Payday Loans in Dorena, Oregon

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No payday loan companies in Dorena, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 2352 Poplar Dr, Medford, OR 97504 +1 (541) 779 - 4608
Mid Oregon Credit Union 395 SE 5th St, Madras, OR 97741 +1 (541) 382 - 1942
AFC Automotive Finance Corp. 90485 Auction Way, Eugene, OR 97402 +1 (541) 225 - 2000
Umpqua Bank 625 E Gibbs Ave, Cottage Grove, OR 97424 +1 (541) 942 - 9122
Mid Oregon Credit Union 8955, 305 NE Hickey Farms Rd, Prineville, OR 97754 +1 (541) 382 - 1795
United Finance 704 SW Emigrant Ave, Pendleton, OR 97801 +1 (541) 276 - 1111
First Community Credit Union 151 S Columbia St, Milton-Freewater, OR 97862 +1 (541) 938 - 2929
First Interstate Bank 555 NW 3rd St, Prineville, OR 97754 +1 (541) 447 - 4105
LaRog Brothers Jewelers 13033 SE 84th Ave, Clackamas, OR 97015 +1 (503) 774 - 8991
CASHCO Financial Services, Inc. 927 NW Circle Blvd, Corvallis, OR 97330 +1 (541) 368 - 3069

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dorena, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Keizer, OR, 24-Hour Loan in Lake Oswego, OR, No Credit Check Loans in McMinnville, OR, Payday Loans in Medford, OR, Payday Loans in Oregon City, OR, Online Loans in Portland, OR, Payday Loans in Salem, OR and Short-term Loans in Springfield, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dorena, OR.

Are Payday Loans Legal In Dorena, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Dorena, OR payday loan calculator

Payday Loans in Dorena, Oregon: What You Need to Know

Payday loans in Dorena, Oregon are a popular way to get quick cash when you need it. These short-term loans can help you cover unexpected expenses, from car repairs to medical bills.

It’s important to note that payday loans are legal in Oregon, but there are laws in place to protect consumers. Before you take out a payday loan, it’s important to understand the regulations in your state and make sure you’re working with a reputable lender.

How Do Payday Loans Work?

A payday loan is a short-term loan that typically lasts two weeks to a month. You borrow a small amount of money, usually less than $500, and repay it with interest on your next payday.

To apply for a payday loan in Dorena, you’ll need to provide proof of income and a valid ID. You can apply online or in-person at a payday loan store. If your application is approved, you’ll receive the cash upfront and repay the loan with interest when it’s due.

It’s important to note that payday loans have high interest rates and fees, so they should only be used as a last resort. You should also be sure you can repay the loan on time to avoid additional fees and interest.

Payday Loan Regulations in Oregon

Oregon has several laws in place to protect consumers from predatory lenders. These laws include:

  • Payday loans have an interest rate cap of 36%
  • Lenders must be licensed with the Oregon Division of Financial Regulation
  • Lenders cannot charge more than $10 per $100 borrowed
  • Borrowers can have no more than one payday loan at a time

It’s important to work with a lender who abides by these regulations to ensure you’re getting a fair and safe loan.

Apply Now

If you’re in need of quick cash, TheGuaranteedLoans can help. We’re a connector service that can help you find a reputable lender in Dorena, Oregon. Fill out our simple online application to get started.

It’s important to note that we are not a direct lender and do not make lending decisions. We simply facilitate connections between borrowers and lenders.

Interesting Facts and Statistics about Payday Loans in Dorena, Oregon

  • The average payday loan in Oregon is $381
  • According to the Pew Charitable Trusts, 6% of Oregonians have taken out a payday loan in the past 5 years
  • 86% of Oregon payday loan borrowers took out a loan to cover recurring expenses, such as rent and utilities

Conclusion

Payday loans can be a helpful resource when you’re in need of quick cash, but it’s important to understand the regulations in your state and work with a reputable lender. TheGuaranteedLoans can help you find a lender in Dorena, Oregon that abides by state regulations and offers fair and safe loans. Apply now to get started.

F.A.Q.

What is a payday loan in Dorena, Oregon?

A payday loan is a short-term, high-interest loan that is typically used to cover emergency expenses or unexpected bills.

Are payday loans legal in Dorena, Oregon?

Yes, payday loans are legal in Dorena, Oregon. However, there are certain regulations in place to protect borrowers from predatory lending practices.