Payday Loans in Robinson, Kansas

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No payday loan companies in Robinson, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 215 W 15th St, Wellington, KS 67152 +1 (620) 399 - 8620
Speedy Cash 2201 N Amidon Ave, Wichita, KS 67204 +1 (316) 831 - 9800
Sunflower Bank 401 Main St, Victoria, KS 67671 +1 (785) 735 - 2201
Central National Bank 130 E 7th St, Concordia, KS 66901 +1 (785) 243 - 4141
Bank of the West 1301 E Kansas Ave, Garden City, KS 67846 +1 (620) 276 - 7000
Federal Home Loan Bank-Topeka 500 SW Wanamaker Rd, Topeka, KS 66606 +1 (785) 233 - 0507
Securities America Inc 5846 W 21st St 300, Wichita, KS 67205 +1 (316) 943 - 9333
United States Postal Service 22 Public Sq, Blue Rapids, KS 66411 +1 (800) 275 - 8777
Midway Motors Cadillac in McPherson 2045 E Kansas Ave 2, McPherson, KS 67460 +1 (620) 241 - 0235
Central National Bank 711 Wakarusa Dr, Lawrence, KS 66049 +1 (785) 838 - 1893

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Robinson, KS, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Manhattan, KS, Payday Loan Without a Credit Check in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loan Without a Credit Check in Salina, KS, Payday Loans in Shawnee, KS, Quick Loan in Topeka, KS, Payday Loan Without a Credit Check in Wichita, KS and Emergency Loan in Hutchinson, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Robinson, KS.

Payday Loans Available in Robinson, KS By The Following ZIP Codes:

66532, 66352

Are Payday Loans Legal In Robinson, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Robinson, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Robinson, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Robinson, KS payday loan calculator

Understanding Payday Loans in Robinson, Kansas

If you find yourself in a financial emergency in Robinson, Kansas, and need some quick cash, you may consider taking out a payday loan. Payday loans are a type of short-term loan that is available to people who need to cover unexpected expenses while awaiting their next paycheck. Payday loans are legal in Kansas, but it is essential to understand the terms and conditions of the loan before making any commitments.

How Do Payday Loans Work?

Payday loans are typically for small amounts, ranging from $100 to $500. The borrower will write a post-dated check for the loan amount, plus any interest and fees, to the lender. The lender will give the borrower the cash, which the borrower will have to pay back, usually within two weeks or on their next payday.

If the borrower is unable to repay the loan on time, the lender may cash the post-dated check or withdraw the loan amount from the borrower’s bank account. This can cause overdraft fees and additional interest charges. It is crucial to ensure that the borrower has enough funds in their account to cover the loan amount and any associated fees.

What Are the Requirements for a Payday Loan in Robinson, Kansas?

To get a payday loan in Robinson, Kansas, the borrower must be at least 18 years old, have a valid government-issued ID, and have a steady source of income. The lender will also require the borrower to provide their phone number, email address, and bank account information.

What Are the Fees and Interest Rates for a Payday Loan?

Payday loans can be expensive, with interest rates and fees that can add up quickly. In Kansas, lenders can charge up to 15% on the loan amount. For example, if the borrower takes out a $100 loan, the lender can charge up to $15 in interest. Additionally, the lender may charge a fee of up to $1.50 for each $10 borrowed.

What Are the Alternatives to Payday Loans in Robinson, Kansas?

While payday loans may be a quick solution to a financial emergency, they can also lead to a cycle of debt if not managed correctly. There are several alternatives to payday loans available in Robinson, Kansas, including:

  • Credit Union Loans: Joining a credit union can be an option for those seeking a personal loan with more favorable terms and interest rates.
  • Personal Installment Loans: Personal installment loans may have lower interest rates than payday loans and provide more extended repayment terms.
  • Credit Counseling: Seeking credit counseling services can help individuals better manage their finances and avoid payday loans altogether.

Interesting Facts about Payday Loans in Robinson, Kansas

Did you know that the average payday loan in Kansas is $300, and borrowers typically pay an interest rate of 391%? Furthermore, the majority of payday loan borrowers in Kansas are young adults between the ages of 18 and 24, with low to moderate incomes. These statistics highlight the need for responsible lending practices and financial education for those who rely on payday loans.

Apply Now

At TheGuaranteedLoans, we understand that a financial emergency can happen to anyone. That’s why we provide a quick and easy online application process to connect borrowers with potential lenders. As a connector service, we work with a network of reputable lenders to provide our customers with a range of loan options that meet their unique needs. Apply today and get the quick cash you need.

F.A.Q.

Are there any protections for military members in Robinson, Kansas when it comes to payday loans?

Yes, there are special protections for military members in Robinson, Kansas when it comes to payday loans. For example, lenders are prohibited from charging more than 36% annual interest on loans to active duty military members and their dependents.

Are there any resources available to help me avoid taking out a payday loan in Robinson, Kansas?

Yes, there are resources available to help you avoid taking out a payday loan in Robinson, Kansas. For example, you can contact a credit counseling agency for advice on managing your finances and finding alternative sources of funding. You can also explore options for emergency assistance from nonprofit organizations or government programs.