Payday Loans in Sprague, Nebraska

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No payday loan companies in Sprague, NE. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank Branch 200 N 6th St, Beatrice, NE 68310 +1 (402) 228 - 4213
Teck Financing 2012 N Broadwell Ave, Grand Island, NE 68803 +1 (308) 384 - 3884
Principal Financial Group 415 East Ave, Holdrege, NE 68949 +1 (308) 995 - 4423
Astra Bank 105 S Saunders Ave 2051, Sutton, NE 68979 +1 (402) 773 - 5541
Farm Credit Services of America 411 Valley View Dr, Scottsbluff, NE 69361 +1 (308) 632 - 4615
ABC Cash 2702 South St, Lincoln, NE 68502 +1 (402) 441 - 4838
Elkhorn Valley Bank & Trust - Hy-vee West - Norfolk, NE 2107 Taylor Ave, Norfolk, NE 68701 +1 (402) 379 - 2002
Hastings Federal Credit Union 707 N Marian Rd, Hastings, NE 68901 +1 (402) 463 - 6668
First Nebraska Bank 1019 Ivy St 257, Stanton, NE 68779 +1 (402) 439 - 2168
Benjamin Rust - Thrivent 408 Main St, Chadron, NE 69337 +1 (308) 430 - 0760

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sprague, NE, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bellevue, NE, Payday Loans in Grand Island, NE, Payday Loans in Kearney, NE, Same Day Loans in Lincoln, NE and No Credit Check Loans in Omaha, NE. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sprague, NE.

Payday Loans Available in Sprague, NE By The Following ZIP Codes:

68438

Are Payday Loans Legal In Sprague, Nebraska?

Loan Rates and Fees, Laws and Regulations in Nebraska.

Nebraska Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term34 days
Number of Rollovers Allowed0
Finance ChargesNot more than $15 per $100

Sprague, NE payday loan calculator

Everything You Need to Know About Payday Loans in Sprague, Nebraska

Payday loans, also known as cash advance loans, are a popular type of short-term loan that are widely used across the United States. If you’re living in Sprague, Nebraska, and you’re searching for payday loans, you’ll be glad to know that payday loans are legal in Nebraska. However, before you apply for one, you should be aware of all the details to make sure you’re making an informed decision.

What is a Payday Loan?

A payday loan is a type of short-term loan that is typically due to be repaid on your next payday. These loans are typically taken out by people who are facing unexpected expenses or financial emergencies and need quick access to cash. Payday loan amounts can range from $100 to $1,000, and the loan terms can range from two weeks to a month. Payday loans are designed to be a short-term solution to a temporary financial problem.

How to Apply for a Payday Loan in Sprague, Nebraska

Applying for a payday loan in Sprague, Nebraska is a simple process. There are many online lenders that offer payday loans to Nebraska residents. You can start by filling out an online application on TheGuaranteedLoans website. TheGuaranteedLoans is a connector service that facilitates your connection with potential lenders. All you need to do is provide some basic information, such as your personal and employment details, and your loan application will be processed quickly.

Requirements to Apply for a Payday Loan in Sprague, Nebraska

In order to apply for a payday loan in Sprague, Nebraska, you need to meet certain requirements. Firstly, you need to be at least 18 years old and be a U.S. citizen or a permanent resident. Additionally, you should have a regular source of income and a checking account in your name. Finally, you need to provide proof of identification, such as a driver’s license, and proof of income, such as a pay stub or a bank statement.

Advantages and Disadvantages of Payday Loans

Payday loans can be a helpful tool to tide you over during a financial crisis. They are easy to apply for, and you can get the money you need quickly. However, there are also some disadvantages to payday loans that you should be aware of. The interest rates and fees associated with payday loans can be very high, which can make it difficult to repay the loan on time. Additionally, if you are not able to repay the loan on time, it can lead to a cycle of debt that can be difficult to break out of.

Interesting Facts and Statistics About Payday Loans in Sprague, Nebraska

  • Nebraska is one of the states that has the highest number of payday loan storefronts per capita in the United States.
  • In 2018, over 500,000 payday loans were issued in Nebraska, totaling more than $149 million in loan volume.
  • The average payday loan in Nebraska is for $375, and the average annual interest rate is over 400%.

Apply Now and Get Connected with Potential Lenders

If you’re interested in applying for a payday loan in Sprague, Nebraska, TheGuaranteedLoans can help you get connected with potential lenders. Please note that TheGuaranteedLoans is a connector service and not a direct lender. We work with a network of reputable lenders who can offer you the loan you need. All you need to do is fill out an online application on our website, and we’ll take care of the rest. So, why wait? Apply now and get the financial assistance you need.

F.A.Q.

Can a payday lender garnish my wages in Sprague, Nebraska?

Yes, a payday lender in Sprague, Nebraska can garnish your wages if you default on the loan and a court order is issued. It is important to communicate with the lender and explore other options before defaulting on the loan to avoid wage garnishment.

Is it possible to discharge a payday loan in bankruptcy in Sprague, Nebraska?

Yes, it is possible to discharge a payday loan in bankruptcy in Sprague, Nebraska. However, it is important to consult with a bankruptcy attorney to understand the potential consequences and requirements of doing so.

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