Payday Loans in Caulfield, Missouri

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No payday loan companies in Caulfield, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Casher 1505 S Jefferson Ave, Lebanon, MO 65536 +1 (417) 533 - 7665
Tower Loan 114 Forest Ave, Liberty, MO 64068 +1 (816) 781 - 8900
Kansas City Credit Union 5110 Ararat Dr, Kansas City, MO 64129 +1 (816) 861 - 5700
Rogers's Pawn & Gun 904 Washington St, Chillicothe, MO 64601 +1 (660) 646 - 7296
Check On the Spot 16 S Jackson St, Farmington, MO 63640 +1 (573) 760 - 1770
Arvest Bank 12661 MO-13, Kimberling City, MO 65686 +1 (417) 739 - 2201
Reliable Financial Services 8340 Bannister Rd, Kansas City, MO 64134 +1 (816) 761 - 8008
Senath State Bank - Senath Branch 117 E Commercial St, Senath, MO 63876 +1 (573) 738 - 2646
Star Loans 1025 E 75th St, Kansas City, MO 64131 +1 (816) 333 - 3278
Courtesy Loans 2606 N Bluff St #124, Fulton, MO 65251 +1 (573) 642 - 3232

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Caulfield, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Charles, MO, Quick Loan in Saint Joseph, MO, Payday Loan for Saint Louis, MO, Payday Loan for Saint Peters, MO, Payday Loans in Springfield, MO, Payday Loans in Wentzville, MO, Payday Loans in Ballwin, MO and Payday Loans in Blue Springs, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Caulfield, MO.

Are Payday Loans Legal In Caulfield, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Caulfield, MO payday loan calculator

Payday Loans in Caulfield, Missouri: A Comprehensive Guide

Payday loans are a type of short-term lending that can help those who need cash quickly. If you are in Caulfield, Missouri and need financial assistance, then payday loans could be a viable option for you. In this guide, we will cover everything you need to know about payday loans in Caulfield, Missouri.

What Are Payday Loans?

A payday loan is a type of short-term loan that is designed to help those who need cash before their next payday. They are often used by people who have unexpected expenses or need to cover expenses until their next paycheck. Payday loans are typically for smaller amounts of money, ranging from $100 to $1000, and are repaid on the borrower’s next payday.

Are Payday Loans Legal in Missouri?

Yes, payday loans are legal in Missouri. However, there are some regulations that lenders must follow. The state of Missouri regulates the maximum amount of interest that lenders can charge on payday loans. For loans up to $500, the maximum interest rate is 75%. For loans over $500, the maximum interest rate is 23% per year on the remaining balance of the loan.

How Do Payday Loans Work in Missouri?

Payday loans can be obtained from in-store lenders or online lenders. Borrowers must provide proof of employment and a personal check that is post-dated to the date of their next payday. If the borrower cannot repay the loan on the due date, then the lender can cash the check. Borrowers can also choose to renew their loans for additional fees if they cannot pay the loan on the due date.

What Are the Requirements for Getting a Payday Loan in Missouri?

In order to qualify for a payday loan in Missouri, you must be at least 18 years old and have a steady source of income. You will need to provide proof of income and an active bank account. You may also be required to provide identification and proof of residency in Missouri. Lenders may also check your credit score before approving a loan.

What Are the Advantages of Payday Loans?

  • Quick access to cash
  • No credit check required (in some cases)
  • The ability to use the loan for any purpose
  • Few restrictions on use of funds

What Are the Disadvantages of Payday Loans?

  • High interest rates
  • Short repayment terms
  • Potential for additional fees if the borrower cannot repay the loan on the due date
  • Potential damage to credit score if the loan is not repaid on time

Facts and Statistics About Payday Loans in Caulfield, Missouri

According to data from the Missouri Division of Finance, the average payday loan in Missouri is for $322 and has an annual percentage rate (APR) of 422%. The average loan term is for 18 days, and the average fee for a $100 loan is $17.67.

It is important to note that payday loans can be a viable option for those who need cash quickly, but they should be used with caution. Borrowers should carefully consider the terms and conditions of a payday loan before agreeing to it and should ensure that they are able to repay the loan on time.

Apply Now

If you are in need of financial assistance in Caulfield, Missouri and are interested in applying for a payday loan, then TheGuaranteedLoans can help. We are a connector service that can help connect you with potential lenders. Please be aware that we are not a direct lender and cannot guarantee approval. To apply for a payday loan, simply fill out our online application form and one of our representatives will contact you shortly.

Remember, payday loans can help provide quick access to cash but should be used with caution. If you are struggling with debt, then seek help from a financial counseling service or a debt management professional.

F.A.Q.

Are there any limits on the amount that can be borrowed?

Yes, in Caulfield, Missouri the maximum amount that can be borrowed is $500.

How long do I have to repay the loan?

Payday loans in Caulfield, Missouri must be repaid within 14-31 days.