Payday Loans in Lake Charles, Louisiana

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Payday Loan Companies in Lake Charles, LA

Company nameAddressZip codePhone number
1st Franklin Financial 1700 E Prien Lake Rd Suite 7 70601 +1 (337) 480 - 6920
ACE Cash Express 1702 LA-14 70601 +1 (337) 436 - 3323
Advance America 2831 Gerstner Memorial Dr 70601 +1 (337) 477 - 6085
Advance America 2480 N Martin Luther King Hwy 70601 +1 (337) 437 - 8294
Advance America 3453 Nelson Rd 70605 +1 (337) 474 - 6412
All-State Credit Plan, LLC 724 E Prien Lake Rd, #A 70601 +1 (337) 478 - 7177
American Cash Advance 3210 Ryan St 70601 +1 (337) 433 - 8211
Approved Cash 3204-G Gertsner Memorial Drive 70601 +1 (337) 562 - 2969
Approved Cash 3204 Gerstner Memorial Dr 70601 +1 (337) 562 - 2969
Cash Cow 326 E Prien Lake Rd 70601 +1 (337) 477 - 7177
Check Into Cash 2661 Derek Dr 70607 +1 (337) 474 - 0668
Check Lenders of Lake Charles 3311 Ryan St 70601 +1 (337) 477 - 2755
Check Masters 1100 E Prien Lake Rd 70601 +1 (337) 564 - 5043
Customer Credit 3808 Ryan St 70605 +1 (337) 562 - 8648
Deep South Financial Services Inc. 112 W Prien Lake Rd 70601 +1 (337) 480 - 1122
E Z Checkloans Inc 3027 Gerstner Memorial Dr 70601 +1 (337) 721 - 7007
Easy Money 70605 +1 (337) 480 - 1993
IBERIABANK 10323 Gulf Hwy 70607 +1 (337) 312 - 7500
Insta Cash 1850 Gerstner Memorial Dr # A 70601 +1 (337) 312 - 5626
Insta-Cash 2620 Common St 70601 +1 (337) 421 - 0014
Lake City Finance Inc 3022 Ryan St 70601 +1 (337) 494 - 1045
Moore Finance 2120 E Prien Lake Rd 70601 +1 (337) 436 - 7400
Mr Cash 1407 E Prien Lake Rd 70601 +1 (337) 478 - 0002
Pay-Day Loan 303 W Prien Lake Rd 70601 +1 (337) 477 - 7999
Paycheck Loans 118 W Prien Lake Rd 70601 +1 (337) 474 - 7106
Payday Money of Lake Charles 1335 E Prien Lake Rd 70601 +1 (337) 478 - 8900
Pelican Finance Corporation 3433 Ryan St 70605 +1 (337) 478 - 5626
Ready Cash Advance 724 E Prien Lake Rd 70601 +1 (337) 562 - 0432
Tower Loan 1200 N Martin Luther King Hwy #150 70601 +1 (337) 480 - 9394
United Credit of Lake Charles 3617 Ryan St 70605 +1 (337) 477 - 0061
World Finance 724 B E Prien Lake Rd 70601 +1 (337) 477 - 4494

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lake Charles, LA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Marrero, LA, Payday Loans in Metairie, LA, Payday Loans in Monroe, LA, Short-term Loans in New Iberia, LA, Payday Loans in New Orleans, LA, Payday Loans in Prairieville, LA, Payday Loans in Shreveport, LA and Quick Loan in Baton Rouge, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lake Charles, LA.

Beautiful sights of Lake Charles, LA

Payday Loans Available in Lake Charles, LA By The Following ZIP Codes:

70606, 70615, 70601, 70629, 70612, 70607, 70616, 70605, 70611, 70609, 70602

Are Payday Loans Legal In Lake Charles, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Lake Charles, LA payday loan calculator

Are you seeking loans in Charles, Louisiana? Quick cash advance loans are one way to get the money you need when times are tough. If you’re looking for some financial help, look for payday loans in Charles. This is a great way to get the cash you need fast with easy repayment terms. Before taking out a loan, consider all your borrowing options because short-term loans come with high-interest rates and can put you further into debt if not paid off quickly enough. If you’ve never borrowed from a payday loan company before, you must read the fine print and ask questions. Don’t assume that payday loans in Charles are illegal. However, some lenders will offer these loans outside of the legal parameters, and your best bet is to find out what kind of loan you’re getting from a reliable company. This is a common business practice, and it’s good to be aware of the less reputable payday lending companies. Ask friends and family members where they get their payday loans in Charles, and use this information to find a reputable company that suits your needs.

