Company name | Address | Zip code | Phone number |
---|---|---|---|
First Security Bank | 312 Maple St | 66524 | +1 (785) 665 - 7155 |
Kansas State Bank | 400 Maple St | 66524 | +1 (785) 665 - 7121 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Overbrook, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Shawnee, KS, Emergency Loan in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Same Day Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Bad Credit Loans in Leavenworth, KS and Payday Loan Without a Credit Check in Leawood, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Overbrook, KS.
Advise to read before applying
Payday Loans Available in Overbrook, KS By The Following ZIP Codes:
66524
Are Payday Loans Legal In Overbrook, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Overbrook, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Overbrook, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |
Overbrook, KS payday loan calculator
F.A.Q.
Can I be sued for not repaying a payday loan in Overbrook, Kansas?
Yes, if you default on your payday loan in Overbrook, Kansas, the lender may take legal action to recover the funds. This could include suing you in court and obtaining a judgment against you.
Can I be charged with a crime for not repaying a payday loan in Overbrook, Kansas?
No, you cannot be charged with a crime for not repaying a payday loan in Overbrook, Kansas. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.
How Many Cash Advance Companies are in Overbrook, KS?
With the help of our service, you will be able to find 2 cash advance companies in Overbrook, KS
What Cash Advance Companies in Overbrook, KS are the most popular?
You should check First Security Bank and Kansas State Bank. Also, you can start your application online on our website.