Payday Loans in Damariscotta, Maine

Payday Loan Companies in Damariscotta, ME

Company nameAddressZip codePhone number
Bachelder Bruce CPA 285 Biscay Rd 04543 +1 (207) 563 - 7540
Bangor Savings Bank 100 Main St 04543 +1 (207) 563 - 8122
Bath Savings Institution 8 Church St 04543 +1 (207) 563 - 3116
Camden National Bank 435 Main St 04543 +1 (207) 563 - 8222
First Federal Savings & Loan Association of Bath 283 Main St 04543 +1 (207) 563 - 3111
First National Bank 223 Main St 04543 +1 (207) 563 - 3195

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Damariscotta, ME, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Bangor, ME, Guaranteed Loans in Lewiston, ME and No Credit Check Loans in Portland, ME. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Damariscotta, ME.

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Payday Loans Available in Damariscotta, ME By The Following ZIP Codes:

04543

Are Payday Loans Legal In Damariscotta, Maine?

Loan Rates and Fees, Laws and Regulations in Maine.

Maine Loan Regulations

Legal StatusPermitted for supervised lenders only
Interest Rate (APR, %)30% APR; In Fact - 217%
Maximum Loan Amount$2,000
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers AllowedNot specified
Finance ChargesAlternative to small loan cap: <$75 = $5; $75-$250 = $15; >$250 = $25

Damariscotta, ME payday loan calculator

F.A.Q.

Can I be charged with additional fees if I want to pay off my payday loan early in Damariscotta, Maine?

No, in Damariscotta, Maine, payday lenders are not allowed to charge any additional fees for early repayment of a loan. If you are able to pay off your loan early, you can do so without incurring any additional costs.

Can I be charged with collection fees if I default on my payday loan in Damariscotta, Maine?

Yes, if you default on your payday loan in Damariscotta, Maine, the lender may pursue collection actions, including charging you collection fees. It is important to carefully consider your ability to repay the loan before taking out a payday loan to avoid defaulting on the loan.

How Many Cash Advance Companies are in Damariscotta, ME?

With the help of our service, you will be able to find 6 cash advance companies in Damariscotta, ME

What Cash Advance Companies in Damariscotta, ME are the most popular?

You should check Bachelder Bruce CPA, Bangor Savings Bank, and Bath Savings Institution. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Bangor Lewiston Portland
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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