Payday Loans in Lake City, Kansas

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No payday loan companies in Lake City, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
FNBO - First National Bank of Omaha 9700 Metcalf Ave, Overland Park, KS 66212 +1 (913) 266 - 7100
Arvest Bank 2313 S Rouse St, Pittsburg, KS 66762 +1 (620) 231 - 2320
Commerce Bank 512 N 7th St, Garden City, KS 67846 +1 (620) 276 - 5600
Cash Fast Inc 415 S Kansas Ave, Liberal, KS 67901 +1 (620) 626 - 5161
Commerce Bank 1301 Jayhawk Blvd, Lawrence, KS 66045 +1 (816) 234 - 2250
U.S. Bank ATM - Southeast Kansas 1600 E 23rd St, Lawrence, KS 66046 +1 (800) 872 - 2657
Bank of the West 19 N Humbolt Ave, Ellinwood, KS 67526 +1 (620) 564 - 2900
Alden State Bank 201 Pioneer St, Alden, KS 67512 +1 (620) 534 - 2135
Speedy Cash 2027 SW Fairlawn Rd, Topeka, KS 66604 +1 (785) 271 - 2362
UMB Bank with drive-thru services 400 N Broadway St, Abilene, KS 67410 +1 (785) 263 - 1130

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lake City, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loan for Salina, KS, No Credit Check Loans in Shawnee, KS, Payday Loan Companies in Topeka, KS and Payday Loans in Wichita, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lake City, KS.

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Payday Loans Available in Lake City, KS By The Following ZIP Codes:

67071

Are Payday Loans Legal In Lake City, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Lake City, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Lake City, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Lake City, KS payday loan calculator

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Look for Short-Term Loans in Other Cities:

Hutchinson Kansas City Lawrence Leavenworth Leawood Lenexa Manhattan Olathe Overland Park Salina Shawnee Topeka Wichita
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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