Payday Loans in Elmwood Park, New Jersey

Payday Loan Companies in Elmwood Park, NJ

Company nameAddressZip codePhone number
Bank of America with Drive-thru ATM 507 Mola Blvd 07407 +1 (201) 794 - 6880
Chase Bank 100 Broadway 07407 +1 (201) 703 - 8313
Get A Rate 200 Riverfront Blvd., First Floor 07407 +1 (201) 393 - 0200
North Jersey Federal Credit Union 444 Mola Blvd 07407 +1 (973) 785 - 9200
Spencer Savings Bank 680 River Dr 07407 +1 (201) 791 - 3192
Spencer Savings Bank - Corporate Headquarters 611 River Dr 07407 +1 (800) 363 - 8115
Trevor Chin - Mortgage Loan Officer 600 Market St 07407 +1 (201) 452 - 7625
Valley Bank 80 Broadway 07407 +1 (201) 791 - 6100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Elmwood Park, NJ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in New Brunswick, NJ, Short-term Loans in Newark, NJ, Payday Loans in North Bergen, NJ, Short-term Loans in North Brunswick, NJ, Quick Loan in Old Bridge, NJ, Online Loans in Passaic, NJ, Payday Loans in Paterson, NJ and Payday Loans in Pennsauken, NJ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Elmwood Park, NJ.

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Beautiful sights of Elmwood Park, NJ

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Payday Loans Available in Elmwood Park, NJ By The Following ZIP Codes:

07407

Are Payday Loans Legal In Elmwood Park, New Jersey?

Payday Lending is Prohibited in New Jersey

New Jersey Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Elmwood Park, NJ payday loan calculator

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Elmwood Park, New Jersey?

No, because payday loans are illegal in Elmwood Park, New Jersey, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Elmwood Park, New Jersey?

Yes, the state of New Jersey has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.

How Many Cash Advance Companies are in Elmwood Park, NJ?

With the help of our service, you will be able to find 8 cash advance companies in Elmwood Park, NJ

What Cash Advance Companies in Elmwood Park, NJ are the most popular?

You should check Bank of America with Drive-thru ATM, Chase Bank, and Get A Rate. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Atlantic City Bayonne Belleville Bloomfield Brick Bridgewater Camden Cherry Hill Clifton East Brunswick East Orange Edison Elizabeth Fair Lawn Fort Lee Freehold Garfield Hackensack Hillsborough Hoboken Howell Irvington Jackson Jersey City Kearny Lakewood Linden Long Branch Marlboro Middletown Montclair Mount Laurel New Brunswick Newark North Bergen North Brunswick Old Bridge Passaic Paterson Pennsauken Perth Amboy Piscataway Plainfield Princeton Sayreville Teaneck Toms River Trenton Union City Vineland Wayne West New York West Orange Westfield Willingboro Winslow
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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