Payday Loans in Days Creek, Oregon

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No payday loan companies in Days Creek, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James 2782 NW Pacific Pl, Newport, OR 97365 +1 (541) 574 - 7787
Columbia Bank 150 W Ellendale Ave, Dallas, OR 97338 +1 (503) 623 - 9281
CASHCO Financial Services, Inc 1570 SE 9th Ave, Albany, OR 97322 +1 (541) 917 - 1960
QuikCheck 1618 Williams Hwy, Grants Pass, OR 97527 +1 (541) 476 - 6600
Linn-Co Federal Credit Union 1428 Main St, Sweet Home, OR 97386 +1 (541) 259 - 1235
Maps Credit Union - Monmouth Branch 163 Knox St N, Monmouth, OR 97361 +1 (503) 838 - 2224
Eastern Oregon Title, Inc. 1601 Adams Ave, La Grande, OR 97850 +1 (541) 963 - 8561
ACE Cash Express 1630 Beavercreek Rd Ste J, Oregon City, OR 97045 +1 (503) 722 - 1010
Umpqua Bank Home Lending 9755 SW Barnes Rd Suite 460, Portland, OR 97225 +1 (503) 484 - 1585
U.S. Bank Branch 52313 Columbia River Hwy, Scappoose, OR 97056 +1 (503) 543 - 6336

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Days Creek, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Albany, OR, Payday Loans in Beaverton, OR, Payday Loans in Bend, OR, Payday Loans in Corvallis, OR, Payday Loan Companies in Eugene, OR, Guaranteed Loans in Grants Pass, OR, Payday Loans in Gresham, OR and Payday Loan Without a Credit Check in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Days Creek, OR.

Beautiful sights of Days Creek, OR

Payday Loans Available in Days Creek, OR By The Following ZIP Codes:

97429

Are Payday Loans Legal In Days Creek, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Days Creek, OR payday loan calculator

Are you struggling to make ends meet in Days Creek, Oregon? If you’re in a tight financial situation, you might be considering a payday loan to help you cover your expenses. These loans can be a valuable resource for people who need cash quickly, but they can also be risky. In this article, we’ll explore everything you need to know about payday loans in Days Creek, Oregon.

What is a payday loan?

A payday loan is a short-term loan that is meant to help people bridge the gap between paychecks. These loans are typically for small amounts, such as $500 or less, and they are usually due on the borrower’s next payday. Payday loans can be obtained in person at a storefront lender or online through a lender’s website.

How do payday loans work?

When you take out a payday loan, you’ll typically be required to provide proof of income and a post-dated check or authorization for the lender to withdraw the loan amount from your bank account on your next payday. If you’re applying online, you may need to provide access to your bank account so the lender can deposit the loan amount and withdraw funds on the due date.

Payday loans are notorious for their high interest rates and fees. In Oregon, payday lenders can charge a maximum fee of $10 per $100 borrowed, up to a maximum loan amount of $50,000. This means that if you borrow $500, you will have to repay $550 on your next payday. While this may not seem like a lot, it can add up quickly if you’re unable to repay the loan on time.

What are the risks of payday loans?

Payday loans can be risky for a number of reasons. First and foremost, the high interest rates and fees can make it difficult to repay the loan on time. If you’re unable to repay the loan, you may be charged additional fees or interest, which can make the loan even more difficult to repay.

Additionally, payday loans can have long-term financial consequences. If you rely on payday loans to cover your expenses, you may find yourself in a cycle of debt that can be difficult to break. This can lead to financial instability and a damaged credit score.

Are payday loans legal in Days Creek, Oregon?

Yes, payday loans are legal in Oregon. However, the state has put in place regulations to protect consumers from excessive fees and interest rates. In addition to the $10 per $100 borrowed fee cap, lenders are also required to offer a repayment plan to borrowers who are unable to repay their loan on time. This plan allows borrowers to repay the loan over a longer period of time, without being charged additional fees or interest.

How to apply for a payday loan in Days Creek, Oregon

If you’re considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is fast and easy, and you’ll typically receive a decision within minutes. Remember, we are not a direct lender, but a connector service that will facilitate your connection with potential lenders.

Interesting Facts and Statistics about Payday loans in Days Creek, Oregon

  • According to the Oregon Division of Financial Regulation, there were 684,904 payday loans taken out in the state in 2020.
  • The average APR for payday loans in Oregon is 154%, according to a report from the Center for Responsible Lending.
  • While payday loans are legal in Oregon, the state has put in place regulations to protect consumers from predatory lending practices.

Conclusion

If you’re considering a payday loan in Days Creek, Oregon, it’s important to understand the risks involved. While these loans can provide quick cash when you need it, they can also lead to a cycle of debt that can be difficult to break. Make sure you understand the terms and fees associated with the loan, and only borrow what you can afford to repay.

Apply Now

If you’re ready to apply for a payday loan, TheGuaranteedLoans can help. Our online application process is fast and easy, and we’ll connect you with potential lenders who can help you get the cash you need. Remember, we are not a direct lender, but a connector service that will facilitate your connection with potential lenders. Apply now and get the cash you need to cover your expenses!

F.A.Q.

Should I consider taking out a payday loan in Days Creek, Oregon?

Borrowers should carefully consider whether a payday loan is the right option for their financial situation. Payday loans can provide quick access to funds, but they also come with high interest rates and fees that can make them expensive in the long term. Borrowers should weigh the potential risks and benefits before taking out a payday loan in Days Creek, Oregon.

Can I apply for a payday loan in Days Creek, Oregon if I am not a resident of the state?

No, to apply for a payday loan in Days Creek, Oregon, borrowers must be residents of the state. Borrowers should check the eligibility requirements of the lender they are considering to ensure they meet the necessary criteria.