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If you’re looking for an easy way to get cash now, the answer is an instant cash advance. It’s a good idea to know what instant cash advance is and how it can help. You will discover answers to your questions in this article. Keep reading!
The term “instant cash advance” refers to loans and lines of credit that, depending on the lender and the type of loan, can be approved for a borrower anywhere from instantly (in some cases) up to three or four days later (in other cases).
What Is An Instant Cash Advance?
This is a personal loan that gets approved quickly and is typically deposited directly into your checking account. Thanks to the magic of modern tech, you may have the funds within the hour.
The only thing that would be quicker would be a pre-approved personal loan. If you find yourself frequently needing a cash advance, then a pre-approved loan might be the way to go. It is a form of the revolving credit line, similar to a credit card.
How Do I Apply For An Instant Cash Advance?
Like most Direct personal loans, you will need to provide some identification and proof of income. Here are some standard forms of acceptable ID:
- Driver’s license.
- State-issued ID card.
- Tribal ID card.
- Military ID card.
- College ID card.
A recent bank statement will often suffice as proof of income. If you are applying for an online loan, you may be able to easily get a PDF copy via your online bank portal that can be readily attached to the loan application.
But Aren’t Online Loans Dangerous?
Any time you deal with money, you need to watch your back. There are scams and bad actors online, just like there are out in the real world.
But the reality is that an instant cash advance via the internet can be safer than visiting a payday loan establishment in person. These are typically in sketchy parts of town. Anyone who sees you come out of the place can infer you were probably there to either pay a loan or take out a loan. These loans are often issued in actual cash, which means you may be walking around in a bad neighborhood with a wad of cash.
In contrast, an online loan can be applied for in the privacy of your own home and direct deposited to your bank account or, in some cases, added to an existing pre-paid card. No one has to know at all that took out a loan.
How Fast Is Instant Cash Advance?
Instant cash advances are typically processed within 24 hours. Many people can get their loans as soon as they apply, but some lenders will take longer to process your application.
What Does Instant Cash Advance Cost?
The cost of an instant cash advance loan depends on several factors. The two primary things that affect the cost of a loan are the interest rate and how much you borrow. Interest rates vary depending on the lender but generally range from just a few percent to around 25%. If you borrow $500, the monthly payment on a loan with a 10% interest rate will be about $35, or about $1 per day. However, if you borrow $10,000 and pay a 20% interest rate, your monthly payment will be about $193, and the total cost of the loan will be about $2,400.
Can You Get An Instant Cash Advance With Bad Credit?
Many people have bad credit and need to obtain an instant cash advance. In fact, lenders have become accustomed to applications from people with poor or no credit history. If you have been turned down many times in the past, there are still options available to you. Even if you have an account that is delinquent on your credit report and has been sent to a collections agency, there are lenders who specialize in lending money to borrowers with all kinds of credit problems.
Getting An Instant Cash Advance: What Do I Have To Do?
Financial experts recommend that before applying for an instant cash advance, you read the contract carefully and ask questions wherever necessary. There are several things you should know in order to obtain a loan other than meeting the basic requirements to qualify.
Can I Get An Instant Loan If I Have Bad Credit?
Yes. A lot of people have bad credit. For example, if you have a credit card and never pay it off every month, you will probably have bad credit. If you have been in that situation before and now need an instant cash advance, don’t worry. With some lenders, you can go online and apply for the loan immediately without worrying about your credit score. These companies specialize in people who have poor or no credit history, and their loans are surprisingly easy to obtain.
Instant Cash Advance: What Are The Pros?
There are plenty of pros to instant cash advance. Here are a few of the most positive:
You don’t have to wait around for approval or a check. It’s easy to apply online, and you can get your money right away! Many people find instant cash advance a great way to pay an unexpected bill or take care of some other need quickly. You can get out from under debt before it gets out of control, too!
Instant Cash Advance: What Are The Cons?
There are potential cons for every loan or credit card, and instant cash advances are not immune. Here are a few things to be aware of:
Some people may have trouble paying off their loans. If you do not have a budget and keep track of your payments, you could get in a lot of trouble with the loan company. Interest rates are high, and if you don’t make timely payments, it will cost you a lot of extra money.
How To Get Instant Instant Cash Advance?
Instant cash advances are a great way to get the money you need in a hurry. If you’re thinking about applying for one, here’s how you can get started:
Get online and do some research. You may find that one company offers exactly what you’re looking for at an affordable price, or you may want to look at several before deciding on one. Most instant cash advance lenders have application processes that are easy to fill out and fast to complete, so it shouldn’t take long before you know if you qualify! The next thing is to get approved. This step is typically quick if all of the information is filled out correctly on your application.
Instant Cash Advance Alternatives
There are other options for getting an instant cash advance. You can go to a local bank, but most banks want you to have an established relationship with them before they lend money. They also want a lot of paperwork. Chances are also pretty good that your bank will require a high credit score. If you don’t have one, it’s still possible to get the money through another company like Western Union.
However, these companies tend not to be the best choice for people who need immediate cash because fees add up quickly and make them more expensive than other alternatives. Banks and credit unions are usually the best choices if you have a steady income and bad credit. If you don’t need all that extra money quickly, then the best option is to apply for an instant cash advance.
Apply Now For An Instant Cash Advance at TheGuaranteedLoans
TheGuaranteedLoans is a loan-matching service that helps money lenders and potential borrowers find each other. We connect people to loan products that look like a good fit for their needs, including but not limited to instant cash advance products.
This means the Nearest Online Cash Advance is right here, right now. You can begin your application process by clicking the button below. We will walk you through the process and notify any lenders that look like a match. They will contact you to complete the process.
FAQ
Instant cash advance loans can be obtained from online lenders with a quick online application. The process only takes a few minutes, and the funds are deposited directly into your checking account as soon as you are approved.
This depends on the lender that you choose to work with, but some lenders are willing to work with those who have less than perfect credit. You may have some difficulty obtaining an instant cash advance loan from a bank or credit union, but there are plenty of online options for you to consider. Look for one that does not require a lot of personal information and does not require good credit in order to qualify.
You should receive a payment within a couple of business days once your application is approved and the funds have been deposited into your bank account. Your application will probably be processed within an hour or two.
Anyone who has a source of income is 18 years or older and has a valid bank account, or credit card can qualify for an instant payday loan. You will need to have a checking account and be able to electronically transfer the funds to your lender once the loan is approved.
The amount of money that you can get with an instant cash advance loan varies depending on several factors. If you are approved for $1000, you should receive this amount immediately because there are no waiting periods which allows you to get your money quickly. Your annual income will also affect how much you are qualified to obtain with an instant cash advance loan.