Payday Loans in Belgrade, Nebraska

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Belgrade, NE. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens State Bank 121 N Chestnut St, Spalding, NE 68665 +1 (308) 497 - 2436
First Data 7302 Pacific St, Omaha, NE 68114 +1 (866) 382 - 8643
Aleman Auto 1208 Pierce St B, Norfolk, NE 68701 +1 (402) 379 - 2069
Union Bank & Trust 507 D St, David City, NE 68632 +1 (402) 367 - 3016
Farmers State Bank 220 E Nebraska St, Ewing, NE 68735 +1 (402) 626 - 7272
Pinnacle Bank 215 N Walnut St, Shelby, NE 68662 +1 (402) 527 - 5261
Bruning State Bank 252 S 13th St, Hebron, NE 68370 +1 (402) 768 - 7473
Foundation One Bank 17445 Arbor St Suite 100, Omaha, NE 68130 +1 (531) 215 - 0060
Nebraska State Bank and Trust Co. 538 East S East St, Broken Bow, NE 68822 +1 (308) 872 - 6148
check n go, Check n Go Store Directory 3817 N 2nd Ave, Kearney, NE 68847 +1 (308) 237 - 4426

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Belgrade, NE, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bellevue, NE, Bad Credit Loans in Grand Island, NE, 24-Hour Loan in Kearney, NE, Guaranteed Loans in Lincoln, NE and Payday Loans in Omaha, NE. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Belgrade, NE.

Payday Loans Available in Belgrade, NE By The Following ZIP Codes:

68623

Are Payday Loans Legal In Belgrade, Nebraska?

Loan Rates and Fees, Laws and Regulations in Nebraska.

Nebraska Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term34 days
Number of Rollovers Allowed0
Finance ChargesNot more than $15 per $100

Belgrade, NE payday loan calculator

Understanding Payday Loans in Belgrade, Nebraska

Are you facing an emergency and need quick cash? Payday loans might be an excellent solution for you. In Belgrade, Nebraska, payday loans are legal and regulated by state law. However, it’s crucial to understand the terms and conditions of payday loans before signing up for one. In this article, we’ll provide a comprehensive guide to payday loans in Belgrade, Nebraska.

What is a Payday Loan?

A payday loan is a short-term loan that usually ranges from $100 to $500. The borrower must pay back the loan on their next payday or within 14 days. Payday loans are meant to help individuals cover unexpected expenses or bridge the gap between paychecks. Payday loan lenders do not require collateral, making it easier for people with poor credit scores to access money. However, payday loans often come with high-interest rates, making them expensive and potentially risky.

How Do Payday Loans Work in Belgrade, Nebraska?

Payday loans in Belgrade, Nebraska, are legal and regulated by state law. According to Nebraska Revised Statutes 45-901, payday loan lenders must have a license to operate in the state. They are required to disclose the costs and terms of the loan, including the annual percentage rate (APR) and any additional fees. Lenders must also ensure that the borrower can repay the loan while covering their regular expenses.

  • The maximum loan amount in Nebraska is $500
  • The maximum loan term is 34 days
  • Finance charges can’t exceed $15 per $100
  • The APR can’t exceed 459% for a $100 loan for 14 days

It’s important to note that payday lenders in Nebraska are not allowed to rollover or refinance a loan. This means that borrowers cannot take out a new loan to pay back the original loan. Instead, lenders must offer an extended payment plan (EPP) of up to four payments with no additional charges to help borrowers repay the loan on time.

What Are the Benefits of Payday Loans in Belgrade, Nebraska?

Payday loans can be beneficial for individuals facing emergency expenses, such as medical bills or car repairs. They provide quick access to cash without requiring collateral or a good credit score. Additionally, payday loans can help borrowers avoid overdraft fees or late payment fees.

What Are the Risks of Payday Loans in Belgrade, Nebraska?

While payday loans can be helpful in emergencies, they come with several risks. The high-interest rates and fees can trap borrowers in a cycle of debt, making it challenging to repay the loan. Borrowers may be forced to take out additional loans to cover their expenses, leading to a debt spiral. Additionally, payday lenders can be predatory, offering loans to people who can’t afford to repay them, or using aggressive tactics to collect payment.

Apply Now

If you need quick cash to cover unexpected expenses, applying for a payday loan may be an option. At TheGuaranteedLoans, we connect borrowers with multiple lenders who offer payday loans in Belgrade, Nebraska. We provide a hassle-free application process and match borrowers with lenders who can meet their needs. Click the apply now button below to begin the process and get connected with the right lender for you.

Interesting Facts and Statistics about Payday Loans in Belgrade, Nebraska

  • As of May 2021, there are 57 licensed payday lenders in Nebraska.
  • In Nebraska, the average payday loan is $376 with an average APR of 404%.
  • The state of Nebraska caps the total fees charged on a payday loan at $75 for a $500 loan.

In Conclusion

Payday loans in Belgrade, Nebraska, can be a helpful way to cover unexpected expenses. However, they come with high-interest rates and fees, making them potentially risky. It’s crucial to understand the terms and conditions of the loan before signing up and ensure that you can repay it on time. At TheGuaranteedLoans, we offer a simple and secure way for borrowers to find the right lender for their needs, so click the apply now button to get started.

F.A.Q.

How much can I borrow with a payday loan in Belgrade, Nebraska?

in Belgrade, Nebraska, payday lenders are allowed to lend up to $500 per loan. However, the total amount that a borrower can have outstanding at any given time is limited to $500.

What are the interest rates and fees for payday loans in Belgrade, Nebraska?

in Belgrade, Nebraska, payday lenders are required to follow state regulations regarding interest rates and fees. The maximum interest rate that can be charged on a payday loan is 36% APR. Additionally, payday lenders are allowed to charge fees of up to $15 per $100 borrowed.

Look for Short-Term Loans in Other Cities: