Payday Loans in Ellicott City, Maryland

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Payday Loan Companies in Ellicott City, MD

Company nameAddressZip codePhone number
Bank of America Financial Center 9150 Baltimore National Pike 21042 +1 (410) 465 - 8712
First National Bank 9416 Baltimore National Pike 21042 +1 (410) 465 - 8668
Flagstar Bank Home Lending 6031 University Blvd 250 21043 +1 (240) 252 - 9825
Howard County Education Federal Credit Union 3454 Ellicott Center Dr #104 21043 +1 (410) 461 - 2257
Howard County Education Federal Credit Union 3458 Ellicott Center Dr 106 21043 +1 (410) 461 - 2257
Integrated Financial Solutions, LLC 3454 Ellicott Center Dr 21043 +1 (410) 461 - 4043
SECU Credit Union 10025 Baltimore National Pike 21042 +1 (800) 879 - 7328
SunTrust 9080 Baltimore National Pike 21042 +1 (443) 973 - 3523
SunTrust Bank 10000 Baltimore National Pike 21042 +1 (443) 973 - 3543
SunTrust Bank 9080 Baltimore National Pike 21042 +1 (443) 973 - 3523
Tower Federal Credit Union 9150 Baltimore National Pike 21042 +1 (301) 497 - 7000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ellicott City, MD, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Essex, MD, No Credit Check Loans in Frederick, MD, Payday Loans in Gaithersburg, MD, Payday Loans in Germantown, MD, Payday Loans in Glen Burnie, MD, Same Day Loans in Hagerstown, MD, Payday Loans in Montgomery Village, MD and Payday Loan Without a Credit Check in Odenton, MD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ellicott City, MD.

Beautiful sights of Ellicott City, MD

Payday Loans Available in Ellicott City, MD By The Following ZIP Codes:

21041, 21043, 21042

Are Payday Loans Legal In Ellicott City, Maryland?

Payday Lending is Prohibited in Maryland

Maryland Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Ellicott City, MD payday loan calculator

Payday Loans in Ellicott City, Maryland

Payday loans are a quick and easy way to borrow small amounts of money typically between $100 and $1000, and can be used to cover a variety of short-term needs such as medical bills, car repairs, or unexpected bills. However, payday loans are not available in the state of Maryland.

Why Are Payday Loans Prohibited in Maryland?

Payday loans are not legal in the state of Maryland. This is due to a law that was passed in 2002 that effectively banned this type of loan. The Maryland General Assembly determined that payday loans do not provide an affordable and viable option for short-term financing and are a form of predatory loan.

Additionally, the law requires that all lenders who offer payday loans must be licensed by the state and follow specific rules in order to protect consumers from exploitation. These rules include limits on loan amounts and interest rates, as well as restrictions on loan repayment terms.

What Options Are Available for Residents of Ellicott City, Maryland?

Even though payday loans are not available in the state of Maryland, there are still other options available for residents of Ellicott City, Maryland, who need short-term financing.

Short-term Personal Loans

Short-term personal loans are available from banks or credit unions and are intended to be used to cover short-term financial needs. These loans generally range in amount from $500 to $5000 and can be used for a variety of needs, such as medical bills, car repairs, or even home repairs. Unlike payday loans, short-term personal loans typically require a credit check and have higher interest rates and longer repayment terms than payday loans.

Credit Cards

Another option for short-term financing is credit cards. Credit cards can be used to cover large and small expenses, and can provide more flexibility than a personal loan. Credit cards typically have higher interest rates than personal loans, but can provide more flexibility in terms of repayment. Additionally, some credit cards offer cash back rewards and other perks that can make them a more attractive option.

Borrow from Friends and Family

Borrowing from friends and family can be a quick and easy way to get the money you need for a short-term need. This option is usually interest-free and can be more flexible in terms of repayment. However, it is important to remember that a loan from friends and family should be treated like any other loan, and it is important to be respectful of the agreement that is made.

F.A.Q.

Are payday loans legal in Maryland?

No, payday loans are not legal in Maryland.

What other options are available if I need short-term financing in Ellicott City, Maryland?

Short-term personal loans, credit cards, and borrowing from friends and family are all options for short-term financing in Ellicott City, Maryland.

Do I need to provide collateral for a short-term personal loan?

No, short-term personal loans generally do not require collateral or a credit check. However, they do typically require higher interest rates and longer repayment terms than payday loans.

Apply Now!

If you need short-term financing in Ellicott City, Maryland, you can fill out an application online at TheGuaranteedLoans. We will connect you with lenders who can provide you with the financing you need. Please note that TheGuaranteedLoans is not a lender and does not provide loans directly.

More F.A.Q.

How do I know if a lender is offering illegal payday loans in Ellicott City, Maryland?

Lenders offering illegal payday loans in Ellicott City, Maryland may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Ellicott City, Maryland?

If you have taken out an illegal payday loan in Ellicott City, Maryland, you can contact the Maryland State Department of Financial Services to report the lender and seek assistance in resolving the issue.

How Many Cash Advance Companies are in Ellicott City, MD?

With the help of our service, you will be able to find 11 cash advance companies in Ellicott City, MD

What Cash Advance Companies in Ellicott City, MD are the most popular?

You should check Howard County Education Federal Credit Union, SunTrust Bank, and Bank of America Financial Center. Also, you can start your application online on our website.