Payday Loans in Fittstown, Oklahoma

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No payday loan companies in Fittstown, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Bell Finance Vinita 443 N Wilson St, Vinita, OK 74301 +1 (918) 256 - 5501
World Acceptance Corporation 101 N Broadway St, Hugo, OK 74743 +1 (580) 326 - 5085
Stilwell Loans 833 US-59, Stilwell, OK 74960 +1 (918) 797 - 2410
Jo's Payday Advance 1609 S Park Dr, Broken Bow, OK 74728 +1 (580) 584 - 6596
S.A.M. Check Cashing Machine 2110 Oklahoma Ave, Woodward, OK 73801 +1 (580) 256 - 2526
Exchange Bank 523 Delaware, Perry, OK 73077 +1 (580) 336 - 5531
Regional Finance 1212 Merrick Dr Suite 5, Ardmore, OK 73401 +1 (580) 319 - 7467
Advance America 5515 W Owen K Garriott Rd, Enid, OK 73703 +1 (580) 237 - 3181
First national bank 602 W Blair Ave, Wilburton, OK 74578 +1 (918) 465 - 2381
Security Finance 1211 W Will Rogers Blvd, Claremore, OK 74017 +1 (918) 342 - 3522

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fittstown, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lawton, OK, Payday Loan for Muskogee, OK, Payday Loan Companies in Norman, OK, Payday Loan for Oklahoma City, OK, Payday Loan Companies in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK and Payday Loans in Tulsa, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fittstown, OK.

Are Payday Loans Legal In Fittstown, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Fittstown, OK payday loan calculator

Payday Loans in Fittstown, Oklahoma: An Overview

Payday loans are a type of short-term loan that can help individuals in need of fast cash. These loans can be helpful when unexpected expenses, such as medical bills or car repairs, arise between paychecks. While payday loans are legal in Oklahoma, it is important to understand the regulations and guidelines surrounding payday loans in Fittstown.

The Basics of Payday Loans

Payday loans are a type of loan that is typically repaid within a few weeks, or by the borrower’s next payday. Unlike traditional loans, payday lenders do not require borrowers to have a high credit score or lengthy credit history. Instead, lenders typically require proof of income and a checking account.

In Oklahoma, payday loans are legal, and lenders can charge up to 390% interest on a loan of $100 for up to 12 weeks. This means that if a borrower takes out a $300 loan, they could end up paying $90 in interest alone.

The Pros and Cons of Payday Loans

Like any financial tool, payday loans come with both advantages and disadvantages. Some of the pros include:

  • Fast access to cash: Payday loans can be processed quickly, often within hours, giving borrowers access to cash when they need it most.
  • No credit check required: Payday lenders typically do not require borrowers to have a good credit score, making these loans more accessible to people with poor credit.
  • Fewer requirements: Unlike traditional loans, payday lenders do not require a lot of documentation or paperwork.

However, there are also several cons to consider:

  • High-interest rates: The interest rates on payday loans can be extremely high, making it difficult for borrowers to repay the loan in full.
  • Potential for debt traps: If borrowers cannot repay the loan in full, they may be stuck in a cycle of debt and forced to take out additional loans to cover the interest payments.
  • Limited borrowing amount: Payday loans typically have low borrowing limits, which may not be enough to cover larger expenses.

Facts and Statistics about Payday Loans in Fittstown, Oklahoma

According to the Oklahoma Department of Consumer Credit, the majority of payday loans in Oklahoma are taken out by people making between $15,000 and $25,000 per year. The average payday loan in Oklahoma is for $395 and has an annual percentage rate (APR) of 391%. In 2019, Oklahomans took out almost 900,000 payday loans, totaling more than $390 million in loans.

How to Apply for a Payday Loan in Fittstown, Oklahoma

If you are considering a payday loan in Fittstown, it is important to do your research and understand the terms and conditions of the loan. At TheGuaranteedLoans, we offer a simple and secure online application process that can help you find potential lenders who may be willing to provide a payday loan. However, it is important to note that we are a connector service, not a direct lender, and we cannot guarantee loan approval.

Before applying for a payday loan, be sure to read the fine print and understand the interest rates, fees, and repayment terms. Remember, while payday loans can be a helpful resource in times of financial need, they also come with risks and should be used with caution.

Conclusion

Payday loans can provide a much-needed financial lifeline for people in need of fast cash. However, they also come with risks and should be approached with caution. If you are considering a payday loan in Fittstown, Oklahoma, be sure to do your research, understand the terms and conditions of the loan, and only borrow what you can afford to repay.

Apply Now

If you are interested in applying for a payday loan, TheGuaranteedLoans can help. Our simple and secure online application process can connect you with potential lenders who may be willing to provide a payday loan. Remember, we are a connector service, not a direct lender, and we cannot guarantee loan approval. Apply now to see if you qualify.

F.A.Q.

Are there any alternatives to payday loans in Fittstown, Oklahoma?

Yes, there are several alternatives to payday loans in Fittstown, Oklahoma, including short-term loans from credit unions, borrowing from friends or family, or applying for a credit card with a low-interest rate.

Where can I find more information about payday loans in Fittstown, Oklahoma?

You can find more information about payday loans in Fittstown, Oklahoma by visiting the website of the Oklahoma State Banking Department or by contacting a licensed payday lender in your area.