Payday Loans in Gales Creek, Oregon

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No payday loan companies in Gales Creek, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
QuikCheck 1618 Williams Hwy, Grants Pass, OR 97527 +1 (541) 476 - 6600
Trueline Capital 547 SW 13th St, Bend, OR 97702 +1 (800) 292 - 6561
Bank of America with Drive-thru services 324 SW 3rd St, Corvallis, OR 97333 +1 (541) 758 - 2881
Umpqua Bank 150 W Main St, John Day, OR 97845 +1 (541) 575 - 0257
SELCO Community Credit Union 825 SW 17th St, Redmond, OR 97756 +1 (541) 312 - 1859
First Community Credit Union 168 Melton Rd, Creswell, OR 97426 +1 (541) 895 - 3061
SELCO Community Credit Union 2011 North, 19th St, Springfield, OR 97477 +1 (800) 445 - 4483
Cash Connection Grants Pass 764 SW 6th St, Grants Pass, OR 97526 +1 (541) 476 - 6740
Northwest Farm Credit Services 650 E Pine St Ste 106A, Central Point, OR 97502 +1 (541) 665 - 6100
Leon Dorich - Raymond James 103 E 3rd St, The Dalles, OR 97058 +1 (541) 370 - 2777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gales Creek, OR, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Albany, OR, Quick Loan in Beaverton, OR, Payday Loans in Bend, OR, Payday Loans in Corvallis, OR, Payday Loans in Eugene, OR, Payday Loans in Grants Pass, OR, Payday Loans in Gresham, OR and Payday Loans in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gales Creek, OR.

Beautiful sights of Gales Creek, OR

Are Payday Loans Legal In Gales Creek, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Gales Creek, OR payday loan calculator

Everything You Need to Know About Payday Loans in Gales Creek, Oregon

If you’re in need of quick cash to cover an unexpected expense, a payday loan might seem like a good solution. In Oregon, payday loans are legal and regulated, but it’s important to know the facts before you apply. In this article, we’ll cover everything you need to know about payday loans in Gales Creek, Oregon.

How Payday Loans Work

Payday loans are short-term loans that are typically due on your next payday. They are designed to provide quick cash to cover emergencies or unexpected expenses. In Oregon, payday loans are legal and regulated by the state. The maximum loan amount is $50,000, and lenders cannot charge more than 36% APR.

To apply for a payday loan, you’ll need to provide proof of income, such as a pay stub or bank statement, and a valid ID. You’ll also need to give the lender access to your checking account so they can deposit the loan funds and withdraw the repayment amount on the due date.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have both advantages and disadvantages. Here are some pros and cons to consider:

Pros of Payday Loans:

  • Quick and easy to obtain
  • No credit check required
  • No collateral needed
  • Can provide emergency cash when needed

Cons of Payday Loans:

  • High-interest rates and fees
  • Short repayment terms can lead to a cycle of debt
  • No ability to improve credit score
  • Some lenders are predatory and can take advantage of borrowers

Interesting Facts and Statistics

According to a report by the Oregon Department of Consumer and Business Services:

  • Payday loans are the most frequently complained-about financial product in Oregon
  • The average interest rate for a payday loan in Oregon is 154%
  • The average payday loan borrower in Oregon takes out 8 loans per year

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Gales Creek, Oregon, TheGuaranteedLoans can help. We’re a connector service that can connect you with potential lenders in your area. Simply fill out the online application on our website, and we’ll do the rest. It’s important to remember that we’re not a direct lender and that we don’t make credit decisions. We’re here to help you find a lender that meets your needs.

Conclusion

Payday loans can provide quick cash to cover unexpected expenses, but they come with high-interest rates and fees. Before you apply, it’s important to consider the pros and cons and make sure you can repay the loan on time. If you do decide to apply, TheGuaranteedLoans can help connect you with potential lenders in Gales Creek, Oregon. We’re here to help you find the right financial solution for your needs.

F.A.Q.

What are the maximum loan amounts and interest rates for payday loans in Gales Creek, Oregon?

in Gales Creek, Oregon, the maximum loan amount for a payday loan is $50,000 and the maximum interest rate is 36% per year.

Can I renew or extend a payday loan in Gales Creek, Oregon?

No, payday loans in Gales Creek, Oregon cannot be renewed or extended. Borrowers must repay the loan in full by the agreed upon due date.