Payday Loans in Guston, Kentucky

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Guston, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Quik Cash 1515 Ring Rd, Elizabethtown, KY 42701 +1 (270) 234 - 1407
Eagle Finance 10363 Dixie Hwy, Louisville, KY 40272 +1 (502) 935 - 2300
Exchange Bancshares Inc 223 S 6th St, Mayfield, KY 42066 +1 (270) 247 - 1403
London Financial Services Inc 603 KY-192, London, KY 40741 +1 (606) 877 - 1968
South Central Bank 518 N Dixie Hwy, Cave City, KY 42127 +1 (270) 773 - 4466
World Finance 300 Sam Walton Dr Ste 1400, Somerset, KY 42501 +1 (606) 678 - 8131
Pawn Masters 913 N Wilson Rd, Radcliff, KY 40160 +1 (270) 352 - 2274
First American Cash Advance 935 Paris Rd Suite B, Mayfield, KY 42066 +1 (270) 247 - 2188
Autotruck Financial Credit Union 1003 W Main St suite d, Glasgow, KY 42141 +1 (270) 861 - 4040
Eagle Finance 304 S 1st St unit b, La Grange, KY 40031 +1 (502) 222 - 8868

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Guston, KY, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Florence, KY, No Credit Check Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Guaranteed Loans in Louisville, KY, Emergency Loan in Owensboro, KY and Short-term Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Guston, KY.

Payday Loans Available in Guston, KY By The Following ZIP Codes:

40142

Are Payday Loans Legal In Guston, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Guston, KY payday loan calculator

Payday Loans in Guston, Kentucky

Payday loans are a type of short-term loan that can be helpful when you need quick access to cash. The loans are typically meant to be repaid on your next payday, which is why they are called payday loans. If you’re in Guston, Kentucky, there are some important things you should know about payday loans before you decide to take one out.

How payday loans work in Guston, Kentucky

In Kentucky, payday loans are legal, but only if they are offered by check cashers. If you decide to take out a payday loan, you’ll need to show proof of income and have a checking account. The loan amount typically ranges from $100 to $500, and the loan term can be anywhere from 14 to 60 days.

The lender will usually charge a fee or interest rate for the loan, which can range from $15 to $30 per $100 borrowed. This means that if you borrow $100, you might have to pay back $115 to $130 on your next payday. It’s important to make sure that you understand the fees and interest rates associated with the loan before you sign for it.

The potential risks of payday loans

While payday loans can be a helpful financial tool for some people, there are also some potential risks that you should be aware of. One of the biggest risks is that the fees and interest rates associated with payday loans can be very high, which can make it difficult to repay the loan on time.

If you’re unable to repay the loan on time, the lender may charge additional fees, and the loan could roll over to the next payday, which will result in even more fees and interest charges. This can lead to a cycle of debt that can be difficult to break free from.

How to apply for a payday loan in Guston

If you’re interested in applying for a payday loan in Guston, Kentucky, you can start the process by filling out an online application on TheGuaranteedLoans. TheGuaranteedLoans is a connector service, which means we do not lend money directly. Instead, we work with a network of potential lenders to help connect borrowers with loans that meet their needs.

When you fill out the online application, you’ll need to provide some basic information about yourself, including your name, address, and income. Once you submit your application, we’ll review it and connect you with potential lenders who may be able to offer you a payday loan.

Interesting facts about payday loans in Guston, Kentucky

  • According to a report from Kentucky Center for Economic Policy, in 2019, Kentucky payday borrowers paid over $100 million in fees.
  • The payday lending industry in Kentucky is regulated by the Kentucky Department of Financial Institutions.
  • Kentucky is one of 32 states that allow payday lending.

Conclusion

Payday loans can be a helpful financial tool in some situations, but they can also be risky if not used responsibly. Before you decide to take out a payday loan in Guston, Kentucky, it’s important to understand the fees and interest rates associated with the loan, as well as the potential risks involved.

If you do decide to take out a payday loan, TheGuaranteedLoans can help connect you with potential lenders who may be able to offer you a loan that meets your needs. Remember, we are a connector service, not a direct lender, and we are committed to helping our customers find safe and reliable loan options.

Apply Now

If you’re interested in applying for a payday loan on TheGuaranteedLoans, fill out an online application today to get started.

F.A.Q.

Can I cancel or void my payday loan in Guston, Kentucky?

Yes, you have the right to cancel or void your payday loan within 14 days of signing the loan agreement in Guston, Kentucky.

Can I be charged a penalty for prepaying my payday loan in Guston, Kentucky?

No, you cannot be charged a penalty for prepaying your payday loan in Guston, Kentucky.