Payday Loans in Mallie, Kentucky

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No payday loan companies in Mallie, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express 624 N 3rd St Suite 101, Bardstown, KY 40004 +1 (502) 331 - 0100
Pioneer Credit Company 81 Weddington Branch Rd, Pikeville, KY 41501 +1 (606) 432 - 2563
Check n Go 3601 Frederica St Suite 8, Owensboro, KY 42303 +1 (270) 685 - 8300
Citizens National Bank 167 Carol Malone Blvd, Grayson, KY 41143 +1 (606) 474 - 2180
Regency Finance Company 2835 US-27 #186, Somerset, KY 42501 +1 (606) 677 - 0123
Commercial Bank of West Liberty 550 Main St, West Liberty, KY 41472 +1 (606) 743 - 3195
Bluegrass Check Advance 1120 W 9th St, Russellville, KY 42276 +1 (270) 725 - 5155
Pfc Internal Audit 3240 Lone Oak Rd, Paducah, KY 42003 +1 (270) 554 - 5997
Mariner Finance 118 S Main St 4, Dry Ridge, KY 41035 +1 (859) 824 - 4455
U.S. Bank Branch 406 S 7th St, Mayfield, KY 42066 +1 (270) 247 - 9494

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mallie, KY, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Florence, KY, Payday Loans in Georgetown, KY, Bad Credit Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, 24-Hour Loan in Owensboro, KY and Same Day Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mallie, KY.

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Payday Loans Available in Mallie, KY By The Following ZIP Codes:

41836

Are Payday Loans Legal In Mallie, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Mallie, KY payday loan calculator

Advise to read before applying

Understanding Payday Loans in Mallie, Kentucky

Payday loans have become increasingly popular in recent years as a means of addressing financial shortfalls between paychecks. These loans are a type of short-term loan that typically require the borrower to repay the full loan amount, plus interest and fees, on their next payday. While these loans can provide immediate relief for those facing financial difficulties, it is important to understand the potential risks and benefits before taking out a payday loan.

Are Payday Loans Legal in Kentucky?

Payday loans are legal in Kentucky, but only for check cashers. As such, payday loan businesses must be licensed by the state and comply with certain regulations. These regulations include a cap on the loan amount and the interest rates that can be charged. Additionally, the borrower must have a valid ID and provide proof of income to qualify for a payday loan.

The Pros and Cons of Payday Loans

Payday loans can be a useful tool for those facing unexpected expenses or short-term financial difficulties. They provide quick access to cash, with most loans approved and funded within the same day. However, payday loans also come with some potential downsides. One such downside is the high interest rates and fees associated with these loans. In some cases, the fees and interest can total more than the loan amount itself, putting borrowers in an even worse financial situation. Additionally, payday loans can be a cycle of debt, with some borrowers taking out multiple loans to cover the repayment of previous loans. This can result in a cycle of debt that is difficult to escape.

Interesting Facts and Statistics about Payday Loans in Mallie, Kentucky

  • There are currently at least 15 payday loan companies operating in the state of Kentucky
  • The average payday loan in Kentucky is for $300, with an interest rate of approximately 450%
  • Between 2013 and 2017, Kentucky borrowers paid an estimated $392 million in fees and interest on payday loans

The Application Process

If you are considering a payday loan in Mallie, Kentucky, the application process is relatively simple. You can begin by visiting TheGuaranteedLoans website and filling out an online application. As a connector service, TheGuaranteedLoans will facilitate your connection with potential lenders who can provide you with a payday loan that fits your needs. It is important to note that while these loans can provide immediate financial relief, they should only be used as a last resort and with careful consideration of the potential risks and benefits.

Final Thoughts

Payday loans can be a valuable tool for those facing short-term financial difficulties, but it is important to use them responsibly and with caution. With the high interest rates and fees associated with these loans, they should only be used as a last resort when all other options have been exhausted. By understanding the potential risks and benefits of payday loans and applying through a reputable connector service like TheGuaranteedLoans, you can make an informed decision and take control of your financial situation.

Apply Now

Visit TheGuaranteedLoans website and fill out an online application today to connect with potential lenders and find a payday loan that fits your needs. Remember, these loans should only be used as a last resort and with careful consideration of the potential risks and benefits.

F.A.Q.

Can I apply for a payday loan if I am on active military duty in Mallie, Kentucky?

Yes, individuals on active military duty are eligible to apply for payday loans in Mallie, Kentucky. However, there are special protections in place for military members, so be sure to inform the lender if you are on active duty.

Are there any restrictions on the interest rate for payday loans in Mallie, Kentucky?

Yes, the maximum interest rate for payday loans in Mallie, Kentucky is 390% APR.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

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