Payday Loans in Montezuma, Kansas

Payday Loan Companies in Montezuma, KS

Company nameAddressZip codePhone number
American Implement 501 E Texcoco St 67867 +1 (620) 846 - 2215
Great Plains FCU 301 N Alvarado St 67867 +1 (620) 846 - 2203
Montezuma State Bank 209 N Aztec St 67867 +1 (620) 846 - 2221

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Montezuma, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, 24-Hour Loan in Manhattan, KS, Payday Loan Without a Credit Check in Olathe, KS, Bad Credit Loans in Overland Park, KS, Payday Loans in Salina, KS, Guaranteed Loans in Shawnee, KS and Payday Loans in Topeka, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Montezuma, KS.

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Payday Loans Available in Montezuma, KS By The Following ZIP Codes:

67867

Are Payday Loans Legal In Montezuma, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Montezuma, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Montezuma, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Montezuma, KS payday loan calculator

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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