Payday Loans in Opelousas, Louisiana

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Payday Loan Companies in Opelousas, LA

Company nameAddressZip codePhone number
1st Franklin Financial 5577 Interstate 49 South Service Rd 70570 +1 (337) 942 - 5200
1st Franklin Financial 1511 Commerce Blvd Suite 9 70570 +1 (337) 942 - 5200
Advance America 720 Creswell Ln 70570 +1 (337) 942 - 8110
All-State Credit Plan, LLC 5589 I 49 Rd S 70570 +1 (337) 407 - 1100
American Cash Advance 1000 Creswell Ln 70570 +1 (337) 407 - 1360
Cajun Credit Co of Opelousas 127 E Landry St 70570 +1 (337) 948 - 7052
Cajun Credit of Opelousas 127 E Landry St 70570 +1 (337) 948 - 7052
Cash 2 U 423 Creswell Ln Ste 4 70570
Cash Cow 808 Creswell Ln 70570 +1 (337) 942 - 2814
Cash Cow 349 W Landry St 70570 +1 (337) 594 - 8920
Cash Tyme 1138 N Main St 70570 +1 (337) 942 - 4247
Check Into Cash 1723 Cresswell Lane Extension, Suite A5 70570 +1 (337) 942 - 3701
Check Into Cash 1723 Creswell Ln Suite A5 70570 +1 (337) 942 - 3701
Community Loans of America 349 W Landry St 70570 +1 (337) 594 - 8920
Deep South Financial Services Inc 923 Creswell Ln 70570 +1 (337) 942 - 3337
Express Check Advance 5620 I-49 Frontage Rd #3 70570 +1 (337) 942 - 7566
Express Check Advance 5620 Interstate 49 South Service Rd Suite 3 70570 +1 (337) 942 - 7566
Louisiana First Credit Inc 213 E Landry St 70570 +1 (337) 948 - 9090
Money Mart 1312 Edith St 70570 +1 (337) 407 - 2274
Opelousas Loan 5587 Interstate 49 South Service Rd 70570 +1 (337) 407 - 9695
OUPAC Financial Services 210 E Jefferson St 70570 +1 (337) 942 - 7451
Quick Cash 211 Natchez Blvd 70570 +1 (337) 407 - 9411
Security Finance 634 Creswell Ln Suite 2 70570 +1 (337) 948 - 4771
Southland Finance Co 1234 Edith St 70570 +1 (337) 942 - 9422
Southwest Loan Co of Opelousas 128 N Court St 70570 +1 (337) 948 - 7047
Sunbelt Credit 1102 S Union St #5 70570 +1 (337) 948 - 4771
Tower Loan 131 S Main St 70570 +1 (337) 323 - 7876
World Acceptance 1310 S Union St #102 70570 +1 (337) 943 - 2017
World Finance 614 Creswell Ln 70570 +1 (337) 943 - 2017

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Opelousas, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Metairie, LA, Payday Loans in Monroe, LA, Same Day Loans in New Iberia, LA, Guaranteed Loans in New Orleans, LA, Emergency Loan in Prairieville, LA, Payday Loans in Shreveport, LA, Payday Loans in Baton Rouge, LA and Same Day Loans in Bossier City, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Opelousas, LA.

Beautiful sights of Opelousas, LA

Payday Loans Available in Opelousas, LA By The Following ZIP Codes:

70570, 70571

Are Payday Loans Legal In Opelousas, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Opelousas, LA payday loan calculator

If you have a sudden emergency expense and don’t have the cash on hand for it, what are your options? One option is to take out a payday loan. But these loans come with higher interest rates, so it’s important to be wise about when you get one and how much you need.

Payday loans are short-term loans. They’re typically for between $200 and $1,000, and you have to pay them back in two weeks. You can take out as many as four payday loans each month, but the interest rate on a single one is usually higher than credit cards or other forms of credit.

People with payday loans often use the money to pay medical bills, school fees, or even other bills. However, it is still difficult for many people to get cash. A payday loan in Opelousas can help you break this cycle of debt.

If you live in Opelousas and struggle with personal credit card debt from previous financial setbacks, a payday loan may offer important assistance. This said, it is very important to understand that owing to more than your salary will not help your situation. Keep in mind your income and expenses before getting a payday loan to easily repay the money on time without penalties and interest payments.

How to Find a Good Direct Lender in Opelousas, LA Online?

If you are looking to get a payday loan in Opelousas, Louisiana, you should know where to find a good lender. Some lenders will not offer their services to anyone. Their interest lies in collecting interest and penalties of late fees when you do not pay back the loan in full. They ensure that they earn much more than what they would have on your principal amount.

To avoid most of these problems, you should choose a direct lender from the internet. A direct lender will not have any middlemen between them and the borrower. They charge reasonable interest rates and fees for their services without adding unnecessary costs for additional charges such as late fees or penalties for non-payment.

If your credit score is not too good, you can still get a loan from a good direct lender. Although such lenders want to check your credit history, they also need to see how serious you are about getting your finances in order. They will look at the overall picture of your finances and judge whether or not you deserve their assistance. If you are still in debt with a previous payday loan, do not think you will only have to repay the amount borrowed plus interest and fees. Best lenders help their borrowers get out of debt by providing them additional funds from the same source but for paying off debts other than the original loan.

