Payday Loans in Jamestown, New Mexico

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Jamestown, NM. Consider companies in other cities:

Company nameAddressZip codePhone number
First New Mexico Title & Abstract Company, Inc. 602 Paseo Del Pueblo Sur, Taos, NM 87571 +1 (575) 758 - 4264
Hillcrest Bank 2155 Louisiana Blvd NE 1000, Albuquerque, NM 87110 +1 (505) 888 - 3300
World Finance Corporation 2 George Ct b, Edgewood, NM 87015 +1 (505) 281 - 5101
Check `n Go 221 S White Sands Blvd, Alamogordo, NM 88310 +1 (575) 439 - 8000
Enterprise Bank & Trust 301 Griffin St, Santa Fe, NM 87501 +1 (505) 662 - 5171
Bloomfield Pawn Shop Inc 708 W Broadway Ave, Bloomfield, NM 87413 +1 (505) 632 - 2972
TitleMax Title Loans 1500 Juan Tabo Blvd NE, Albuquerque, NM 87112 +1 (505) 298 - 0016
Grant County Title Co 1963 Hilltop Rd, Silver City, NM 88061 +1 (575) 388 - 1501
Liberty Finance 215 S Canyon St, Carlsbad, NM 88220 +1 (575) 887 - 9659
Your Credit 113 E Broadway St, Hobbs, NM 88240 +1 (575) 393 - 4415

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jamestown, NM, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hobbs, NM, Payday Loans in Las Cruces, NM, Payday Loans in Rio Rancho, NM, Payday Loans in Roswell, NM, No Credit Check Loans in Santa Fe, NM, Same Day Loans in Alamogordo, NM, Payday Loans in Albuquerque, NM and Payday Loans in Clovis, NM. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jamestown, NM.

Are Payday Loans Legal In Jamestown, New Mexico?

Loan Rates and Fees, Laws and Regulations in New Mexico.

New Mexico Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)Not specified
Maximum Loan AmountNot specified
Minimum Loan TermNot specified
Maximum Loan TermNot specified
Number of Rollovers AllowedNot specified
Finance Charges

Jamestown, NM payday loan calculator

Payday Loans in Jamestown, New Mexico

Payday loans are one of the most popular types of loans in New Mexico. They are a type of short-term loan that typically requires repayment within two to four weeks. Payday loans can be a convenient option for those who are facing unexpected expenses or are struggling to make ends meet before their next payday.

What Are Payday Loans?

Payday loans are small-dollar loans that are designed to be repaid on the borrower’s next payday. The loan amounts typically range from $100 to $1,000, depending on the lender and the borrower’s income. These loans are meant to be short-term solutions to financial problems, and most lenders require that the borrower repay the loan in full, along with any fees or interest, when they receive their next paycheck.

Are Payday Loans Legal in New Mexico?

Yes, payday loans are legal in New Mexico. The state’s Small Loan Act regulates payday lenders, which must be licensed by the New Mexico Financial Institutions Division. These lenders must also comply with certain rules and regulations, including limitations on fees and interest rates. New Mexico law requires that payday lenders charge no more than 25% of the amount borrowed in fees and interest. Additionally, lenders must give borrowers at least 14 days to repay their loans.

How Do Payday Loans Work in Jamestown, New Mexico?

In Jamestown, New Mexico, payday loans work much like they do in other parts of the state. Borrowers can apply for a payday loan at a storefront location or online. Most lenders require that the borrower provide personal information and proof of income, such as a pay stub or bank statement. If approved, the borrower will receive the loan amount, minus any fees or interest, on the same day or within a few business days.

When it comes time to repay the loan, the borrower must either pay the loan amount in full, along with any fees or interest, or the lender will cash the borrower’s postdated check. If the borrower is unable to repay the loan on time, they may be charged additional fees and interest, and the loan may be rolled over into a new loan with additional fees and interest.

Interesting Facts About Payday Loans in Jamestown, New Mexico

  • New Mexico ranks third in the nation for the highest usage of payday loans.
  • In 2020, payday lenders in New Mexico charged an average annual percentage rate (APR) of 278%.
  • In 2019, New Mexico lawmakers passed a bill that increased the amount of time borrowers have to repay their loans from 14 days to 35 days.

Apply Now for Payday Loans in Jamestown, New Mexico

If you are facing unexpected expenses or are struggling to make ends meet before your next payday, a payday loan may be the solution you need. TheGuaranteedLoans is here to help you connect with potential lenders who can provide the funds you need. We are a connector service, not a direct lender, which means we work with a network of reputable lenders to find the best loan for your needs. To get started, fill out our online application today.

F.A.Q.

Do I need to have a bank account to get a payday loan in New Mexico?

Yes, most payday lenders in New Mexico require borrowers to have a checking or savings account in order to apply for a loan. This is because the lender will typically use automatic withdrawals to collect the loan payments.

Is it possible to get a payday loan without a physical storefront in New Mexico?

Yes, it is possible to get a payday loan without a physical storefront in New Mexico. Many lenders offer online payday loans, which can be applied for and processed entirely online.