Payday Loans in Fisty, Kentucky

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No payday loan companies in Fisty, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 790 N Dixie Hwy STE 300, Elizabethtown, KY 42701 +1 (270) 765 - 9999
WAHU LLC South Shore, KY 41175 +1 (606) 932 - 2009
J B Finance Co 117 E Pike St, Cynthiana, KY 41031 +1 (859) 234 - 1881
First Financial Bank 306 Lake St, Fulton, KY 42041 +1 (270) 472 - 3300
Mariner Finance 802 West Main Plaza, Glasgow, KY 42141 +1 (270) 659 - 0118
Morehead Community Federal Credit Union 503 W Main St, Morehead, KY 40351 +1 (606) 784 - 2201
River City Pawn 710 E Center St, Madisonville, KY 42431 +1 (270) 821 - 8330
Cash Express 1327 E 4th St, Owensboro, KY 42303 +1 (270) 685 - 1322
Cash Express 456 W Main St, Lebanon, KY 40033 +1 (270) 699 - 2110
Whitaker Bank 130 S Main St, Stanton, KY 40380 +1 (606) 663 - 2283

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fisty, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Short-term Loans in Hopkinsville, KY, Payday Loan for Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fisty, KY.

Are Payday Loans Legal In Fisty, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Fisty, KY payday loan calculator

Understanding Payday Loans in Fisty, Kentucky

Payday loans are a popular financial product, particularly for individuals who need quick and easy access to cash to cover unexpected expenses. These loans are short-term loans that are typically due on the borrower’s next payday. In Fisty, Kentucky, payday loans are legal, but only for check cashers.

What are Payday Loans?

A payday loan is a type of short-term loan that is often referred to as a cash advance. These loans typically have a term of around two weeks and are due on the borrower’s next payday. Payday loans are specifically designed to be a quick and easy way for people to access cash when they need it most.

Payday loans are usually small, with lenders offering loans typically ranging from $100 to $1,000. Because payday loans are designed to be easy to obtain, they typically come with higher interest rates and fees than other types of loans.

Legal Status of Payday Loans in Fisty, Kentucky

In Fisty, Kentucky, payday loans are legal, but only for check cashers. According to Kentucky state law, payday lenders must have a valid license if they want to operate in the state.

Check cashers are a specific type of financial institution that specializes in cashing checks and providing payday loans. They are regulated by the state to ensure that their practices are fair and ethical. Check cashers must follow strict guidelines and rules laid down by the state.

The Benefits of Payday Loans in Fisty, Kentucky

Payday loans can be a lifesaver for people who find themselves in a financial bind. They are easy to obtain, require minimal documentation, and can be approved within minutes in some cases. Here are some of the key benefits of payday loans in Fisty, Kentucky:

  • Quick and Easy: Payday loans are typically approved quickly, with most applications being processed within minutes.
  • No Credit Checks: Many payday lenders do not require a credit check, making them an option for borrowers with poor credit.
  • Flexibility: Payday loans can be used for any purpose, providing borrowers with flexibility and autonomy.
  • No Collateral Required: Payday loans are unsecured loans, meaning they don’t require collateral to secure the loan.

Applying for Payday Loans in Fisty, Kentucky

If you’re in Fisty, Kentucky, and need a payday loan, applying is easy. You can apply online or in-person at a check-cashing store.

When applying for a payday loan, you’ll typically need to provide your name, contact information, and proof of income. Lenders may require additional documentation, depending on their policies. If approved, you’ll receive your loan amount as soon as the same day or the next business day in some cases.

Apply Now for a Payday Loan in Fisty, Kentucky

If you need a payday loan in Fisty, Kentucky, the process of applying is straightforward. Simply visit TheGuaranteedLoans’ website and fill out the application form. We are a connector service that will help you connect with potential lenders.

It is essential to note that TheGuaranteedLoans is not a direct lender. We are a service that facilitates connections between borrowers and lenders. We have a vast network of lenders, which means that the chances of finding a lender who can offer you a loan that meets your specific needs are high.

Interesting Facts and Statistics About Payday Loans in Fisty, Kentucky

  • Over 800,000: According to research conducted by The Pew Charitable Trusts, more than 800,000 people take out payday loans in Kentucky each year.
  • $304: The average amount of a payday loan in Kentucky is $304. However, the amounts can range from $100 to $1,000, depending on the lender.
  • 57% APR: The typical APR for a payday loan in Kentucky is 391%, making it an expensive way to borrow money.

Conclusion

In conclusion, payday loans can be a valuable financial tool when used responsibly. They are an excellent option for people who need quick access to cash to cover unexpected expenses. In Fisty, Kentucky, payday loans are legal but only for check cashers. When applying for a payday loan, it is essential to choose a reputable lender who provides clear terms and conditions and who offers the best rates.

If you’re in Fisty, Kentucky, and you need a payday loan, TheGuaranteedLoans can help. Visit our website today to apply for a payday loan and connect with our network of lenders.

F.A.Q.

How do I repay a payday loan in Fisty, Kentucky?

Payday loans in Fisty, Kentucky are typically repaid in full on the borrower's next payday, either by providing a post-dated check or authorizing electronic access to the borrower's checking account.

Can I apply for a payday loan if I am self-employed in Fisty, Kentucky?

Yes, individuals who are self-employed are eligible to apply for payday loans in Fisty, Kentucky. However, they may need to provide additional documentation to prove their income.