Installment Loans in Houghton, Iowa

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No installment loan companies in Houghton, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Hometown Cash Advance 140 E 53rd St, Davenport, IA 52806 +1 (563) 324 - 4700
Peoples Trust & Savings Bank 90 Railroad St, Riverside, IA 52327 +1 (319) 648 - 2221
Great Western Bank 304 Commerce Dr, Prairie City, IA 50228 +1 (515) 994 - 2619
Farmers Savings Bank & Trust 611 2nd St, Traer, IA 50675 +1 (319) 478 - 2148
BankFirst 902 10th St, Onawa, IA 51040 +1 (402) 371 - 8005
Farm Credit Services of America 105 Theater Cir, Perry, IA 50220 +1 (515) 465 - 5318
Advance America 901 S Center St Unit 2, Marshalltown, IA 50158 +1 (641) 753 - 1025
GreenState Credit Union 1207 Central Ave, Fort Dodge, IA 50501 +1 (800) 397 - 3790
Automotive Financial Solutions 2033 La Porte Rd, Waterloo, IA 50702 +1 (319) 236 - 2200
Check Into Cash 1724 W, 1724 Locust St STE 4, Davenport, IA 52804 +1 (563) 322 - 3140

Installment Loan Companies in Nearby Cities

If there are no installment loan companies in Houghton, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Installment Loans in Cedar Falls, IA, Installment Loans in Cedar Rapids, IA, Installment Loans in Council Bluffs, IA, Installment Loans in Davenport, IA, Installment Loans in Des Moines, IA, Installment Loans in Dubuque, IA, Installment Loans in Iowa City, IA and Installment Loans in Marion, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Houghton, IA.

Understanding Installment Loans in Houghton, Iowa

If you find yourself in a financial tight spot, getting a loan can be a quick and easy solution. If you reside in Houghton, Iowa, then you are in luck because installment loans are legal and popular in the state. In this article, we will delve into everything you need to know about installment loans in Houghton, Iowa and how they can assist you when a financial emergency arises.

What are Installment Loans?

An installment loan is a type of loan whereby the borrower borrows a specific amount of money and repays it back in installments within a pre-agreed period. In simple terms, instead of paying back the entire amount you’ve borrowed in one lump sum payment, you repay the loan back in several smaller amounts. It is important to note that installment loans usually come with a fixed interest rate.

What Makes Installment Loans Popular in Houghton, Iowa?

  • Installment loans are easy to apply and re-pay. The agreed repayment plan is usually flexible, making it possible to repay within a stipulated period at your convenience.
  • Installment loans do not require collateral. This means that you can get a loan without worrying about your assets, such as a car or house, being taken away from you.
  • Installment loans have quick approval processes and are disbursed relatively faster than other types of loans. This is great for individuals who need quick financial assistance.

What are the Requirements for Getting an Installment Loan in Houghton, Iowa?

The requirements for getting an installment loan in Houghton, Iowa, are relatively simple. They include:

  • You must be a resident of Houghton, Iowa and be at least 18 years old.
  • You must have a valid government-issued ID and a social security number.
  • You must have an active checking account where the loan can be deposited.
  • You must have a steady income source. This can be a regular salary or income from a business or even retirement benefits.

How to Apply for an Installment Loan in Houghton, Iowa

To apply for an installment loan in Houghton, Iowa, you can visit TheGuaranteedLoans website. We are a connector service that connects you to potential lenders. Here’s how to apply for the loan:

  • Visit TheGuaranteedLoans website
  • Fill out an online application form. The application should take about five minutes to complete, and you will be asked to provide basic personal information such as your name, address, and social security number.
  • Submit your application. Once you submit the application form, the system provides you with the loan offers from various lenders.
  • Review and accept the offer. Once you are connected with a suitable lender, you will receive the offer with the loan amount and repayment terms. You can then review and accept the offer if it suits you.
  • Receive your money. After accepting the offer, the loan amount will be deposited into your checking account within a day or two, depending on the lender.

Why Choose TheGuaranteedLoans for Your Installment Loan?

TheGuaranteedLoans has a user-friendly website that is easy to use. You can apply for an installment loan from the comfort of your home or office, and we connect you with potential lenders, which saves you time and effort. We are a licensed, regulated connector service, and we ensure that your personal information is safe and secure.

Interesting Facts About Installment Loans in Houghton, Iowa

  • According to recent statistics, the average amount borrowed for an installment loan in Iowa is around $500.
  • Installment loans have gained popularity in Houghton, Iowa, due to their flexibility and straightforward application process, making them a preferred form of lending to traditional bank loans.
  • Iowa state laws cap the maximum APR of installment loans to 36%, which is one of the lowest in the country and makes it an affordable option.
  • Iowa has a high percentage of people living in poverty. Therefore, installment loans provide a convenient and speedy way to get financial assistance when needed.

Conclusion

Installment loans are a great alternative for those seeking financial assistance in Houghton, Iowa. They offer flexibility and ease of repayment that you will not find in other types of loans. Remember to choose a regulated and licensed service for your lending needs, such as TheGuaranteedLoans. We are here to assist you and to connect you with potential lenders to meet your financial needs.

Apply Now

Fill out our online application today to get connected with potential lenders in Houghton, Iowa. Click ‘apply now’.

Installment Loans Available in Houghton, IA By The Following ZIP Codes:

52631

Houghton, IA installment loan calculator

F.A.Q. About Installment Loans

Can I get No Credit Check Loan in Houghton, IA?

Yes, you can get a no credit check loan in Houghton, IA when you apply online.

How to Get a Bad Credit Loans in Houghton, IA?

To apply for a bad credit loan in Houghton, IA, you need to find a direct loan lender online.