Payday Loans in Vallonia, Indiana

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No payday loan companies in Vallonia, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Ace Pawn Shop 532 S Walnut St, Bloomington, IN 47401 +1 (812) 339 - 2559
Check n' Go 1107 W Broadway St, Princeton, IN 47670 +1 (812) 386 - 5190
Gibson County Abstract & Title 213 N Hart St, Princeton, IN 47670 +1 (812) 385 - 2334
Mariner Finance 424 N State St, North Vernon, IN 47265 +1 (812) 346 - 5786
Mary Ross Fairway Independent Mortgage Corporation Loan Officer 10150 Lantern Rd Suite 110, Fishers, IN 46037 +1 (765) 524 - 4902
Riverside Community Federal Credit Union 200 E Main St, Gas City, IN 46933 +1 (765) 668 - 8885
World Finance 2179 N Morton St Ste B, Franklin, IN 46131 +1 (317) 346 - 0854
Hoosier Heartland State Bank 100 Meridian St, Linden, IN 47955 +1 (765) 339 - 4646
Northpark Community Credit Union 450 S Lebanon St, Lebanon, IN 46052 +1 (317) 733 - 2200
Check n' Go 5236 S Franklin St., Michigan City, IN 46360 +1 (219) 879 - 2312

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Vallonia, IN, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Kokomo, IN, Payday Loan for Lafayette, IN, Payday Loans in Merrillville, IN, Quick Loan in Michigan City, IN, Payday Loan for Mishawaka, IN, Same Day Loans in Muncie, IN, Payday Loans in New Albany, IN and Payday Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Vallonia, IN.

Beautiful sights of Vallonia, IN

Payday Loans Available in Vallonia, IN By The Following ZIP Codes:

47281

Are Payday Loans Legal In Vallonia, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Vallonia, IN payday loan calculator

Everything you need to know about payday loans in Vallonia, Indiana

Payday loans can be a lifesaver for someone who needs quick cash to cover an urgent expense. These short-term loans can provide immediate relief, but they come with high interest rates and fees, making them a risky option for borrowers. If you’re considering a payday loan in Vallonia, Indiana, it’s important to understand the state’s regulations and how to protect yourself from predatory lending practices. In this article, we’ll provide everything you need to know about payday loans in Vallonia.

What are payday loans?

A payday loan is a type of short-term loan that is typically due on your next payday. They are designed to help people who need quick cash to cover unexpected expenses, such as car repairs or medical bills. Payday loans are easy to qualify for, and you can usually get your money within 24-48 hours of your application.

Are payday loans legal in Indiana?

Yes, payday loans are legal in Indiana. The state has specific regulations that govern lending practices, including the maximum loan amount and finance charges. However, many payday lenders in Indiana have been accused of predatory lending practices, targeting vulnerable borrowers with high-interest rates and fees.

How much can you borrow with a payday loan in Vallonia?

In Indiana, the maximum loan amount for a payday loan is $550. Lenders cannot charge more than 15% per $100 borrowed in finance charges. This means that if you borrow $300, you’ll be charged no more than $45 in finance charges.

What are the risks of payday loans?

Payday loans can be a risky option for borrowers, especially if they are not used responsibly. The high-interest rates and fees can create a cycle of debt that is difficult to escape. It’s important to only take out a payday loan if you’re confident that you can repay it on time. Failure to repay your loan on time can result in additional fees and damage to your credit score.

How to protect yourself from predatory lending practices?

The best way to protect yourself from predatory lending practices is to do your research and only work with reputable lenders. Look for lenders who are licensed and registered with the Indiana Department of Financial Institutions. You can also check their reputation with the Better Business Bureau and read reviews from other customers.

  • Never borrow more than you can afford to repay on time.
  • Read the loan agreement carefully, including the fine print.
  • Understand the fees and interest rates associated with your loan.
  • Ask questions if anything is unclear.
  • Don’t work with lenders who pressure you to take out a loan or who ask for upfront fees.

Interesting facts and statistics about payday loans in Vallonia, Indiana

According to recent data from the Indiana Department of Financial Institutions, there were 1,023,986 payday loans made in Indiana in 2020. The average loan amount was $378, and the average APR was 382%. The total amount of payday loans made in Indiana in 2020 was $387,861,862.

Apply Now

If you’re considering a payday loan in Vallonia, Indiana, TheGuaranteedLoans can help. We’re a connector service that can match you with potential lenders who meet your needs. Just fill out our online application, and we’ll facilitate the connection. Remember, payday loans can be risky, so it’s important to only borrow what you need and ensure you can repay it on time.

Don’t let unexpected expenses derail your finances. With the right research and precautions, payday loans can provide a much-needed financial cushion.

F.A.Q.

Are there any restrictions on how payday lenders in Vallonia, Indiana advertise their services?

Yes, Indiana state law has several restrictions on how payday lenders can advertise their services, including prohibitions on using false or misleading information, targeting vulnerable populations, and using aggressive or harassing sales tactics. Lenders must also clearly disclose all fees and terms of the loan in their advertising.

What are the maximum loan amounts and fees for payday loans in Vallonia, Indiana?

in Vallonia, Indiana, the maximum loan amount for a payday loan is $550, with a maximum fee of 15% of the loan amount.