Payday Loans in Decatur, Nebraska

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No payday loan companies in Decatur, NE. Consider companies in other cities:

Company nameAddressZip codePhone number
First Franchise Capital Corporation 2715 13th St, Columbus, NE 68601 +1 (402) 564 - 8383
Next Generation Tax & Accounting 1455 11th St, Gering, NE 69341 +1 (308) 436 - 3335
Raymond James Financial Services 747 N Burlington Ave 307, Hastings, NE 68901 +1 (402) 462 - 4137
Pretty Darn Quick Cash Advance 115 W 21st St, Kearney, NE 68847 +1 (308) 236 - 1366
Pinnacle Bank 400 S Main St, Verdigre, NE 68783 +1 (402) 668 - 2205
Pinnacle Bank 447 Broadway St, Imperial, NE 69033 +1 (308) 882 - 4297
Waddell and Reed 47609 876 Rd 2, Atkinson, NE 68713 +1 (402) 925 - 2950
County Treasurer 424 N Colorado Ave 8, Minden, NE 68959 +1 (308) 832 - 2730
Heritage Bank 605 w 6th St, Doniphan, NE 68832 +1 (402) 845 - 4596
Hemingford Community Fed CU 801 Box Butte Ave, Hemingford, NE 69348 +1 (308) 487 - 5578

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Decatur, NE, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Bellevue, NE, 24-Hour Loan in Grand Island, NE, Payday Loans in Kearney, NE, Payday Loans in Lincoln, NE and Payday Loans in Omaha, NE. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Decatur, NE.

Beautiful sights of Decatur, NE

Payday Loans Available in Decatur, NE By The Following ZIP Codes:

68020

Are Payday Loans Legal In Decatur, Nebraska?

Loan Rates and Fees, Laws and Regulations in Nebraska.

Nebraska Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term34 days
Number of Rollovers Allowed0
Finance ChargesNot more than $15 per $100

Decatur, NE payday loan calculator

Everything You Need to Know About Payday Loans in Decatur, Nebraska

Payday loans are a popular option for those who need quick cash to cover unexpected expenses. In Nebraska, payday loans are legal, but it is important to understand the regulations and restrictions that apply to these loans. If you are in Decatur, Nebraska, and considering a payday loan, here is everything you need to know.

What is a Payday Loan?

A payday loan is a short-term loan, usually meant to help borrowers cover unexpected expenses until their next paycheck. These loans typically have a high-interest rate and are due to be repaid within a few weeks. Payday loans are often marketed to individuals with poor credit, as they do not require a credit check.

Payday Loans in Decatur, Nebraska

Nebraska law allows payday loans, and there are many lenders in Decatur and the surrounding areas. However, there are limits to how much a borrower can take out at one time and within a certain period.

The maximum amount of a payday loan in Nebraska is $500. A borrower cannot take out more than two payday loans at the same time, and there must be a minimum of 34 days between loans. Additionally, lenders are required to provide borrowers with a written agreement that outlines the terms and conditions of the loan, including the interest rate and any fees that may be charged.

Interest Rates and Fees

The interest rates and fees for payday loans in Decatur, Nebraska can be high. Nebraska law allows lenders to charge up to $15 in interest for every $100 borrowed. This means that if a borrower takes out a $500 payday loan, they will owe $575 when the loan is due.

In addition to interest, lenders may also charge fees such as origination fees, late fees, and non-sufficient funds (NSF) fees. These fees can quickly add up, making it even more difficult for borrowers to repay the loan on time.

Benefits of Payday Loans

While payday loans can be expensive, they do offer some benefits to borrowers. Here are a few advantages of payday loans:

  • Quick access to cash: borrowers can often receive the funds the same day they apply for a payday loan.
  • No credit check: payday lenders do not typically require a credit check, making this an option for those with poor credit.
  • No collateral required: payday loans are unsecured, meaning borrowers do not need to put up collateral such as a car or home.

Apply Now with TheGuaranteedLoans

If you are considering a payday loan in Decatur, Nebraska, TheGuaranteedLoans can help connect you with trusted lenders in the area. We are not a direct lender, but we work with a network of lenders who can help with your financial needs.

Our online application process is fast and easy. Simply fill out our form with your basic information, and we will match you with lenders who may be able to offer you a loan. Remember, payday loans can be expensive and may not be the best option for everyone. Be sure to read the terms and conditions carefully before accepting a loan.

Interesting Facts and Statistics About Payday Loans in Decatur, Nebraska

  • Nebraska has one of the highest average interest rates for payday loans in the United States, with an average interest rate of 404%.
  • In 2020, Nebraska residents borrowed more than $29 million in payday loans.
  • The average payday loan borrower in Nebraska takes out 10 loans per year.

While payday loans can offer quick access to cash, they can also be expensive and difficult to repay. If you are considering a payday loan in Decatur, Nebraska, be sure to carefully read and understand the terms and conditions. Consider all your options before accepting a loan and be sure you can repay it on time.

Apply now with TheGuaranteedLoans to see if a payday loan is right for you.”

F.A.Q.

Is it possible to discharge a payday loan in bankruptcy in Decatur, Nebraska?

Yes, it is possible to discharge a payday loan in bankruptcy in Decatur, Nebraska. However, it is important to consult with a bankruptcy attorney to understand the potential consequences and requirements of doing so.

Can a payday lender seize my assets in Decatur, Nebraska?

Yes, a payday lender in Decatur, Nebraska can seize your assets if you default on the loan and a court order is issued. It is important to communicate with the lender and explore other options before defaulting on the loan to avoid asset seizure.

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