Payday Loans in Liberty Mills, Indiana

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No payday loan companies in Liberty Mills, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Jill Plante Fairway Independent Mortgage Corporation Mortgage Specialist 8200 Haverstick Road, Suites 115 & 255, Indianapolis, IN 46240 +1 (765) 491 - 6727
North Salem State Bank 2202 N Lebanon St, Lebanon, IN 46052 +1 (765) 483 - 9000
Yes Automotive New Ownership as of Nov 2019 7015 Bluffton Rd, Fort Wayne, IN 46809 +1 (260) 755 - 2008
Mariner Finance 3000 E Morgan Ave STE B, Evansville, IN 47711 +1 (812) 473 - 1676
Wealth Strategies Inc 207 N High St, Muncie, IN 47305 +1 (765) 289 - 3366
Kroger Money Services 3050 Meridian St, Anderson, IN 46016 +1 (765) 644 - 7702
Farm Credit Mid-America 14231 Teetor Rd, Hagerstown, IN 47346 +1 (765) 489 - 4710
Advance America 413 E Clifty Dr, Madison, IN 47250 +1 (812) 273 - 9417
Crossroads Bank 526 W Connexion Way, Columbia City, IN 46725 +1 (260) 248 - 2265
First Financial Bank 101 South Warren Dr, Greencastle, IN 46135 +1 (765) 653 - 4444

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Liberty Mills, IN, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Plainfield, IN, Online Loans in Portage, IN, 24-Hour Loan in Richmond, IN, Guaranteed Loans in South Bend, IN, Payday Loan Without a Credit Check in Terre Haute, IN, Short-term Loans in Valparaiso, IN, Payday Loans in West Lafayette, IN and Payday Loans in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Liberty Mills, IN.

Are Payday Loans Legal In Liberty Mills, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Liberty Mills, IN payday loan calculator

Payday Loans in Liberty Mills, Indiana: What You Need to Know

Payday loans can be a helpful short-term solution for individuals facing unexpected expenses or financial emergencies. In Liberty Mills, Indiana, these loans are legal and accessible for those who meet the criteria.

How Payday Loans Work

Payday loans are intended to provide borrowers with short-term cash loans that must be repaid by their next payday. To qualify for a payday loan in Liberty Mills, Indiana, borrowers must have a steady source of income, be at least 18 years old, and have a valid government-issued ID.

The loan amount can range from $50 to $500, depending on the borrower’s income and the lender’s policies. The lender will typically charge fees and interest rates, which can vary depending on the loan amount and other factors.

The borrower typically writes a check for the loan amount plus fees and interest and postdates it for their next payday. The lender will deposit the check on the due date, and if the borrower does not have enough funds in their account to cover the check, they may face additional fees and penalties.

Benefits of Payday Loans

  • Quick and easy application process
  • Accessible for those with poor credit
  • No collateral required
  • Can be helpful for emergency situations

Considerations Before Applying

Before deciding to take out a payday loan, it is important to consider the potential risks and drawbacks. Payday loans often carry high fees and interest rates, and can become a cycle of debt for some borrowers. It is crucial to only borrow what is necessary and to have a plan for repayment to avoid additional fees and penalties.

It is also important to read the terms and conditions of the loan agreement carefully, and to make sure that the lender is licensed and operating legally in Liberty Mills, Indiana.

Interesting Facts About Payday Loans in Liberty Mills, Indiana

  • The average payday loan amount in Indiana is $380, with an APR of 382%
  • According to a Consumer Financial Protection Bureau report, more than 80% of payday loans are rolled over or renewed
  • Indiana lenders are required to provide a borrower with a loan agreement that includes information about fees, interest rates, and repayment terms

Apply Now

If you are considering taking out a payday loan in Liberty Mills, Indiana, TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders to connect borrowers with loan options that meet their specific needs and criteria. Fill out our online application to get started today.

Please note that TheGuaranteedLoans is not a direct lender. We do not make loan decisions on behalf of lenders, nor do we have control over loan approval decisions made by our participating lenders. Our service is designed to connect borrowers with potential lenders, and we are committed to helping our customers find the loan options that work best for them.

F.A.Q.

What are the maximum loan amounts and fees for payday loans in Liberty Mills, Indiana?

in Liberty Mills, Indiana, the maximum loan amount for a payday loan is $550, with a maximum fee of 15% of the loan amount.

Are there any restrictions on the number of payday loans that can be taken out in Liberty Mills, Indiana?

Yes, in Liberty Mills, Indiana, borrowers are limited to taking out no more than two payday loans at a time.