Payday Loans in Williston, North Carolina

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No payday loan companies in Williston, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Rick Meeks - Raymond James 313 S Main St, Kannapolis, NC 28081 +1 (704) 932 - 2811
Wagner Financial Services Inc 2200 N Main St STE 102, High Point, NC 27262 +1 (336) 841 - 0500
AgCarolina Farm Credit 4000 Poole Rd, Raleigh, NC 27610 +1 (919) 250 - 9500
Security Credit Corporation 710 S Brightleaf Blvd, Smithfield, NC 27577 +1 (919) 938 - 4555
Little Bank 531 McCarthy Blvd, New Bern, NC 28562 +1 (252) 633 - 3585
Southern Bank - Clinton 1008 Sunset Ave, Clinton, NC 28328 +1 (910) 592 - 9005
Quick Cash Pawn of Hickory 2348 Springs Rd NE, Hickory, NC 28601 +1 (828) 256 - 7296
Self-Help Credit Union 705 W Fleming Dr, Morganton, NC 28655 +1 (828) 433 - 7383
First National Bank 1101 Main St, Danbury, NC 27016 +1 (336) 593 - 8151
Southern Bank 209 S Barnes St, Nashville, NC 27856 +1 (252) 459 - 2117

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Williston, NC, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Fayetteville, NC, No Credit Check Loans in Gastonia, NC, Payday Loans in Goldsboro, NC, Payday Loans in Greensboro, NC, Payday Loans in Greenville, NC, Payday Loan Without a Credit Check in Hickory, NC, Payday Loans in High Point, NC and Payday Loan Companies in Holly Springs, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Williston, NC.

Are Payday Loans Legal In Williston, North Carolina?

Payday Lending is Prohibited in North Carolina

North Carolina Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Williston, NC payday loan calculator

Understanding Payday Loans in Williston, North Carolina

Payday loans are short-term loans that help people get through tough financial situations. Often, people need a small amount of cash to pay bills, make purchases, or take care of emergencies before their next paycheck arrives. Payday loans are designed to help with those unexpected expenses.

Unfortunately, payday loans are illegal in North Carolina. While many states have payday loan regulations in place, North Carolina has taken a tough stance on payday lending, prohibiting the practice entirely. If you’re looking for a payday loan in Williston or any other city in North Carolina, you’ll have to explore other options.

Why are payday loans illegal in North Carolina?

Payday loans are considered predatory loans that can trap people in a cycle of debt. In North Carolina, the state government determined that payday loans come with high-interest rates and fees. These costs can be crippling for people who are already struggling financially.

In some cases, payday lenders have been known to take advantage of borrowers by setting up hidden fees or structuring loans in ways that keep people in debt for longer than necessary. North Carolina has outlawed payday loans to protect its residents from these predatory lending practices.

What are the consequences of getting a payday loan in Williston, North Carolina?

As stated earlier, payday loans are illegal in North Carolina. This means that if you attempt to get a payday loan in Williston or any other city, you may be putting yourself at risk. You could be dealing with unscrupulous lenders who may try to take advantage of your situation.

If you decide to take out a payday loan in North Carolina, you could face penalties and fines for breaking the law. In addition to being illegal, payday loans often come with very high-interest rates, which can be difficult to pay off. This can lead to a cycle of debt that is hard to break.

The Bottom Line

If you’re looking for a payday loan in Williston, North Carolina, you’re out of luck. Payday loans are illegal, and attempting to get one could put you at risk. Instead of relying on payday loans, you should explore other options for emergency funding.

Interesting facts and statistics about Payday loans in Williston, North Carolina

  • North Carolina passed legislation in 2001 to prohibit payday lending.
  • North Carolina was the first state to completely ban payday lending.
  • Between 1997 and 2001, over one million people in North Carolina took out payday loans.
  • Over 90% of payday loans are made to borrowers who take out multiple loans each year.

Apply Now

While payday loans may be illegal in North Carolina, there are other types of loans available to help you through tough financial situations. At TheGuaranteedLoans, we connect borrowers in North Carolina and around the country with trusted lenders who can offer personal loans, title loans, and other types of funding. Simply fill out an online application on our website, and we’ll get to work connecting you with the right lenders to meet your needs.

Remember, TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of lenders who are ready and willing to help you get the funding you need. Apply now and get one step closer to financial peace of mind!

F.A.Q.

Are there any other options for fast cash in Williston, North Carolina?

Consumers in Williston, North Carolina may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Williston, North Carolina?

No, payday loans are prohibited in the state of North Carolina.