Installment Loans in Joppa, Alabama

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No installment loan companies in Joppa, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 1105 E 280 Byp, Phenix City, AL 36867 +1 (334) 297 - 0228
1st Franklin Financial 2631 Pelham Pkwy, Pelham, AL 35124
Direct Payday Loans 7484 US-431, Albertville, AL 35950 +1 (877) 244 - 8254
Quick Credit 30 Samford Ave Suite A, Opelika, AL 36801 +1 (334) 745 - 4055
World Finance 14001 Hwy 43 Ste 5, Russellville, AL 35653 +1 (256) 331 - 3504
World Finance 631 Willow Ln Ste I, Greenville, AL 36037 +1 (334) 382 - 5660
World Finance 14923 Alabama 59 Suites D & E, Foley, AL 36535 +1 (251) 943 - 3834
LoanMaster 2005 Woodward Ave, Muscle Shoals, AL 35661 +1 (256) 386 - 9880
Approved Cash 3700 - Q1, Blue Spring Rd NW Ste Q1, Huntsville, AL 35810 +1 (256) 746 - 1636
Regional Finance 906 McMeans Ave Suite B, Bay Minette, AL 36507 +1 (251) 239 - 5660

Installment Loan Companies in Nearby Cities

If there are no installment loan companies in Joppa, AL, you can try to find different companies in big cities nearby. Check out the following pages here: Installment Loans in Cullman, AL, Installment Loans in Daphne, AL, Installment Loans in Decatur, AL, Installment Loans in Dothan, AL, Installment Loans in Enterprise, AL, Installment Loans in Eufaula, AL, Installment Loans in Florence, AL and Installment Loans in Foley, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Joppa, AL.

Installment Loans in Joppa, Alabama: A Guide

Installment loans are a popular and legal option for borrowers in Joppa, Alabama. These loans offer flexibility, as borrowers can repay in scheduled installments rather than in one lump sum. In this article, we’ll explore what installment loans are, how they work in Alabama, and how to apply for them in Joppa.

What are Installment Loans?

An installment loan is a type of loan where borrowers can repay in scheduled installments, rather than in one lump sum. Payment schedules are agreed upon between the lender and borrower, and payments can be daily, monthly, or weekly. These loans are often used for large purchases, such as cars, homes, or education.

In Alabama, installment loans are legal and regulated by the Alabama Small Loan Act. Lenders are required to be licensed, and loans cannot exceed $5000.

How Do Installment Loans Work in Alabama?

In Alabama, installment loans can have terms ranging from 6 to 36 months, and interest rates cannot exceed 17.5%. Lenders can also charge additional fees, such as origination fees and late payment fees. The total amount of fees cannot exceed 3% of the loan amount per month, or 36% per year.

Borrowers can only have one installment loan at a time in Alabama, and lenders are required to run a credit check before approving a loan. Borrowers must also provide proof of income, such as pay stubs or bank statements, and proof of residency.

How to Apply for Installment Loans in Joppa, Alabama

Applying for an installment loan in Joppa can be done in-person or online. It is important to shop around and compare offers from different lenders before accepting a loan. Here are some steps to follow when applying:

  • Research lenders and compare offers.
  • Gather necessary documents, such as pay stubs and proof of residency.
  • Fill out an application either in-person or online.
  • Wait for approval and review the loan terms.
  • Sign the loan agreement and receive funds.

Interesting Facts and Statistics

  • In 2020, over 1.7 million installment loans were issued in Alabama.
  • The average interest rate for installment loans in Alabama is around 90%.
  • Most installment loans in Alabama are used for auto purchases or debt consolidation.
  • Borrowers in Alabama can repay installment loans early without facing prepayment penalties.

Apply Now

If you’re interested in applying for an installment loan in Joppa, TheGuaranteedLoans is here to help. As a connector service, we can help match you with potential lenders in the area. Our online application is easy to fill out and can be completed in minutes. Remember, we are a connector service, not a direct lender, and we do not make credit decisions. Your information is secure, and we will never share it without your consent.

Start your application today and take the first step towards securing the loan you need.

Useful Articles

Installment Loans Available in Joppa, AL By The Following ZIP Codes:

35087

Joppa, AL installment loan calculator

Advise to read before applying

F.A.Q. About Installment Loans

Can I get No Credit Check Loan in Joppa, AL?

Yes, you can get a no credit check loan in Joppa, AL when you apply online.

How to Get a Bad Credit Loans in Joppa, AL?

To apply for a bad credit loan in Joppa, AL, you need to find a direct loan lender online.

Look for Installment Loans in Other Cities:

Alabaster Anniston Atmore Auburn Birmingham Decatur Dothan Florence Foley Gadsden Hoover Huntsville Madison Mobile Montgomery Opelika Phenix City Prattville Tuscaloosa Vestavia Hills
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