Payday Loans in Bosque, New Mexico

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No payday loan companies in Bosque, NM. Consider companies in other cities:

Company nameAddressZip codePhone number
Central Loan Company LLC 2607 N Main St, Las Cruces, NM 88001 +1 (575) 527 - 1122
Security Finance 212 W Broadway St, Hobbs, NM 88240 +1 (575) 397 - 3855
Walmart Money Center 800 E Cedar St, Deming, NM 88030
Guaranteed Rate 9400 Holly Ave NE, Albuquerque, NM 87122 +1 (505) 450 - 2003
Loanmax Title Loans 1201 S Main St, Roswell, NM 88203 +1 (575) 627 - 5732
FastBucks 605 Rte 66, Gallup, NM 87301 +1 (505) 726 - 9190
Checkmate 1625 Rio Bravo Blvd SW #9, Albuquerque, NM 87105 +1 (505) 877 - 3969
Ruidoso Downs Financial 26336 US-70, Ruidoso Downs, NM 88346 +1 (575) 378 - 1130
Four Corners Federal CU 16 Rd 6500, Kirtland, NM 87417 +1 (505) 598 - 6623
Washington Federal Bank 1203 N Hudson St, Silver City, NM 88061 +1 (575) 388 - 1903

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bosque, NM, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hobbs, NM, Payday Loans in Las Cruces, NM, Payday Loans in Rio Rancho, NM, Payday Loans in Roswell, NM, Payday Loans in Santa Fe, NM, Payday Loans in Alamogordo, NM, Payday Loans in Albuquerque, NM and Payday Loans in Clovis, NM. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bosque, NM.

Are Payday Loans Legal In Bosque, New Mexico?

Loan Rates and Fees, Laws and Regulations in New Mexico.

New Mexico Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)Not specified
Maximum Loan AmountNot specified
Minimum Loan TermNot specified
Maximum Loan TermNot specified
Number of Rollovers AllowedNot specified
Finance Charges

Bosque, NM payday loan calculator

Payday loans in Bosque, New Mexico – A Comprehensive Guide

If you are in need of quick cash to cover an unexpected expense, a payday loan may seem like a good option. While payday loans have been controversial in some states, they are legal in New Mexico. This article will take a closer look at payday loans in Bosque, New Mexico, and provide you with the information you need to make an informed decision.

What are payday loans?

Payday loans are short-term loans that are designed to help people who need quick access to cash. The borrower typically writes a post-dated check for the loan amount plus fees, and the lender cashes the check on the borrower’s next payday. In New Mexico, the maximum amount you can borrow is $2,500, and the maximum loan term is 35 days.

How do payday loans work in Bosque, New Mexico?

Getting a payday loan in Bosque, New Mexico is a straightforward process. You will need to provide the lender with a post-dated check or authorization to withdraw money from your bank account. The lender will then give you the cash you need, minus their fees and interest charges. When your loan comes due, the lender will cash your check or withdraw the money from your bank account.

What are the fees and interest rates for payday loans in Bosque, New Mexico?

The fees and interest rates for payday loans in Bosque, New Mexico are set by state law. The maximum annual percentage rate (APR) that lenders can charge is 175%. This means that if you borrow $100, you will owe the lender $125 when your loan comes due. It is important to note that the fees and charges associated with payday loans can add up quickly, so it is important to borrow only what you can afford to repay.

What are the risks of payday loans?

While payday loans can be a helpful financial tool in the short term, they come with certain risks. The high fees and interest rates associated with payday loans mean that the cost of borrowing can quickly spiral out of control. This can lead to a cycle of debt that is difficult to break out of. In addition, if you are unable to repay your loan on time, you may face additional fees and charges, and your credit score may be negatively impacted.

How to Apply for a Payday Loan in Bosque, New Mexico

If you have decided that a payday loan is the right choice for you, the application process is simple. You can apply online by filling out an online application form. At TheGuaranteedLoans, we are a connector service that can help you find potential lenders who may be able to offer you a loan. Our application process is easy and fast, and you can get a decision in just a few minutes.

Interesting facts and statistics about payday loans in Bosque, New Mexico

  • The average payday loan amount taken out in Bosque, New Mexico is $350.
  • There are approximately 220 payday loan storefronts in New Mexico.
  • The majority of payday loans in New Mexico are taken out by borrowers who earn less than $30,000 per year.
  • In 2019, the average APR for payday loans in New Mexico was 175%.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time. That’s why we are here to help connect you with potential lenders who may be able to offer you a payday loan in Bosque, New Mexico. Our easy online application process takes just a few minutes to complete, and you can get a decision in as little as 5 minutes. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We will work with our network of trusted lenders to find a loan that meets your needs.

Don’t let unexpected expenses stress you out. Apply for a payday loan in Bosque, New Mexico today!

F.A.Q.

Can borrowers extend or renew their payday loans in New Mexico?

Yes, borrowers can extend or renew their payday loans in New Mexico, but only once per loan. Any extension or renewal must be agreed to by the lender and the borrower.

Can payday lenders in New Mexico pursue criminal charges against borrowers who default on their loans?

No, payday lenders in New Mexico cannot pursue criminal charges against borrowers who default on their loans.