Payday Loans in Bradleyville, Missouri

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No payday loan companies in Bradleyville, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Today 2011 S Jefferson Ave # A, Lebanon, MO 65536 +1 (417) 533 - 8972
LibertyX Bitcoin ATM 9333 MO-100, New Haven, MO 63068 +1 (800) 511 - 8940
Flexi Cash 1709 N Morley St, Moberly, MO 65270 +1 (660) 269 - 8315
OakStar Bank 101 S Maple St, Buffalo, MO 65622 +1 (417) 345 - 1889
Bootheel Automotive 135 S Walnut St R, Steele, MO 63877 +1 (573) 695 - 2553
Turbo Cash 4277 Osage Beach Pkwy, Osage Beach, MO 65065 +1 (573) 964 - 9003
Quick Cash 249 US-60, Republic, MO 65738 +1 (417) 732 - 7300
Courtesy Loans 619 N Providence Rd, Columbia, MO 65203 +1 (573) 442 - 5907
Missouri Title Loans, Inc. 12695 New Halls Ferry Road, Florissant, MO 63033 +1 (314) 831 - 0217
LendNation 818 S Limit Ave, Sedalia, MO 65301 +1 (660) 827 - 9800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bradleyville, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ballwin, MO, Payday Loans in Blue Springs, MO, Payday Loans in Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Payday Loans in Columbia, MO, Payday Loans in Florissant, MO, Same Day Loans in Independence, MO and Short-term Loans in Jefferson City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bradleyville, MO.

Useful Articles

Are Payday Loans Legal In Bradleyville, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Bradleyville, MO payday loan calculator

Advise to read before applying

Payday Loans in Bradleyville, Missouri

Payday loans are short-term loans that are usually due on the borrower’s next payday. They are meant to provide a quick solution to unexpected financial emergencies, whether it is a medical bill, car repair, or an unforeseen expense. While payday loans provide immediate relief to borrowers, their high-interest rates and fees can quickly spiral out of control.

In Missouri, payday loans are legal and regulated by state laws. If you are in Bradleyville, Missouri, and need a payday loan, it is crucial to understand the state’s regulations and what lenders can and cannot do.

Regulations on Payday Loans in Bradleyville, Missouri

As per Missouri state law, payday loans are legal, and the state sets a limit on the amount that borrowers can take out. The maximum amount for a payday loan in Missouri is $500, and lenders are allowed to charge an interest rate of up to 75% of the total loan amount. The loan term for borrowers in Missouri is up to 31 days, and lenders are not allowed to give borrowers more than six renewals or rollovers.

Payday lenders in Missouri must also follow certain guidelines when it comes to fees and charges. Loan fees cannot exceed 10% of the loan amount, and lenders can charge at most $75 for origination fees. If you default on your payday loan payment, a lender can charge interest rates up to 6% per annum on the unpaid portion of the loan. Additionally, there are criminal charges against defaulters in Missouri; therefore, it is crucial to pay back the loan on time.

Applying for a Payday Loan in Bradleyville, Missouri

Applying for a payday loan in Bradleyville, Missouri, is a straightforward process. If you need a payday loan, you can fill out an online application on our website, TheGuaranteedLoans. As a connector service, we will facilitate your connection with potential lenders who are willing to work with you. Please note that we are not a direct lender, and all loan terms and conditions will be between you and your lender.

To apply for a payday loan in Bradleyville, Missouri, you must be over the age of 18 and have a regular source of income. The lender will require you to provide proof of income, such as an employment certificate or bank statement, and your contact information.

Understanding the Risks of Payday Loans

While payday loans can provide relief during financial emergencies, they also come with significant risks. The high-interest rates and fees associated with payday loans can lead to a vicious cycle of debt that is difficult to get out of. Many borrowers struggle to repay their loans on time and end up incurring additional fees and charges. According to a Consumer Financial Protection Bureau report, around 80% of payday loans are rolled over or renewed, while 20% of borrowers default on their loans.

It is essential to understand the risks associated with payday loans before taking them out. If you find yourself in a financial emergency, it is worth exploring other options, such as borrowing from a family member or friend, negotiating a payment plan with your creditors, or seeking help from a non-profit credit counseling agency.

Interesting Facts and Statistics on Payday Loans in Bradleyville, Missouri

  • Missouri has over 1300 licensed payday lenders, more than the number of McDonald’s, Walgreens, and Starbucks combined.
  • The average annual percentage rate (APR) for a payday loan in Missouri is 462%, one of the highest in the country.
  • In Missouri, 91% of payday loans are taken out within two weeks of paying off another payday loan.
  • Payday loan lenders in Missouri make approximately $1.26 billion in loans each year, with an average of 1.6 million loans annually.

Apply Now For a Payday Loan in Bradleyville, Missouri

If you need a payday loan in Bradleyville, Missouri, fill out our online application on TheGuaranteedLoans website today. Our application process is simple and straightforward, and we will connect you with potential lenders who can offer you loan options. Please note that we are not a direct lender, and terms and conditions will be between you and your lender.

Remember, payday loans should only be used for emergencies and not as a long-term solution for financial difficulties. Always make sure to read the terms and conditions of your loan agreement carefully and pay back the loan on time to avoid additional fees and charges.

F.A.Q.

Can I apply for a payday loan if I have bad credit?

Yes, payday loans in Bradleyville, Missouri do not require a credit check, so having bad credit will not disqualify you from applying.

Can a payday loan help improve my credit score in Bradleyville, Missouri?

No, payday loans do not typically report to credit bureaus and therefore will not have an impact on your credit score. It is recommended to explore other options for improving your credit.

Look for Short-Term Loans in Other Cities:

Ballwin Blue Springs Cape Girardeau Chesterfield Columbia Florissant Grandview Independence Jefferson City Joplin Kansas City Lee's Summit Liberty Springfield Wentzville
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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