Payday Loans in Chamisal, New Mexico

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No payday loan companies in Chamisal, NM. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Store 800 E Cedar St Ste D, Deming, NM 88030 +1 (575) 544 - 2274
New Mexico Bank & Trust 1810 Main St SW, Los Lunas, NM 87031 +1 (505) 830 - 8199
Cannon Federal Credit Union 4205 N Prince St, Clovis, NM 88101 +1 (575) 742 - 3700
Loanmax Title Loans 1820 N Prince St, Clovis, NM 88101 +1 (575) 762 - 2007
Bank of the Southwest 121 E Hall St, Hatch, NM 87937 +1 (575) 267 - 1095
BBVA Compass 210 Main Ave, Truth or Consequences, NM 87901 +1 (575) 894 - 3075
AAA Quick Cash Advance 419 E Main St, Farmington, NM 87401 +1 (505) 600 - 3013
Security Finance Corporation 700 Roosevelt Ave #14, Grants, NM 87020 +1 (505) 287 - 4000
Regional Finance 101 W Broadway St, Hobbs, NM 88240 +1 (575) 393 - 7435
Sun Loan Company 222 Mills Ave, Las Vegas, NM 87701 +1 (505) 425 - 8044

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chamisal, NM, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Albuquerque, NM, Payday Loans in Clovis, NM, Payday Loans in Farmington, NM, Payday Loans in Hobbs, NM, No Credit Check Loans in Las Cruces, NM, Payday Loans in Rio Rancho, NM, Emergency Loan in Roswell, NM and Payday Loans in Santa Fe, NM. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chamisal, NM.

Payday Loans Available in Chamisal, NM By The Following ZIP Codes:

87521

Are Payday Loans Legal In Chamisal, New Mexico?

Loan Rates and Fees, Laws and Regulations in New Mexico.

New Mexico Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)Not specified
Maximum Loan AmountNot specified
Minimum Loan TermNot specified
Maximum Loan TermNot specified
Number of Rollovers AllowedNot specified
Finance Charges

Chamisal, NM payday loan calculator

Payday Loans in Chamisal, New Mexico: All You Need to Know

Are you in need of a quick cash solution? If you are in Chamisal, New Mexico, payday loans may be the answer. These loans are legal in the state and can help you get the cash you need to cover an unexpected expense or emergency.

What Are Payday Loans?

Payday loans are short-term loans that are usually due on your next payday. They are intended to help you bridge the gap between paychecks when unexpected expenses arise.

These loans are easy to apply for and quick to receive. You can typically apply for a payday loan online or in person at a lender’s office. Most lenders will require proof of income, such as a paycheck stub, and proof of identity, such as a driver’s license or other form of identification.

How Do Payday Loans Work in Chamisal, New Mexico?

In Chamisal, New Mexico, payday loans are legal and regulated by state law. Lenders must be licensed by the New Mexico Regulation and Licensing Department to operate in the state.

When you take out a payday loan, you will receive a cash advance against your next paycheck. The lender will usually charge a fee for this service, which can range from $15 to $30 per $100 borrowed. For example, if you borrow $300, you may have to pay back $345 to $390, depending on the lender’s fee.

Most payday loans in Chamisal, New Mexico have a maximum term of 35 days. You will need to repay the loan by the due date to avoid late fees and other charges.

What Are the Benefits of Payday Loans?

  • Payday loans are a quick cash solution when you need money fast.
  • They are easy to apply for and receive, with minimal requirements.
  • Payday loans are available to people with bad credit or no credit.
  • They can help you avoid late fees and other charges associated with unpaid bills.

What Are the Risks of Payday Loans?

While payday loans can be helpful in certain situations, there are also risks involved. Here are some of the risks to be aware of:

  • Payday loans can be expensive, with high fees and interest rates.
  • They can lead to a cycle of debt if you rely on them too often.
  • Failure to repay a payday loan can result in additional charges and damage to your credit score.

Interesting Facts and Statistics About Payday Loans in Chamisal, New Mexico

  • In 2019, New Mexico legislators passed a law capping the annual percentage rate (APR) on payday loans at 175%.
  • In 2020, the average payday loan amount in New Mexico was $350.
  • According to a study by the Center for Responsible Lending, the average payday loan borrower in New Mexico took out eight loans per year, with an average APR of 404%.
  • Lenders in New Mexico are required to disclose all fees and charges associated with payday loans to borrowers.

Need a Payday Loan in Chamisal, New Mexico? Apply Now for Quick Approval!

If you’re in need of a payday loan in Chamisal, New Mexico, TheGuaranteedLoans can help. We are a connector service that works with a network of lenders to help you find the best loan options for your needs.

Our online application process is quick and simple, and we will never charge you for our service. Fill out an application today and get the cash you need to cover your expense!

F.A.Q.

Are payday lenders in New Mexico required to provide borrowers with information about their rights and responsibilities before entering into a loan agreement?

Yes, payday lenders in New Mexico are required to provide borrowers with information about their rights and responsibilities before entering into a loan agreement. This information must be provided in writing and must include details about the loan terms, fees, and interest rates.

Can payday lenders in New Mexico make loans to borrowers who are already in default on another payday loan?

No, payday lenders in New Mexico are prohibited from making loans to borrowers who are already in default on another payday loan.