Payday Loans in Canadian, Oklahoma

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Canadian, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
World Acceptance Corporation 107 W Division St, Stilwell, OK 74960 +1 (918) 696 - 3994
First Bank & Trust Co 11098 Oklahoma 76, Healdton, OK 73438 +1 (580) 229 - 1076
Easy Check Loans 808 W Will Rogers Blvd, Claremore, OK 74017 +1 (918) 343 - 1299
Dixie Finance 122 Evergreen St, Durant, OK 74701 +1 (580) 745 - 9601
Noble Finance 113 N 1st St, Anadarko, OK 73005 +1 (405) 247 - 1171
Paid In Cash 1201 N Rockwell Ave, Oklahoma City, OK 73127 +1 (405) 491 - 0555
S.A.M. Check Cashing Machine 102 Haskell Blvd, Haskell, OK 74436 +1 (918) 482 - 3218
Sun Loan Company 404 N Lynn Riggs Blvd, Claremore, OK 74017 +1 (918) 283 - 4774
Peoples Bank and Trust 517 Washington St, Ryan, OK 73565 +1 (580) 757 - 2409
Oklahoma Cash Advance Inc 524 N Milt Phillips Ave # D, Seminole, OK 74868 +1 (405) 303 - 2220

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Canadian, OK, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Lawton, OK, Payday Loans in Muskogee, OK, Payday Loan Without a Credit Check in Norman, OK, Online Loans in Oklahoma City, OK, Online Loans in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK and Payday Loans in Tulsa, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Canadian, OK.

Beautiful sights of Canadian, OK

Payday Loans Available in Canadian, OK By The Following ZIP Codes:

74425

Are Payday Loans Legal In Canadian, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Canadian, OK payday loan calculator

Payday Loans in Canadian, Oklahoma: What You Need to Know

In today’s economy, it’s not uncommon to face unexpected financial emergencies. Whether it’s a car repair, medical expense, or overdue utility bills, finding the funds to cover these unexpected costs can be a challenge. If you’re in a tight spot, you may be considering a payday loan. This article will cover everything you need to know about payday loans in Canadian, Oklahoma.

What are Payday Loans?

A payday loan is a short-term loan designed to help borrowers get through financial emergencies. These loans typically have a repayment term of two weeks to a month, and they’re usually for amounts under $500. To qualify for a payday loan, borrowers must have a valid ID, proof of income, and an active checking account. If approved, borrowers receive cash in exchange for a post-dated check or a pre-authorized debit.

Are Payday Loans Legal in Oklahoma?

Yes, payday loans are legal in Oklahoma. However, there are regulations in place to protect borrowers from predatory lending practices. The Oklahoma Deferred Deposit Lending Act regulates payday loans, limiting the amount that can be borrowed and setting a maximum fee structure.

How Much Can You Borrow?

In Oklahoma, borrowers can typically borrow up to $500 with a payday loan. However, this amount may vary depending on factors such as income and credit history. The maximum amount that can be borrowed is 25% of the borrower’s gross monthly income, and lenders may not charge more than 15% in fees for loans under $300. For loans between $301 and $500, the maximum fee is $45.

What are the Repayment Terms?

Payday loans in Oklahoma have a maximum repayment term of 45 days, and lenders must provide borrowers with a repayment schedule outlining the amount due and the due date for each payment. Borrowers must pay the loan in full, including all fees, by the end of the loan term. If the borrower cannot repay the loan on time, they may be able to request an extension, but this will come with additional fees and interest.

What are the Risks of Payday Loans?

While payday loans can be a helpful resource in financial emergencies, they also pose significant risks to borrowers. The high fees and short repayment terms can lead to a cycle of debt, where borrowers roll over their loans and accumulate additional fees and interest. The high interest rates can also make it difficult to pay off the loan, leaving borrowers in worse financial situations than before they took out the loan.

Apply Now for a Payday Loan in Canadian, Oklahoma

If you’re facing a financial emergency, a payday loan may be a helpful resource. TheGuaranteedLoans can connect you with potential lenders in Canadian, Oklahoma. Our application process is quick and easy, and we’ll help you find a lender that meets your needs. Remember, we are a connector service, not a direct lender, and we do not make credit decisions. If you’re approved, you’ll work directly with the lender to complete your loan transaction. Apply now to get started!

Interesting Facts and Statistics

  • In Oklahoma, the average payday loan is $394.45 with an average APR of 395%.
  • A typical payday borrower in Oklahoma takes out 8 loans per year, with an average loan amount of $394.
  • Payday lending generates $57 million in fees each year in Oklahoma.
  • There are more payday loan storefronts in Oklahoma than McDonald’s restaurants.

F.A.Q.

What is the maximum interest rate that can be charged on a payday loan in Canadian, Oklahoma?

The maximum interest rate that can be charged on a payday loan in Canadian, Oklahoma is 17.50%.

How long do I have to repay a payday loan in Canadian, Oklahoma?

The repayment period for a payday loan in Canadian, Oklahoma is typically 14 days, but some lenders may offer longer repayment terms.