Payday Loans in Rothsay, Minnesota

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Rothsay, MN. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James 1777 Bunker Lake Blvd NW, Andover, MN 55304
Bremer Bank 113 E Front St, Brandon, MN 56315 +1 (320) 834 - 2249
Northview Bank 2203 Finland Ave, Finlayson, MN 55735 +1 (800) 450 - 7575
Prudential Financial: Janice Uberecken 2351 Connecticut Ave S 330, Sartell, MN 56377 +1 (320) 380 - 2058
City & County Employees Federal Credit Union 1719 W Main St, Albert Lea, MN 56007 +1 (507) 373 - 7200
Payday America 701 W Main St Ste B, Anoka, MN 55303 +1 (763) 712 - 5565
People Small Loan Co 110 5th Ave E, Alexandria, MN 56308 +1 (320) 762 - 2226
59 Trade Roads 18588 US-59, Detroit Lakes, MN 56501 +1 (218) 847 - 2916
Severson Financial Strategies & Investments LLC 522 E Howard St 100, Hibbing, MN 55746 +1 (218) 262 - 4339
Associated Bank 2999 County Rd 42 W, Burnsville, MN 55306 +1 (651) 306 - 1831

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rothsay, MN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Andover, MN, No Credit Check Loans in Burnsville, MN, Payday Loan Without a Credit Check in Cottage Grove, MN, Payday Loans in Duluth, MN, 24-Hour Loan in Eden Prairie, MN, Payday Loans in Inver Grove Heights, MN, No Credit Check Loans in Lakeville, MN and Payday Loans in Mankato, MN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rothsay, MN.

Beautiful sights of Rothsay, MN

Payday Loans Available in Rothsay, MN By The Following ZIP Codes:

56579

Are Payday Loans Legal In Rothsay, Minnesota?

Loan Rates and Fees, Laws and Regulations in Minnesota.

Minnesota Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)200
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges<$50 = $5.5; $50 - $100 = 10% + $5; $100 - $250 = 7% (min $10) + $5; $250 - $350 =6% (min $17.5) + $5

Rothsay, MN payday loan calculator

The Ins and Outs of Payday Loans in Rothsay, Minnesota

When you’re facing unexpected expenses, sometimes it can feel like a payday loan is your only option. In Rothsay, Minnesota, payday loans are legal and can be an important financial tool if used responsibly.

What are Payday Loans?

Payday loans are a type of short-term loan that is typically due on your next payday. These loans are designed to cover emergency expenses or bridge the gap between paychecks. Payday loans can be a helpful financial tool when used responsibly, but they can also be very expensive if you’re not careful.

How do Payday Loans Work in Minnesota?

In Minnesota, payday loans are legal and have certain restrictions. Lenders are limited to charging a maximum of $30 for every $100 borrowed, and the loan term cannot exceed 30 days. This means if you borrow $300, your lender can only charge you up to $90 in fees. Additionally, Minnesota law requires lenders to be licensed and to follow certain rules to protect consumers.

What are the Benefits of Payday Loans?

Payday loans can provide fast and easy access to cash when you need it most. They don’t typically require a credit check, which means they might be a good option if you have bad credit or no credit. Additionally, payday loans can be an alternative to overdraft fees or late payment charges.

What are the Risks of Payday Loans?

Payday loans can be very expensive, especially if you don’t pay them back on time. The fees and interest can add up quickly, and if you’re not careful, you can end up in a cycle of debt. Additionally, some lenders may engage in predatory practices, such as charging excessive fees or targeting vulnerable borrowers.

How can I Apply for a Payday Loan in Rothsay, Minnesota?

If you’re considering a payday loan in Rothsay, Minnesota, TheGuaranteedLoans can help you connect with potential lenders. We are a connector service, which means we don’t directly lend money. Instead, we facilitate your connection with lenders who may be able to offer you a loan. To apply, simply fill out our online application and we will match you with potential lenders.

Top Tips for Using Payday Loans Responsibly

  • Only borrow what you can afford to repay.
  • Read and understand the terms and conditions of the loan.
  • Don’t use payday loans to cover regular expenses or debt.
  • Don’t take out multiple loans at once.
  • If you’re struggling to repay a loan, contact your lender to discuss your options.

Interesting Facts and Statistics

  • The average payday loan in Minnesota is $380.
  • The average loan term is 14 days.
  • Payday lenders in Minnesota are required to provide borrowers with a written agreement that explains the terms of the loan.
  • Minnesota law prohibits lenders from using certain practices, such as threatening to bring criminal charges against borrowers who can’t repay their loans.

Apply Now

Are you in need of a payday loan in Rothsay, Minnesota? TheGuaranteedLoans can help you connect with lenders who may be able to offer you a loan. Click below to fill out our online application and get started today. Remember, payday loans are a financial tool that should be used responsibly.

Note: Our service is not available in all states, and the states serviced by this site may change from time to time and without notice. Applying does not guarantee that you will be connected with a lender, and not all applicants will be approved for a loan. TheGuaranteedLoans is not a lender and does not make credit decisions.

F.A.Q.

Can I apply for a payday loan online in Rothsay, Minnesota?

Yes, you can apply for a payday loan online in Rothsay, Minnesota, but the lender must be licensed to operate in the state.

Are there any limits on the interest rates that payday lenders can charge in Rothsay, Minnesota?

Yes, the maximum interest rate that a payday lender can charge in Rothsay, Minnesota is 28% per year.