Payday loans in Сharles, Louisiana, are short-term small-dollar loans. They are meant to provide the borrower with financial assistance until the next paycheck comes. They don’t require a credit check or collateral, but they will have high-interest rates. You can take out one or more payday loans at any time, but you need to pay them back on or before your next paycheck comes in. These small-dollar loans are meant for individuals with low credit ratings. For payday loans in Сharles, Louisiana, you’ll need to provide proof of employment and your monthly income. You’ll also need to have a checking account so that the lender can access your funds. The biggest benefit of payday loans in Сharles is that they provide short-term financial assistance with easy repayment terms. A drawback is the high-interest rates and hidden charges that come with these small-dollar loans.

How to Find a Good Direct Lender in Сharles, Louisiana Online 

LendingClub and Prosper are gradually making good on their promises to replace traditional payday lenders. With borrowers’ wages stagnating, the need for short-term cash has risen in recent years, and LendingClub and Prosper pledge to provide this need. However, both companies are struggling to find a place in the lending landscape, which small, regional players dominate. “They’re facing some tough competition,” said Heather Jarvis, Moody’s Investors Service vice president. Requirements for the loan Charles, Louisiana:

  • An income of at least $500 a month.
  • A checking account with no minimum balance.
  • No outstanding federal or private debt.
  • Are not convicted criminals.
  • Married for less than six months and have a child aged more than one year old in the household.

Cash Advance Online in Сharles, Louisiana

There are many things to consider before you take out an online payday loan in Сharles, Louisiana. You’ll need to determine if the loan you are getting is a good one or not. Use the tips below to help you decide about getting a payday loan online.

Before applying for payday loans in Сharles, Louisiana, do some research on the lender. Research online reviews of the lenders you’re considering and try to get as much information as possible. This can help you determine which lender is the best one to work with.

Payday Loan Ison in Сharles, Louisiana If you live in the Сharles area, get a payday loan. Payday loans are no longer reserved just for people short on cash and need a quick fix. Today, you can use your next paycheck as collateral for a short-term loan that helps tide you financially.

Can I Get a Payday Loan for Bad Credit in Сharles, Louisiana?

You can still get a payday loan for Сharles, Louisiana, if you have bad credit. This type of loan is usually reserved for people with good credit and those with a job to back up the loan. But if your credit isn’t so great and you have a stable job, this might be an option.

Payday Loans in Сharles, Louisiana

The short-term lending industry has grown dramatically in the last few years. This began with the development of subprime mortgage loans and was followed by payday loans for Сharles, Louisiana. Lenders have expanded their services to include payday loan companies that supply small-dollar loans for a short period to help you meet your financial obligations until your next paycheck comes in. Several companies to choose from in the area offer payday loan services. You can find out as much as you can about these companies by reading online reviews, checking their BBB rating, and seeing what they offer. This will help you make an educated decision on who to work with within one of these situations.

These small-dollar loans are a great way to get the money you need, but you need a good company. The companies that offer these loans should be reputable and have been doing business for a while. They should provide you with the same rates as everyone, regardless of your credit rating and income. You’ll need to pay these loans back on or before your next payday. Make sure that you read the terms and conditions of any loan agreement before signing it. This will protect you from any loan sharks in Сharles, Louisiana, who are looking only to make a profit off of your situation.

If you’re considering getting a payday loan for Сharles, Louisiana, look for the best company available.

24 Hour Payday Loans in Сharles, Louisiana

Payday loans for Сharles, Louisiana, are a great way to get the money you need when you have an emergency expense. You can use these small-dollar loans for unexpected expenses like car repairs or medical bills. You must make sure that you only borrow what you can afford to pay back on your next payday.

Can you get a payday loan in Сharles, Louisiana, without a bank account? 

Yes, you can. If you have a steady income, you need to have a job and be over 18 years old, then you can get a loan in Сharles, Louisiana, even if you don’t have an active checking or savings account.

Payday advances loans are small-dollar loans made available in the Сharles area with easy repayment terms. It would help if you were employed or working full time and over 18 to qualify for these loans.

FAQ

How to Get Bad Credit Loans in Сharles, Louisiana? 

Many lenders only work with borrowers with good credit ratings and a steady income.
You will need to pay a small fee for the service, called an origination fee, and there may be an interest rate or fees for late or missed payments.

How do I know I qualify for payday loans in Сharles, Louisiana? 

You can do a few things to check your credit in Сharles, Louisiana. The Lending Club application has an inquiry section where you can ask them questions so that they can determine if you qualify.

Can I get a No Credit Check Loan in Сharles, Louisiana? 

Yes, you can. You can take out a payday loan with no credit check in Сharles, Louisiana. So long as you have a job and are over age 18, lenders will work with you.
The internet is the best place to look for these types of lenders in the Сharles area. These payday loans offer small-dollar loans with easy repayment terms to qualified borrowers who don’t have an active checking or savings account.