Payday Loans in Owensville, Indiana

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No payday loan companies in Owensville, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
First Financial Bank 230 Main St, Rising Sun, IN 47040 +1 (812) 438 - 2332
1st Source Bank 1100 Boyd Blvd, La Porte, IN 46350 +1 (219) 324 - 9111
Kentland Federal Savings-Loan 116 N 3rd St, Kentland, IN 47951 +1 (219) 474 - 5888
A-1 Cash Advance 1910 E 53rd St, Anderson, IN 46013 +1 (765) 643 - 4400
Business & Industrial FCU 2118 Lanier Dr, Madison, IN 47250 +1 (812) 273 - 4044
TLCU Financial 1122 W Plymouth St, Bremen, IN 46506 +1 (574) 546 - 5666
Advance America 1004 W Broadway St, Monticello, IN 47960 +1 (574) 583 - 3164
Raymond James 1800 N Wabash Rd, Marion, IN 46952 +1 (765) 662 - 2114
Ale Luna Fairway Independent Mortgage Corporation Loan Officer 10194 Crosspoint Boulevard, Two Concourse, Suite 100, Fishers, IN 46256 +1 (317) 588 - 1236
First Financial Bank 1 First Financial Plaza, Terre Haute, IN 47807 +1 (812) 238 - 6000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Owensville, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IN, Same Day Loans in Portage, IN, Payday Loan for Richmond, IN, Emergency Loan in South Bend, IN, Payday Loans in Terre Haute, IN, Online Loans in Valparaiso, IN, Payday Loan for West Lafayette, IN and Payday Loans in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Owensville, IN.

Beautiful sights of Owensville, IN

Payday Loans Available in Owensville, IN By The Following ZIP Codes:

47665, 47667

Are Payday Loans Legal In Owensville, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Owensville, IN payday loan calculator

Payday Loans in Owensville, Indiana: Everything You Need to Know

Payday loans are a legal form of borrowing money in Indiana, and Owensville is no exception. If you’re in need of some quick cash, a payday loan could be an option for you. However, it’s important to be informed before you borrow any money. In this article, we’ll cover everything you need to know about payday loans in Owensville.

What Is a Payday Loan?

A payday loan is a short-term loan that typically needs to be repaid on your next payday. These loans are typically for small amounts of money, ranging from $100 to $1,000. Payday loans are designed to help you cover unexpected expenses or temporary cash shortages.

If you’re in need of quick cash, payday loans can seem like an attractive option. However, they often come with very high interest rates and fees, making them a very expensive way to borrow money.

Payday Loan Laws in Owensville, Indiana

Payday loans are legal in Owensville, Indiana, but there are laws in place to protect consumers. According to Indiana state law, borrowers cannot take out more than $550 or 20% of their gross monthly income (whichever is less) in a payday loan. Additionally, lenders cannot charge more than 15% of the loan amount in finance charges.

Indiana law also requires lenders to disclose all loan terms and fees upfront, including the total cost of the loan and the annual percentage rate (APR). This is important information to consider before taking out any payday loan.

Applying for a Payday Loan

If you’re considering a payday loan in Owensville, Indiana, there are a few things you’ll need to do. First, you’ll need to find a lender that offers payday loans in Indiana. TheGuaranteedLoans can help connect you with potential lenders in your area.

Once you’ve found a lender, you’ll need to fill out an application. Payday loan applications typically require personal information, proof of income, and a checking account. If you’re approved for a loan, you’ll receive the money in your checking account within one to two business days.

The Risks of Payday Loans

While payday loans can be a quick and easy way to get cash, they come with a number of risks that all borrowers should be aware of. The high interest rates and fees associated with payday loans can make them very expensive, and it can be difficult to repay the loan on time.

If you’re unable to repay your payday loan on time, you may be charged additional fees and interest. This can quickly result in a cycle of debt that can be very difficult to break free of. It’s important to only borrow what you can afford to repay.

Interesting facts about Payday loans in Owensville, Indiana

  • In 2019, Indiana borrowers took out more than 1.2 million payday loans, according to the Indiana Department of Financial Institutions.
  • The average payday loan amount in Indiana is $408, and the average borrower takes out eight loans per year.
  • The average APR for a payday loan in Indiana is 391%.

Apply Now

If you need a payday loan in Owensville, Indiana, TheGuaranteedLoans can help connect you with potential lenders in your area. Remember, we are a connector service and not a direct lender, and we work with a network of trusted lenders who have been fully vetted.

Fill out our online application today and get connected with a lender who can help you get the cash you need.

Remember to borrow responsibly and only what you can afford to repay. While payday loans can be a helpful tool in certain situations, they come with a number of risks, and it’s important to be informed before you borrow any money.

F.A.Q.

Are there any alternatives to payday loans in Owensville, Indiana?

Yes, there are several alternatives to payday loans in Owensville, Indiana, including credit unions, community banks, and online lending platforms. These options may offer lower interest rates and more flexible repayment terms.

Can I be sued for not repaying a payday loan in Owensville, Indiana?

Yes, if you are unable to repay your payday loan in Owensville, Indiana, the lender may pursue legal action to recover the funds. It is important to communicate with the lender and try to work out a repayment plan to avoid this outcome.