If you have a decent credit rating, then you can use it to borrow much more than what you asked for. This will allow you to repay your previous debts and also have enough left over for other expenses. To get started with a direct lender in Opelousas, Louisiana, apply online from their official website. The application process is very easy and takes less than ten minutes. 

When it comes to payday loans in Opelousas, LA, there are a few requirements to be met for you to be approved for a loan:

  • Have a job or business.
  • Be 18 years of age or older.
  • Present a valid photo ID.
  • Provide a cell phone number.
  • Be a resident of Louisiana with no outstanding loans in the state.
  • Have at least one account open and in good standing, such as a checking or savings account, with which you can electronically deposit funds for repayment at your scheduled payday.

Cash Advance Online in Opelousas, LA

If you want a cash advance online in Opelousas, LA, then you should search the internet for a direct lender. By doing this, you will at least know that your application will be submitted to a lender who is willing to review your financial needs and help you to get out of debt.

To get the most help for your cash advance online in Opelousas, LA, you should find a good direct lender. A direct lender does not have any middlemen who would charge additional fees for other services. All such fees are included in the interest rate charged by a direct lender.

It is very easy to obtain fast cash from internet lenders with their services. If you have a good credit rating, you can borrow much more than what you asked for. This will allow you to repay your previous debts and have enough left over to meet your other expenses.

Can I Get a Payday Loan for Bad Credit in Opelousas, LA?

If you live in Opelousas, Louisiana, and have bad credit, then you should not worry about getting a payday loan for bad credit in Opelousas. Many direct lenders will give you the cash you need with no hassle. If you have bad credit, you should contact a direct lender online. A direct lender works with serious people to improve their financial situation. They will not hesitate to check your credit history to see how you have managed your finances in the past and whether or not you can repay the loan in full.

A good direct lender will be willing to give you extra funds for paying off a credit card, medical bills, or other debts so that your financial situation can improve without putting your family’s needs at risk. If you think that getting a payday loan for bad credit will help your financial situation, then the best thing that you can do is contact a direct lender online.

24-Hour Payday Loans in Opelousas, Louisiana

If you live in Opelousas, Louisiana, and need a fast payday loan in Opelousas, Louisiana, you can apply for a 24-hour payday loan online. This means that your application will be sent to a direct lender who will provide you with quick cash as soon as possible.

If you want to know more about getting a 24-hour payday loan in Opelousas, Louisiana, you should contact a direct lender. A direct lender works with serious people to improve their financial situation. They will make sure that the application is sent to the right person quickly so that they can approve the loan and get it processed the same day or by no later than the next day.

Can You Get a Payday Loan in Opelousas, LA, Without a Bank Account? 

In Opelousas, Louisiana, you do not need a bank account to get a payday loan. You can apply for an online payday loan without a bank account in Opelousas, LA. It is important to consider this if you want to use this method of getting quick cash in Opelousas.

With only your personal information and contact number, most direct lenders will be able to provide you with quick cash in Opelousas, Louisiana. Lenders will speak directly with the people who need money from them because they know that it takes time for most banks to process lending applications. If you want to save time and money, you should consider applying for a payday loan without a bank account in Opelousas.

FAQ

Are Short-term Loans in Opelousas, LA, Good?

Short-term loans are designed to help people get through a financial crisis that they might be experiencing. Whether you are trying to consolidate credit card debts, find a new home to live in, or pay off overdue bills, short-term loans can provide you with quick and easy cash.
With short-term loans, there is no need for you to worry about late payments since the lender will forgive the amount of money that you borrowed from them if you cannot repay it on the due date.
If you want to get a short-term loan in Opelousas, LA, then the best thing that you can do is to contact a direct lender. Without middlemen, the interest rates charged by direct lenders are lower than those of payday lenders and credit card companies.

Can I Borrow $1000 with a 24-Hour Loan in Opelousas, LA?

Opelousas, Louisiana, is home to many people who want to borrow $1000 with a 24-hour loan. It is easier and faster to get a 24-hour payday loan in Opelousas, LA, than apply for a traditional loan from a bank or credit union. If you want to learn more about getting $1000 with a 24-hour loan in Opelousas, LA, you should contact one of the direct lenders available online.
With quick cash, you can pay off your credit card balance without worrying about late payment fees or additional interest rates. You can get $1000 with a 24-hour loan in Opelousas, LA if you have good credit and can repay the loan in full.

Are Same-Day Loans in Opelousas Real?

Getting a same-day loan in Opelousas, LA is easy. As long as you have a job, an active bank account, and a working contact number, you can apply for a same-day loan online. Once you apply to one of the direct lenders who provide same-day loans in Opelousas, LA, they will provide you with quick cash as soon as possible.
With this method of getting quick cash in Opelousas, Louisiana no longer has to be complicated or time-consuming. You can get the money you need to pay off late bills or emergency expenses without worrying about paying back a lot of money on your next payday.