Payday Loans in Cottonwood Falls, Kansas

Payday Loan Companies in Cottonwood Falls, KS

Company nameAddressZip codePhone number
Chase County Title Co 327 Broadway St 66845 +1 (620) 273 - 6611
Citizens State Bank 235 Broadway St 66845 +1 (620) 273 - 6389

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cottonwood Falls, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wichita, KS, Short-term Loans in Hutchinson, KS, Online Loans in Kansas City, KS, Payday Loan Without a Credit Check in Lawrence, KS, Payday Loan Companies in Leavenworth, KS, Payday Loans in Leawood, KS, Quick Loan in Lenexa, KS and Payday Loans in Manhattan, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cottonwood Falls, KS.

Beautiful sights of Cottonwood Falls, KS

Payday Loans Available in Cottonwood Falls, KS By The Following ZIP Codes:

66845

Are Payday Loans Legal In Cottonwood Falls, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Cottonwood Falls, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Cottonwood Falls, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Cottonwood Falls, KS payday loan calculator