Payday Loans in Cascilla, Mississippi

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No payday loan companies in Cascilla, MS. Consider companies in other cities:

Company nameAddressZip codePhone number
American Mortgage - Lucedale MS 168 Cowart St 8, Lucedale, MS 39452 +1 (601) 508 - 6056
Baldwyn Check Services 311 MS-145, Baldwyn, MS 38824 +1 (662) 365 - 9199
Tower Loan 133 W Center St, Hernando, MS 38632 +1 (662) 429 - 0531
Liberty Finance Co 254 S Main St, Grenada, MS 38901 +1 (662) 226 - 2274
Mississippi Title Loans, Inc. 459 US-90, Waveland, MS 39576 +1 (228) 467 - 9838
Cash N More 1603 N Harper Rd, Corinth, MS 38834 +1 (662) 287 - 8964
National Cash Advance 507 18th Ave N, Ste 4, N. Town Square, Columbus, MS 39705 +1 (662) 327 - 9330
Emergency Cash 941 US-80, Clinton, MS 39056 +1 (601) 924 - 7400
Check Plus LLC 305 S Main St, Poplarville, MS 39470 +1 (601) 795 - 9200
Liberty Tax and Loans 2570 Jackson Ave West 20 20, Oxford, MS 38655 +1 (662) 281 - 5773

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cascilla, MS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Southaven, MS, Payday Loans in Tupelo, MS, Same Day Loans in Biloxi, MS, Payday Loans in Greenville, MS, Payday Loans in Gulfport, MS, Payday Loans in Hattiesburg, MS, Short-term Loans in Jackson, MS and Payday Loans in Meridian, MS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cascilla, MS.

Are Payday Loans Legal In Cascilla, Mississippi?

Loan Rates and Fees, Laws and Regulations in Mississippi.

Mississippi Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)521
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed6, loan must be reduced by at least 5% for every rollover
Finance Charges<$250 = not more than $20 per $100 $250 - $500 = not more than $21.95 per $100

Cascilla, MS payday loan calculator

Understanding Payday Loans in Cascilla, Mississippi

Payday loans are a popular financial solution for many people in need of emergency cash. They offer a way to access a small amount of money quickly, without much documentation or bureaucracy. In Mississippi, payday loans are legal and can be a viable option for those facing unexpected expenses such as car repairs, medical bills, or household expenses. In this article, we will look into how payday loans work in Cascilla, Mississippi, and how to qualify for them.

How do Payday Loans work in Cascilla, Mississippi?

In Cascilla, Mississippi, the maximum amount that can be borrowed for a payday loan is $500. Payday lenders in the state are required to be licensed and regulated by the Mississippi Department of Banking and Consumer Finance. The loan term of a payday loan in Mississippi can range from 14 to 30 days. If a borrower fails to pay the loan amount and all applicable fees in full on the due date, they may be charged additional fees or interest.

It’s important to note that payday loans in Cascilla, Mississippi, are meant to be a short-term solution to financial emergencies and not a long-term financial plan. Typically, the interest rates on these loans are higher than other types of loans, and the fees can add up quickly. It’s essential to carefully consider all the available options and only take out a payday loan if it’s absolutely necessary.

Who is Eligible for a Payday Loan in Cascilla, Mississippi?

To qualify for a payday loan in Cascilla, Mississippi, a borrower must be at least 18 years old, have a valid government-issued ID, and proof of income. The proof of income could be in the form of a paycheck stub, bank statement, or any other documentation that shows regular income. The lender may also require a borrower to have an active checking account and a working phone number.

It’s important to note that payday lenders in Casilla, Mississippi, are allowed to deny a loan request to a borrower if they’ve already taken out a payday loan from another lender. Borrowers with a history of bounced checks or bankruptcy may also be denied a loan.

Interesting facts about Payday Loans in Cascilla, Mississippi

  • The average annual interest rate on payday loans in Mississippi is 521%.
  • In 2019, the Mississippi State Legislature failed to pass a bill that would have capped the annual interest rate on payday loans at 36%.
  • In 2018, Mississippi had the highest concentration of payday lenders per capita in the United States.

How to Apply for a Payday Loan through TheGuaranteedLoans

If you’re in need of a payday loan in Cascilla, Mississippi, TheGuaranteedLoans can help you connect with potential lenders. Our process is simple and straightforward. Fill out our online application form, and we’ll forward it to our network of lenders. If a lender approves your application, they’ll contact you directly with more information about the loan amount, fees, and payment terms.

It’s essential to note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. We’re an online connector service that aims to connect borrowers with potential lenders. We’re dedicated to our customer’s privacy and security and will handle their information with care.

Conclusion

In conclusion, payday loans can be a viable option for people facing unexpected expenses in Cascilla, Mississippi, and other parts of the United States. However, it’s essential to fully understand the details of a payday loan, including the fees and interest rates, before making a decision. It’s equally necessary to ensure that the loan is only taken out if it’s absolutely necessary. At TheGuaranteedLoans, we’re committed to helping our clients to connect with potential payday lenders in Cascilla, Mississippi, and other locations. Apply with us today, and take advantage of our simple and straightforward online application process.

Apply Now

Ready to apply for a payday loan in Cascilla, Mississippi? Fill out our online application form on TheGuaranteedLoans website today, and we’ll connect you with potential lenders who may be able to help you. Remember that our service is an online connector service, and we’re committed to ensuring privacy and security for our customers.

F.A.Q.

Is it mandatory for payday lenders to provide information on alternative forms of credit in Cascilla, Mississippi?

Yes, payday lenders in Cascilla, Mississippi are required to provide information on alternative forms of credit to borrowers. This is to ensure that borrowers have access to other options for borrowing money, and to prevent them from taking out multiple payday loans.

Are there any protections for borrowers of payday loans in Cascilla, Mississippi?

Yes, there are protections for borrowers of payday loans in Cascilla, Mississippi. These include the requirement for lenders to disclose the terms and conditions of the loan, the prohibition on rollovers and renewals, and the maximum interest rate and fees that can be charged. Borrowers also have the right to dispute any incorrect information on their credit reports.