Payday Loans in Cummings, Kansas

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No payday loan companies in Cummings, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of Denton 510 Main St, Denton, KS 66017 +1 (785) 359 - 6533
Central National Bank ATM 231 E Main St, Marion, KS 66861 +1 (888) 262 - 5456
Wilson State Bank 565 S Fossil St, Russell, KS 67665 +1 (785) 483 - 7300
Advance America 433 East Chestnut, Junction City, KS 66441 +1 (785) 238 - 1633
Community National Bank & Trust 127 N Main St, Newton, KS 67114 +1 (316) 283 - 0059
Commerce Bank - CLOSED 12671 Antioch Rd, Overland Park, KS 66213 +1 (816) 234 - 2250
Jim Zeller, Movement Mortgage 13651 S Mur-Len Rd, Olathe, KS 66062 +1 (913) 356 - 9456
Commercial Bank 501 N Pennsylvania Ave, Independence, KS 67301 +1 (620) 331 - 5110
Lyndon State Bank 1420401017019020, Topeka, KS 66604 +1 (785) 228 - 1133
Advance Till Payday 314 S Broadway Blvd B, Salina, KS 67401 +1 (785) 820 - 8356

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cummings, KS, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Shawnee, KS, 24-Hour Loan in Topeka, KS, Online Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loan Companies in Kansas City, KS, Payday Loans in Lawrence, KS, Emergency Loan in Leavenworth, KS and Payday Loans in Leawood, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cummings, KS.

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Are Payday Loans Legal In Cummings, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Cummings, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Cummings, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Cummings, KS payday loan calculator

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Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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