Payday Loans in Baker, Montana

Payday Loan Companies in Baker, MT

Company nameAddressZip codePhone number
Fallon County Federal CU 115 Main St Suite C 59313 +1 (406) 778 - 2920
Wells Fargo Bank 24 S MAIN ST 59313 +1 (406) 778 - 3348

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Baker, MT, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Billings, MT, Payday Loans in Bozeman, MT, Payday Loan for Great Falls, MT, Same Day Loans in Helena, MT and Payday Loans in Missoula, MT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Baker, MT.

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Payday Loans Available in Baker, MT By The Following ZIP Codes:

59313

Are Payday Loans Legal In Baker, Montana?

Loan Rates and Fees, Laws and Regulations in Montana.

Montana Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$300
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$1.39 for a $100 loan given for 2 weeks

Baker, MT payday loan calculator

F.A.Q.

Are payday loans legal in Baker, Montana,

Yes, payday loans are legal in Baker, Montana, but they are subject to strict regulation by the state. The maximum amount that can be borrowed is $300, and the maximum loan term is 31 days.

What are the fees and interest rates for payday loans in Baker, Montana,

Payday lenders in Baker, Montana are limited to charging a maximum fee of $30 for each $100 borrowed, which equates to an annual percentage rate (APR) of around 780%. This is significantly higher than the APR on traditional loans, which is why payday loans are considered to be a high-cost form of credit.

How Many Cash Advance Companies are in Baker, MT?

With the help of our service, you will be able to find 2 cash advance companies in Baker, MT

What Cash Advance Companies in Baker, MT are the most popular?

You should check Fallon County Federal CU and Wells Fargo Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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