Payday Loans in Lexington, Indiana

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No payday loan companies in Lexington, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 543 N Line St, Columbia City, IN 46725 +1 (260) 248 - 2527
Hendricks County Bank & Trust 1 E Main St, Brownsburg, IN 46112 +1 (317) 852 - 2268
Raymond James Financial Services 1263 IN-135, Greenwood, IN 46142 +1 (317) 882 - 5277
Advanced Funding Group 6525 E 82nd St 209, Indianapolis, IN 46250 +1 (317) 594 - 0023
Community State Bank 506 E North St, Kendallville, IN 46755 +1 (260) 347 - 9000
Tom Rillo - Raymond James 824 S Auto Mall Rd, Bloomington, IN 47401 +1 (812) 337 - 6000
Check Into Cash 1631 N Cass Street, Wabash, IN 46992 +1 (260) 569 - 4800
Payday Loans Indianapolis 1513 Columbia Ave, Indianapolis, IN 46202
Chase Bank 351 W Market St, Nappanee, IN 46550 +1 (574) 773 - 7731
Home Bank 59 W Washington St, Martinsville, IN 46151 +1 (765) 342 - 6695

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lexington, IN, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Gary, IN, Bad Credit Loans in Goshen, IN, Payday Loan Without a Credit Check in Granger, IN, Payday Loans in Greenwood, IN, Payday Loans in Guilford, IN, Quick Loan in Hammond, IN, Payday Loans in Indianapolis, IN and Payday Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lexington, IN.

Payday Loans Available in Lexington, IN By The Following ZIP Codes:

47138

Are Payday Loans Legal In Lexington, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Lexington, IN payday loan calculator

Payday Loans in Lexington, Indiana

Payday loans are a popular short-term lending option for individuals who need quick access to cash. If you’re in Lexington, Indiana, and you need money fast, payday loans could provide a solution. In this article, we’ll explore everything you need to know about payday loans in Lexington, Indiana.

What are Payday Loans?

A payday loan is a small-dollar loan that is typically due on your next payday. These loans are designed to provide quick cash to individuals who are facing unexpected expenses or financial emergencies. In Lexington, Indiana, payday loans are legal and regulated by the Indiana Department of Financial Institutions.

Payday loans are designed to be a short-term solution to financial problems. They are not intended to be used as a long-term financial solution or to pay off other debts. If you find yourself relying on payday loans on a regular basis, it may be a sign that you need to reevaluate your budget and financial habits.

How to Apply for a Payday Loan in Lexington, Indiana

If you’re considering a payday loan in Lexington, Indiana, there are a few steps you’ll need to take:

  • Find a lender: There are several payday loan lenders in Lexington, Indiana. Do your research and find a reputable lender that offers fair terms and fees.
  • Apply for the loan: Once you’ve found a lender, you can typically apply for a payday loan both online and in-person. The application process is usually quick and straightforward.
  • Get approved: Approval for a payday loan is generally based on your income and employment history. If you’re approved, you’ll receive the funds either on the same day or within a few days.
  • Repay the loan: Payday loans are typically due on your next payday. Make sure you have enough funds in your bank account to cover the loan repayment, including any fees or interest.

Interesting Facts and Statistics About Payday Loans in Lexington, Indiana

  • According to a report by the Center for Responsible Lending, the average payday loan borrower takes out eight loans of $375 each per year and spends $520 on interest.
  • In 2020, the Indiana Department of Financial Institutions reported that there were 296 licensed payday lenders operating in the state.
  • In Indiana, payday lenders are not allowed to charge more than 15% of the loan amount as a finance charge. However, some lenders find ways to charge higher fees, so it’s important to do your research and read the fine print.

Apply Now

If you’re interested in applying for a payday loan in Lexington, Indiana, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application, and we’ll match you with lenders who may be able to help. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender. We do not make lending decisions or control the terms of the loan.

The Bottom Line

Payday loans can provide a quick and easy solution for individuals who need cash fast. However, it’s important to understand the risks and fees associated with these loans. Make sure you do your research and only borrow what you can afford to repay. If you’re struggling with debt or financial problems, consider speaking with a financial advisor or credit counselor to explore other alternatives.

F.A.Q.

Are there any organizations in Lexington, Indiana that can provide assistance with payday loan debt?

Yes, there are several organizations in Lexington, Indiana that can provide assistance with payday loan debt, including credit counseling agencies and legal aid organizations. These organizations can help you develop a repayment plan, negotiate with lenders, and explore other debt relief options.

Can a payday lender in Lexington, Indiana garnish my wages if I am unable to repay the loan?

Yes, if you are unable to repay your payday loan in Lexington, Indiana and the lender obtains a judgment against you, they may be able to garnish your wages to recover the funds. It is important to communicate with the lender and try to work out a repayment plan to avoid this outcome.