application process can help you get the funds you need in no time. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders who may be able to help you get the funds you need.

Don’t let unexpected expenses derail your finances. Apply for a payday loan today and get the help you need to get back on track.

F.A.Q.

What should I do if I feel that a payday lender in Laketon, Indiana is acting illegally or unfairly?

If you feel that a payday lender in Laketon, Indiana is acting illegally or unfairly, you can file a complaint with the Indiana Department of Financial Institutions. This agency is responsible for regulating payday lenders in the state and will investigate any complaints received.

Are there any organizations in Laketon, Indiana that can provide assistance with payday loan debt?

Yes, there are several organizations in Laketon, Indiana that can provide assistance with payday loan debt, including credit counseling agencies and legal aid organizations. These organizations can help you develop a repayment plan, negotiate with lenders, and explore other debt relief options.