Payday Loans in Spearville, Kansas

Payday Loan Companies in Spearville, KS

Company nameAddressZip codePhone number
First National Bank-Spearville 401 N Main St 67876 +1 (620) 385 - 2636
Ford County State Bank 322 S Main St 67876 +1 (620) 385 - 2616

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spearville, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loan for Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS and Payday Loans in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spearville, KS.

Beautiful sights of Spearville, KS

Payday Loans Available in Spearville, KS By The Following ZIP Codes:

67876

Are Payday Loans Legal In Spearville, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Spearville, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Spearville, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Spearville, KS payday loan calculator