Payday Loans in Graham, Missouri

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No payday loan companies in Graham, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Quick Cash Advance and Payday Loans 2116 Rock Rd, De Soto, MO 63020 +1 (636) 337 - 7788
Sun Loan Company 412 Huck Finn Shopping Center, Hannibal, MO 63401 +1 (573) 221 - 2904
Check `n Go 100 SW State Route 7, Blue Springs, MO 64014 +1 (816) 224 - 8500
Check `n Go 1818 S Jefferson Ave, Lebanon, MO 65536 +1 (417) 533 - 7691
Bloomsdale Bank 55 Mill Hill Rd, Bloomsdale, MO 63627 +1 (573) 483 - 2514
U.S. Bank ATM - Poplar Bluff Northtown 2024 N Westwood Blvd, Poplar Bluff, MO 63901 +1 (800) 872 - 2657
Bank of Brookfield-Purdin NA 939 Park Cir Dr, Brookfield, MO 64628 +1 (660) 258 - 3394
Missouri Title Loans, Inc. 1440 W Kearney St, Springfield, MO 65803 +1 (417) 831 - 2774
Missouri Title Loans, Inc. 4101-4103 Jeffco Blvd, Arnold, MO 63010 +1 (636) 467 - 7200
Lincoln Financial Advisors 3029 E Sunshine St E, Springfield, MO 65804 +1 (417) 881 - 7595

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Graham, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO, 24-Hour Loan in Kansas City, MO, Online Loans in Lee's Summit, MO, Payday Loans in Liberty, MO, Payday Loan Companies in Saint Charles, MO and Payday Loans in Saint Joseph, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Graham, MO.

Payday Loans Available in Graham, MO By The Following ZIP Codes:

64455

Are Payday Loans Legal In Graham, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Graham, MO payday loan calculator

Understanding Payday Loans: Your Guide to Graham, Missouri

If you’re living in Graham, Missouri, and experiencing a financial emergency, a payday loan might be a solution worth considering. As long as you’re aware of the conditions, these loans can help you pay bills or other expenses quickly and easily.

What are payday loans?

Payday loans are a type of short-term loan that you can use to cover unexpected expenses. They are typically designed to help people get through until their next paycheck. In Graham, Missouri, payday loans are legal and regulated by the state government.

These loans typically have to be paid back in full by your next payday — hence the name. The amount you can borrow varies from state to state, but in Missouri, you can get up to $500.

The pros and cons of payday loans

Payday loans have their advantages and disadvantages, and as with any financial product, you should carefully consider your options before making a decision.

  • Pros: Payday loans are accessible, even with a low credit score. They are easy to apply for, and you can get the money quickly. You can use the loan for whatever you need.
  • Cons: Payday loans have higher interest rates and shorter repayment periods compared to traditional loans. If you can’t pay back the loan on time, you may face even higher fees or penalties.

What do I need to apply for a payday loan in Graham, Missouri?

Before you apply for a payday loan, you’ll need to have the following:

  • A valid ID: You’ll need a government-issued photo ID, such as a driver’s license, passport, or state ID card.
  • Proof of income: You’ll need to show that you have a steady source of income, such as pay stubs or bank statements. Some lenders may require you to have been employed for a specific amount of time.
  • A bank account: You’ll need to provide your bank account information so that the lender can deposit the loan funds and collect repayment.

How to apply for a payday loan in Graham, Missouri?

You can apply for a payday loan in Graham, Missouri, either online or in person at a lender’s storefront location. In either case, you’ll need to provide the required documents and information and fill out an application.

After you submit your application, the lender will evaluate it and let you know if you’ve been approved or not. If you’re approved, you’ll receive the loan funds, usually by direct deposit into your bank account, within one business day.

Apply for a payday loan today

At TheGuaranteedLoans, we’re here to help connect you with potential lenders that meet your needs. We’re not a direct lender, but a connector service that can help you find the right payday loan product.

If you’re considering a payday loan in Graham, Missouri, head over to our website and fill out an application today. We’ll help you find a lender that can work with you to get the financial assistance you need.

Interesting Facts and Statistics about Payday Loans in Graham, Missouri

  • Missouri residents took out an average of 1.42 million payday loans in 2020, which was down from 2.43 million loans the year before.
  • According to a 2019 report by the Consumer Financial Protection Bureau, the average payday borrower takes out 10 loans per year and spends almost 200 days in debt each year, due to borrowing and repaying the same loan multiple times.
  • In Missouri, there are approximately 1,040 payday lending storefronts, which is higher than the number of McDonald’s restaurants in the state.

F.A.Q.

Can I renew or extend my payday loan?

No, payday loans in Graham, Missouri cannot be renewed or extended.

Are there any fees associated with payday loans in Graham, Missouri?

Yes, payday lenders in Graham, Missouri are allowed to charge a maximum interest rate of 75% per year on the loan amount. There may also be additional fees for late or non-payment.