Payday Loans in Roselawn, Indiana

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No payday loan companies in Roselawn, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Fort Financial Credit Union 1302 S Grandstaff Dr, Auburn, IN 46706 +1 (260) 925 - 3756
Check Into Cash 3502 W 86th St, Indianapolis, IN 46268 +1 (317) 876 - 0210
Check Into Cash 1723 Hart Street, Vincennes, IN 47591 +1 (812) 886 - 5570
First Farmers Bank & Trust 101 W Sycamore St, Kokomo, IN 46901 +1 (765) 252 - 1738
Fayette County Abstract Co 503 N Central Ave, Connersville, IN 47331 +1 (765) 825 - 9561
1 Hour Car Title Loans Fort Wayne 7920 W Jefferson Blvd, Fort Wayne, IN 46804 +1 (260) 220 - 8864
Check Cash Loans 9940 Pendleton Pike Suite A, Indianapolis, IN 46236 +1 (317) 315 - 5373
World Finance 3306 S Western Ave, Marion, IN 46953 +1 (765) 662 - 1095
Check Into Cash 2920 Grant Line Rd, New Albany, IN 47150 +1 (812) 941 - 1920
First Financial Bank 232 East Crawford St, Montezuma, IN 47862 +1 (765) 245 - 2706

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Roselawn, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IN, Payday Loans in Portage, IN, Guaranteed Loans in Richmond, IN, Payday Loan for South Bend, IN, 24-Hour Loan in Terre Haute, IN, Payday Loans in Valparaiso, IN, Quick Loan in West Lafayette, IN and Payday Loan Companies in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Roselawn, IN.

Beautiful sights of Roselawn, IN

Payday Loans Available in Roselawn, IN By The Following ZIP Codes:

46372

Are Payday Loans Legal In Roselawn, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Roselawn, IN payday loan calculator

Understanding Payday Loans in Roselawn, Indiana

If you’re in Roselawn, Indiana, and struggling to make ends meet before your next paycheck, you’re not alone. Payday loans are a common solution for people who need quick cash for unexpected expenses or emergencies. In this article, we’ll take a closer look at how payday loans work in Roselawn, Indiana, and what you need to know before you apply.

What are payday loans?

Payday loans are short-term loans that typically range from $100 to $1,000. These loans are designed to help people who need cash quickly but don’t have access to traditional bank loans or credit cards. Payday loans are usually due on your next payday, which is why they are called “payday loans.” If you cannot repay the loan on your next payday, you may be able to roll it over for an additional fee.

How do payday loans work in Roselawn, Indiana?

Payday loans are legal in Indiana. When you apply for a payday loan in Roselawn, Indiana, you will need to provide proof of income, such as a pay stub, as well as proof of identification and a checking account. You will also need to provide your social security number and other personal information.

The lender will then review your application and determine whether to approve your loan. If you are approved, you will typically receive the loan amount in your checking account within one business day.

What are the fees and interest rates for payday loans in Roselawn, Indiana?

The fees and interest rates for payday loans in Roselawn, Indiana, can vary depending on the lender. In general, you can expect to pay around $15 for every $100 borrowed. This means that if you borrow $300, you will need to repay $345 on your next payday.

The interest rates for payday loans in Indiana are capped at 15% for loans up to $250, 13% for loans between $250 and $400, and 10% for loans between $400 and $500. Loans over $500 can have an interest rate of no more than 36%.

What are the pros and cons of payday loans?

  • Pros: Payday loans are easy to qualify for, and you can get the cash you need quickly. You don’t need good credit to be approved for a payday loan, and you can use the money for any purpose.
  • Cons: The fees and interest rates for payday loans can be very high, and if you cannot repay the loan on your next payday, you may be charged additional fees and interest. If you roll over the loan, you may end up paying much more in fees and interest than you borrowed.

Apply Now for a Payday Loan in Roselawn, Indiana

If you need cash quickly in Roselawn, Indiana, TheGuaranteedLoans can help. We connect borrowers with lenders who offer payday loans, title loans, and other loan products. Simply fill out our online application, and we’ll match you with a lender who can provide the cash you need. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we will facilitate your connection with potential lenders.

Interesting Facts and Statistics About Payday Loans in Roselawn, Indiana

  • As of 2021, there were approximately 487 payday lending locations in Indiana.
  • The average payday loan in Indiana is $392, with an average fee of $44.
  • In 2019, Indiana lawmakers passed a bill that would have allowed lenders to charge up to 222% interest on small loans. However, the bill was later repealed after widespread protests from consumer advocates.
  • Payday loans can lead to a cycle of debt for many borrowers. According to a 2019 report from the Consumer Financial Protection Bureau, 80% of payday loans are rolled over or followed by another loan within 14 days.

In Conclusion

Payday loans can be a helpful solution for people who need cash quickly, but they can also be a risky choice if you can’t afford to repay the loan on your next payday. If you’re considering a payday loan in Roselawn, Indiana, make sure to carefully review the terms and fees before you apply. And remember, TheGuaranteedLoans is here to connect you with potential lenders who can help you get the cash you need.

F.A.Q.

Are there any limits on the interest rates that can be charged on payday loans in Roselawn, Indiana?

Yes, in Roselawn, Indiana, payday lenders are not allowed to charge interest rates higher than 15% per year on payday loans.

Can I roll over or renew my payday loan in Roselawn, Indiana?

No, in Roselawn, Indiana, payday lenders are not allowed to offer rollovers or renewals on payday loans. Borrowers are expected to pay off their payday loans in full by the end of the loan term.