Payday Loans in Hays, Kansas

Payday Loan Companies in Hays, KS

Company nameAddressZip codePhone number
Advance America 2522 Vine St Unit 2 67601 +1 (785) 625 - 6045
Astra Bank 1100 Fort St 3830 67601 +1 (785) 628 - 2400
Auto Choices L.L.C. 1306 E 8th St 67601 +1 (785) 621 - 2645
Bank of Hays 1000 West 27th Street 67601 +1 (785) 621 - 2265
Barri Agent 1103 Vine St 67601
Brookdale Hays 1801 E 27th St 67601 +1 (785) 628 - 1111
Central National Bank Lending Services Office 2604 General Hays Rd Suite B 67601 +1 (785) 621 - 5850
Check `n Go 4333 Vine St 67601 +1 (785) 623 - 2830
Check Into Cash 1004 41st St 67601 +1 (785) 628 - 0744
Check Into Cash 1004 E 41st St 67601 +1 (785) 628 - 0744
Commerce Bank 600 Park St 67601 +1 (800) 453 - 2265
Commerce Bank 2200 Vine St 67601 +1 (800) 453 - 2265
Emprise Bank 1011 E 27th St 67601 +1 (785) 624 - 6595
Equity Bank 2428 Vine St 67601 +1 (785) 621 - 2230
First Kansas Bank 1200 E 27th St 67601 +1 (785) 625 - 3413
Flatlander Pawn & Gun 2707 Vine St STE 18 67601 +1 (785) 623 - 4000
Flatlender Pawn & Gun 2707 Vine St #18 67601 +1 (785) 623 - 4000
Golden Belt Bank, FSA 1101 E 27th St 67601 +1 (785) 625 - 7345
Golden Plains Credit Union 2720 Broadway Ave 67601 +1 (785) 628 - 1007
IPI Financial Services 3006 Broadway Ave 67601 +1 (785) 625 - 5605
Jackson Hewitt Tax Service 4301 Vine St 67601 +1 (785) 827 - 7889
LibertyX Bitcoin ATM 3601 Vine St 67601 +1 (800) 511 - 8940
Loanmax Title Loans 1901 Vine St 67601 +1 (785) 261 - 9169
Peoples Bank & Trust Co 205 E 7th St 67601 +1 (785) 261 - 9509
Simons Tax, Accounting & Financial Services 1007 Cody Ave 67601 +1 (785) 628 - 2032
Sunflower Bank 4720 Roth Ave 67601 +1 (785) 623 - 6066
Toyota Parts Store - Lewis Toyota 4440 Vine St 67601 +1 (785) 628 - 3359
Waddell and Reed 105 E 27th St 67601 +1 (785) 628 - 6560
Western Union Walgreens, 2600 Vine St 67601 +1 (785) 628 - 1767

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hays, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hutchinson, KS, Emergency Loan in Kansas City, KS, Online Loans in Lawrence, KS, Emergency Loan in Leavenworth, KS, Short-term Loans in Leawood, KS, Short-term Loans in Lenexa, KS, Payday Loans in Manhattan, KS and Payday Loan Without a Credit Check in Olathe, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hays, KS.

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Payday Loans Available in Hays, KS By The Following ZIP Codes:

67601

Are Payday Loans Legal In Hays, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Hays, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Hays, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Hays, KS payday loan calculator

Look for Short-Term Loans in Other Cities:

Hutchinson Kansas City Lawrence Leavenworth Leawood Lenexa Manhattan Olathe Overland Park Salina Shawnee Topeka Wichita
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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